Lifestyle Inflation: When salary increases, people’s first thought is to improve their lifestyle. For this, people buy a new phone, buy a big house, buy an expensive car, travel abroad and spend more and more. Gradually these hobbies become needs of people. This is called ‘lifestyle inflation’.

growing problem
In today’s time, this problem has increased further because luxury lifestyle is visible every day on social media. People have now started comparing themselves not with neighbours, but with influencers, celebrities and rich people. This makes spending expensively seem normal. Gradually, expensive mobiles, branded clothes, eating out, online shopping and luxury items become a part of everyday life. The problem is that once the expenditure increases, it is difficult to reduce it later. These expenses become a burden at the time of job loss or financial problems.

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Expenses may increase after 20 years
Such lifestyle can increase your expenses in the future. For example, suppose today your family’s expenses are Rs 50,000 per month. If inflation remains at an average of 6% per year, then after 20 years the same expenditure can be around Rs 1.6 lakh per month. This means that even if your lifestyle does not change, inflation still increases your expenses manifold. If lifestyle also becomes expensive every few years, then future financial needs will increase further.

For this reason, many people are not able to save money despite earning well. Their income increases, but their expenses increase even faster.

Avoid making these mistakes
If you also want to avoid the trap of lifestyle inflation, then you should avoid making some mistakes. As:

• Increase in expenses every time salary increases
• Buying a big house or expensive car just for show
• Taking everything on EMI
• not creating an emergency fund
• keep postponing investment

SIP is necessary
The best way to fight inflation and lifestyle inflation is SIP (Systematic Investment Plan). With this, a bigger fund can be created gradually. If someone starts a SIP of Rs 10,000 per month at the age of 25 and increases it by 10% every year, then in 30 years a fund of up to Rs 8 crore can be created.

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the most important thing
It is not possible to stop inflation, but lifestyle inflation can be controlled. Earning more money should not be the real goal. The real goal is to secure the future, financial independence and a stress-free life. Good income improves your lifestyle, but disciplined investment makes your future secure.

Ways to refund money: If you have also bought a car worth more than Rs 10 lakh, then this news is for you. Actually, now if you buy a car costing more than Rs 10 lakh, it will become very important for you to pay an additional amount in the form of TCS (Tax Collected at Source). According to the information, under Income Tax rules, TCS of 1 percent is deducted by the showroom on purchasing expensive vehicles worth more than Rs 10 lakh. But, the special thing in this is that your money does not sink anywhere, rather you can also get your money back.

Know here how this scheme works?

Everyone knows that as soon as you buy a new car, the dealer collects 1 percent tax of the car price from you, where the tax collected is deposited with the government. This is reflected in your Form 26AS and AIS (Annual Information Statement), which is actually your tax paid in advance.

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In what ways can you get your money?

You can find your zodiac sign very easily through three main methods. First of all, you can file your Income Tax Return (ITR) completely at the end of the year. On the other hand, if your tax liability is much less than TCS, then your money will be easily refunded directly into your bank account. Not only this, if you have to pay tax on the entire year’s income at once, then if you want, you can also completely reduce your TCS amount of 1 percent.

However, those who are in employment are given a best option here, where the employees have to submit the vehicle purchase receipt properly. Where, the company completely reduces the TDS deducted from your salary.

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Work will not be possible without these important documents

You will have to keep these important documents with you during this entire process. In which the first TCS certificate (Form 27D), where the car dealer will definitely ask for this certificate from you. Apart from this, keep special attention that while checking AIS, whether the car dealer has deposited this tax on your PAN or not.

Nowadays, in new cars, Engine Start/Stop button is provided instead of key. With the help of this button you can easily start and stop the car. This feature makes driving easier and has become very common in modern cars. But this question comes in the mind of many new drivers that what will happen if this button is accidentally pressed in a moving car. It is important to know this so that you can drive safely. Let us know what will happen if you press the Start/Stop button in a moving car?

What happens when you press the button once in a moving car?

If you accidentally press the Engine Start/Stop button once in a moving car, there is no need to panic. Most cars are equipped with safety systems, which do not allow the engine to stop immediately. That is, once the button is pressed, the engine of the car keeps running. However, a warning light may come on on the dashboard or the button may blink. This is just to warn you.

What happens when you press and hold the button for a few seconds?

If you press and hold this button for 2-3 seconds, the car considers it an emergency. In such a situation the engine may stop. After the engine is switched off, the steering becomes heavy and more force is required to apply brakes. Although they do not close completely, it can be difficult to control the car. In some cars, the gear automatically switches to neutral as soon as the engine is switched off.

What can happen by repeatedly pressing the button?

It is not right to press this button repeatedly in a moving car. In some cars, doing this may cause the engine to stop and errors may appear on the dashboard. This can affect the system of the car and may cause problems later.

Why do companies provide this feature?

Car companies keep in mind that the button can be pressed accidentally, so once pressed, nothing happens. But it has also been made a kind of emergency kill switch. If ever the accelerator gets stuck or there is a major problem in the car, then the car can be stopped with the help of this button.

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Often we apply the old habits of manual car to automatic also, but it is not right to do this. These small mistakes can gradually damage the gearbox and transmission system and put a big burden on the pocket. Here we are going to tell you about 5 such mistakes, knowing which you can save both the life of your vehicle and your pocket.

put the car in neutral

Many people put the vehicle in neutral on a slope to save fuel, but in automatic vehicles, the transmission system continues to get oil properly only when the engine is running. Putting it in neutral can affect the lubrication and in the long run the gearbox can overheat and suffer damage. In such a situation, you can correct your mistake.

putting the car straight into park mode

After this, the second mistake is to put the moving vehicle directly in park mode. It is important for you to know that P mode should not be used until the vehicle comes to a complete stop. By doing this, there is sudden pressure on the parking pin inside, due to which it may break and costly repairs may have to be done.

Repeated neutralization of traffic

The third habit that causes harm is repeatedly shifting between neutral and drive in traffic. If the signal is very small then there is no need to change gears frequently. Constant shifting increases unnecessary wear on the clutch pack and other parts inside the transmission.

wrong way to launch

Apart from this, drivers suddenly shift into gear by pressing the accelerator. This method is not ideal for automatic vehicles, as it causes shock to the transmission and can lead to problems like gear slip over time.

shifting gears without pressing the brakes

Lastly, the most important thing is not to shift gear without pressing the brake. Whether in Drive (D) or Reverse (R), shifting should always be done by pressing the brake. Shifting without braking places a sudden load on the gear system, which can gradually weaken the entire mechanism. By keeping these small things in mind, you can drive your automatic vehicle smoothly and safely for a long time.

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When a car has driven 2 lakh kilometers, its engine is no longer as new as before. At this time, many parts of the engine have worn out and if proper care is not taken, the car can get damaged quickly, but the good thing is that if you maintain it properly, you can easily extend the life of your car to 3 lakh kilometers or more. For this, it is important that you get the service done on time and keep some special things in mind.

Change engine oil and filter on time

For the long life of the engine, it is most important to change the engine oil at the right time. After 2 lakh km, the engine wears more, hence clean and good oil becomes very important. It is better to change engine oil every 5,000 to 7,000 km. Also, the oil filter should also be changed so that dirt does not get into the engine. If you use good quality oil, the engine runs smooth and does not spoil quickly.

Take special care of the cooling system

It is very important to keep the engine cool, especially when the vehicle has been driven a lot. Check the radiator, coolant and pipes regularly. If the coolant is old, replace it immediately. Overheating is the biggest threat to the engine and can cause engine damage quickly. Therefore do not ignore the cooling system.

Spark Plug and Injector Cleaning

In old vehicles, spark plugs and fuel injectors become dirty. Due to this the performance of the engine reduces and the mileage also falls. It is necessary to get them cleaned or replaced from time to time. Due to this, engine power is maintained and the vehicle runs smoothly.

Change your driving style

If you want your car to last longer, you will also have to pay attention to your driving style. Avoid sharp acceleration, sudden braking and excessive speed. Driving slowly and comfortably puts less pressure on the engine and increases its life.

Don’t ignore small problems

If there is any strange noise coming from the engine or the vehicle is not picking up properly, do not ignore it. Major problems can be avoided by getting small problems repaired on time.

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Android Auto Features In Car: Nowadays, many smart features are available in new cars, of which Android Auto is considered to be the most useful. This is a feature of Google, which was launched in 2015. Its job is to make driving easier and safer by connecting your car and smartphone. Let us know about this feature in detail.

Actually, with the help of Android Auto, you can make calls, read messages, play songs and see the route without taking your phone in hand. This feature is specially designed to prevent distraction while driving. This feature works in those smartphones which run on Android 8.0 or above version. Nowadays, this facility is available in almost every new car, due to which driving has become even smarter.

How to connect and use Android Auto?

If your car has Android Auto, it is very easy to use. First of all you have to connect your smartphone to the car. For this you can use USB cable, Bluetooth or Wi-Fi. After connecting the phone, the interface of Android Auto will start appearing on the car screen. After this you can easily run the apps visible on the screen. You can also decide which apps appear on the screen by going to Settings. With this you will see only the necessary apps and it will become easier to use. The best thing is that you can also control it through voice commands by saying “Hey Google”. With this you do not need to touch the screen while driving.

What are the benefits of Android Auto?

The biggest advantage of Android Auto is that it makes driving safe. You can easily see the route through Google Maps and also get traffic information. Apart from this, you can make calls, listen to WhatsApp messages and also reply. You can use songs or apps on your phone to listen to music. Its interface is very simple, so that anyone can learn it quickly. This is the reason why nowadays this feature is becoming essential in every car.

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Car Numerology: Whenever we see the number plate of a car, it is not only a means of identification, but from the point of view of numerology, there is also a special energy hidden in it. To understand this energy, overall number is calculated.

The composite number is the last digit obtained by adding up your entire number plate (letters + digits). It reflects the core identity and energy of your car.

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How to find composite numbers?

Finding the composite number is quite easy, it can be understood in three small steps-

convert letters to numbers

Every letter has a number-

A = 1, B = 2, C = 3 … Z = 26

add up all the digits

Now add both the letters and numbers of the number plate.

For example – DL8C AL 4957

4 + 3 + 8 + 3 + 1 + 3 + 4 + 9 + 5 + 7 = 47

convert to a digit

Now this total has to be converted into a number.

4 + 7 = 11

1 + 1 = 2

That means the overall number of this vehicle is 2.

Chart of composite numbers (meaning from 1 to 9)

The overall number reflects your car’s specific power and driving behavior. The meaning of all the numbers from 1 to 9 is given below-

number 1

Is a leader, bright and full of confidence. They should avoid haste.

number 2

Peaceful, balanced and cooperative nature, they should avoid overthinking.

number 3

Creative and social with a sociable temperament, they should avoid getting distracted. Enjoy driving.

number 4

Practical, disciplined and responsible in nature, they like safe driving. But they should not adopt a strict attitude.

number 5

Are fast, active and multitasking. They like to talk while driving, but getting distracted is the biggest danger.

number 6

Give priority to family and comfort. Likes going on family trips and likes comfort. They should avoid tiring themselves for others.

number 7

Overthinkers but of spiritual nature, they like to drive alone. They should avoid losing their way by getting distracted.

number 8

Disciplined and rule following people, who drive under control. They should avoid driving at high speed.

number 9

Intelligent, idealistic and a constant learner, they love to listen to something or the other while driving. But they should be kept in mind while driving.

Numerology is a faith based system. Its effect depends on the thinking and beliefs of the person. So see this as a guide, not as the absolute final truth.

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Disclaimer: The information provided here is based only on assumptions and information. It is important to mention here that ABPLive.com Does not constitute any endorsement or verification of information. Before implementing any information or belief, consult the concerned expert.

Holi Color Remover From Car Bike: Now Holi is just a few days away. On this day people throw colors on each other. Many people visit distant relatives and friends by car and bike. During this time people throw colors on them also. It is common for vehicles to be painted on Holi.

But if they are not cleaned properly then the shine of the paint may fade. Especially chemical colors can leave stains on the body. Therefore, it is important to clean immediately as soon as color is applied. The question is how to clean the vehicle so that its paint remains safe and the vehicle looks like new. Let us tell you some easy methods regarding this.

Remove dry and light colors like this

If dry gulal or light color is applied on the vehicle. So don’t delay. First wash the car with light water so that the top layer is removed. After this, mix mild detergent in lukewarm water. Soak a soft cloth or sponge in it and gently clean the colored area. Rubbing too hard can cause scratches on the paint. After the color comes out, wash it again with clean water and wipe it with a dry microfiber cloth. The sooner you clean, the easier it will be.

Home remedies for dark spots

If the color is dark and not coming off easily. So baking soda can be useful. Make a thick paste by mixing some water and leave it on the stained area for 15 to 20 minutes. Then rub lightly with a soft cloth and wash with water. Vinegar is also effective. Mix equal amounts of water and vinegar and spray and clean after a few minutes. If necessary, rubbing alcohol or non-gel toothpaste can also be used on light stains. But always test on a small portion first.

Keep these things in mind

There are many such cleaners available in the market. Which are specially made to remove stains from vehicles. Read the instructions carefully before using and ensure that the product is safe for the paint type of your vehicle. Avoid rough clothes like hard chemicals or stones, it may damage the paint. Always use a soft sponge or microfiber cloth. If the stain is stubborn and does not come off on its own, it would be better to seek help from a professional auto detailer.

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The automobile industry around the world is now working on such technologies, which will make cars not only advanced but also environment-friendly and sustainable. In this direction, Japanese company Nissan has introduced a special concept of its all-electric SUV Ariya. This car can charge its battery with sunlight and is capable of providing an additional range of about 22 kilometers. This technology is being considered a big step for future electric cars.

The battery will keep charging while the vehicle is moving.

• In Nissan Ariya Solar Concept, solar panels have been installed in about 41 square feet area on the roof, bonnet and rear part of the car. These panels convert sunlight into electricity and directly charge the battery. The special thing is that these solar panels are almost not visible from outside, which means there is no impact on the design and look of the car. This technology has been developed by Nissan in collaboration with Netherlands company IM Efficiency. Solar cells have been fitted into the body of the car in such a way that both aerodynamics and design remain intact. This is the reason why this concept car looks almost similar to the production model Ariya.

Glimpse of future EV technology

• This experiment of Nissan is special because the company wanted to test what effect the installation of hidden solar panels has on the look and performance of the car. This technology can reduce range anxiety in the future, as the battery will continue to charge even when the car is parked or moving.

Nissan Ariya: Features and Range

• Nissan Ariya is the company’s most premium and advanced electric crossover SUV. It has a battery ranging from 63 kWh to 87 kWh, which is capable of giving a range of about 600 kilometers on a single charge. It has advanced features like Nissan’s special e-4ORCE all-wheel drive technology, coupe-style design, luxury interior, two 12.3-inch digital screens, level-2 ADAS and 360-degree camera.

What is the possibility of launch in India?

• Nissan Ariya has already been spotted testing in India. If it is launched in India in future, its price could be between Rs 60 lakh to Rs 80 lakh. If technology like solar panels reaches the production model, it can prove to be a game-changer for the Indian EV market as well.

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