In today’s digital age, phones have become an important part of our lives. We cannot even think of our life without phone or smartphone. Along with making calls, it has become a powerful medium for obtaining entertainment, information and knowledge. In today’s time, all our work, whether it is related to banking or our personal information, everything is stored and operated inside the phone. Now any work related to bank is not possible without phone.

For this reason, many gangs and cyber thugs try to hack our smartphones and carry out cyber attacks to obtain our personal and banking information. It may be difficult to avoid this, but through this article we will tell you what changes and signs appear in the phone when the mobile is hacked.

phone overheating

If your phone is overheating, it is not always a problem with the phone. It may also happen that cyber thugs have hacked your phone. When someone hacks your phone through a spy app, the consumption of battery and data of the phone increases. This puts additional burden on the mobile hardware and the smartphone starts overheating.

Sudden increase in data consumption

If your phone has become a victim of hacking, the biggest sign could be that the data consumption of your phone suddenly increases. This happens because when hackers connect your phone to their server, they start transferring all your information stored in the phone to themselves. Due to this your internet gets exhausted quickly. If you want to find out, then go to the phone’s settings and check data usage. With this you will know which app is using more data than required.

Call and message forwarding

The biggest reason for hackers to hack phones is messages related to bank and financial transactions. Through these, they can empty your deposits by committing bank fraud. If the message forwarding option is automatically activated in your mobile or your call is being diverted to some other number, then understand that your message and call are being read and heard by some hacker or swindler.

Automatic downloading of unknown apps in the phone

If unknown apps are automatically downloading in your smartphone and you have not downloaded them, then this can also be a sign of hacking. Hackers can get your important information by installing spying apps in your mobile.

Excessive advertising

When you are searching something on the Internet or browsing a website and suddenly more advertisements start appearing on your screen, then understand that an attempt is being made to hack your phone.

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Pension Cyber ​​Fraud:In today’s digital era, the methods of cyber fraud are changing rapidly. Especially the elderly and pensioners are being targeted. The latest case has come to light from Bhopal, the capital of Madhya Pradesh. Where a senior citizen was defrauded of Rs 2.40 lakh in the name of pension update. The swindlers used fake Facebook links and forms in a very clever manner, due to which the victim did not even suspect anything.

This matter is not just about one person. Rather, it is a warning for millions of people who click on any unknown link without checking and end up wasting their hard-earned money. Let us tell you how this person was cheated and what small mistakes you should avoid.

How did this big fraud happen in the name of pension update?

This case of cyber fraud is from Bhopal, the capital of Madhya Pradesh. 66-year-old Jalsagar Patel, living in Chhola Mandir police station area here, saw a link on Facebook. This link was said to be related to pension update. On clicking the link, a form opened in which name, Aadhaar number, mobile number and personal information were asked. With confidence he filled all the information.

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After this, OTP came on his mobile, which he shared without thinking. From here the swindlers got access to the account. Within a short time, Rs 2 lakh 40 thousand were withdrawn from his bank account 11 times. When the balance in the account decreased, the victim realized that he had been cheated. After this, a complaint was lodged with the police and investigation into cyber crime was started.

If you want to avoid fraud then do not make these mistakes even by mistake

The first mistake that should not be made to avoid fraud is clicking on unknown links. The links for pension, KYC or bank updates seen on social media are often fake. The second big mistake is sharing OTP or bank related information with anyone. Banks or government departments never ask for OTP through phone, message or social media. The third mistake is to fill the form without checking the official website.

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Pension or government work is done only on the government portal. Fourth thing, if a message comes that money has been deducted from the account, immediately contact the bank and cyber helpline. A little vigilance and awareness can save you from loss worth lakhs of rupees.

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Bollywood actress Kriti Kharbanda has recently warned her fans and followers about a serious cyber fraud case. Kriti told that some unknown person has created a fake account on WhatsApp in her name and is contacting people. Kriti shared the information about this identity theft through her Instagram story.

Warning by sharing screenshot of fake chat
While posting the screenshot of WhatsApp chat, Kriti made it clear that this number is not hers. He wrote that ‘this is not right. This is not correct at all. This is not my number. Posing as someone else is clearly identity theft. Be alert.

Increasing case of online fraud and fake identity
This warning of the actress has come at a time when cases of online fraud and fake identity in the name of celebrities and public figures are continuously increasing. Often the purpose of such fake accounts is to mislead people, take personal information or defraud money. Kriti has tried to save her fans from fraud by bringing this matter to the fore in time.

Fans’ reaction and demand for online security
Fans immediately reacted to Kriti’s post and thanked her for giving the information. Many users have expressed concern about the increasing misuse on social media and messaging platforms and have also demanded strict action against online fraud.

No official complaint was filed
However, Kriti has not clarified whether any official complaint has been filed in this matter or not. But his message definitely shows the importance of being cautious online. Cyber ​​experts advise not to trust any unknown account without thinking, do not share personal or professional information and immediately report such cases on the relevant platform.

Kriti’s social media activity
Kriti Kharbanda who is known for her work in Hindi and Kannada cinema. She is very active on social media and often stays connected with her fans. His latest post again brings to the fore the need for awareness and responsible online behavior in the digital age.

digital In the era where mobile, UPI And online banking has made life easier. There itself cyber Criminals have also devised new methods of cheating. one of these dangerous methods digital Arrest Scam Which is increasingly making people its victims. This Scam I swindle myself into police, CBI, ncb Or call someone pretending to be an official of a government agency or Video Call But scare people and extort money from them Are.

central According to Home Ministry data, in the first 10 years of 2024 months in me only digital Arrest Scam Through this, fraud of more than Rs 2140 crore was done across the country. This is why it has become very important to understand that what is coming on the phone Call is it real or Scammer of. This way Let us tell you today that coming on the phone Call Scammer How can you identify whether it is there or not?

what happens digital Arrest Scam?

digital Arrest is not a legal process, but a cyber fraud Is. In this, criminals claim that your Aadhaar, bank account or any courier Through this you have been implicated in some serious crime. After this he says that you should immediately Video Call But you will have to stay in check and from there your digital The arrest is shown. Bail during this period, clearance In the name of fees or fine UPIbank transfer Or digital Payment is demanded.

How to know whether the call is from a scammer or not?

• If you also have such Call If someone tries to cheat you by scaring you, then understand that he cyber Could be a fraud.
• digital Arrest Scam In Scammer Call but threaten arrest and money Ask for.
• Do you also have one like this? Call When you come, give your Aadhaar number, bank details, otp And Password Do not share such information.
• There itself collar If you consider yourself a government agency Or tell the police officer first. verify Do it.
• Actually, no government agency asks you to pay fine or bail over phone.
• If collar fine or digital If you demand payment then understand that it is 100% percentage Scam is.like this Do not make any payment on the number at all.
• Also if you Call any link on or app download Even if asked to do, understand that Scam It is possible.
• digital Arrest like Call When you come, try to Call To record do and then cyber crime portal www.cybercrime.gov.in Or file a complaint with the local police.
• this kind of Call To avoid this you are on your phone truecaller Or Spam Detection Service on Keep, so that possible fraudsters can be identified.

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Golden Hour in Cyber ​​Fraud: In the increasing era of digital payments, cases of online fraud are continuously increasing. Cyber ​​fraudsters empty your bank account within a few seconds. In such a situation, the most important thing is the golden hour, i.e. the first 60 minutes after the fraud occurs. If you take the right steps within this one hour, your chances of getting your money back increase manifold. As soon as there is a delay, there is a risk of the money being lost almost forever.

What to do immediately? time is only 60 minutes

As soon as you realize that someone has withdrawn money from your account, start taking immediate action. First of all, call your bank’s helpline and report the concerned transaction. If the bank is informed immediately, it can stop the payment or put it on hold.

After this lodge a complaint on 1930 (National Cyber ​​Fraud Helpline). This number is issued by the government, where your complaint is immediately sent to the Financial Fraud Monitoring System. The sooner the complaint is filed, the easier it will be to get the money frozen.

Don’t forget to lodge complaint on CYBERCRIME portal

If you find the phone number busy or not connected, immediately visit the National Cyber ​​Crime Reporting Portal. Here you can fill the fraud information online. The portal instantly sends your case to the nearest cyber cell and bank. Keep in mind that many people complain late in panic and due to this they are not able to get their money back.

How do you get help from banks and police?

As soon as you report the fraud, your case reaches both the bank and the cyber police. The bank tries to trace the account where your money was transferred. If money has not yet been withdrawn from the fraud account, the bank can freeze it. Cyber ​​police also rapidly track the transaction chain so that the money does not go further.

Prevention is the biggest weapon

Although ‘Golden Hour’ can bring your money back, it is more important to be cautious. Avoid unknown links, suspicious calls, messages in the name of KYC update and downloading fake apps. Do not share your bank OTP, PIN or card information with anyone.

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Senior Congress leader and MP Shashi Tharoor has given a big statement on Tuesday (December 2, 2025) regarding Sanchar Sathi app. Tharoor has said that this app can be useful for people, but every person should have his own choice whether he wants to download it or not. It should not be that everything is made mandatory by the Central Government and even if it is made mandatory, the government should tell us the reasons behind it. It is strange to get information about its facts from the news.

He said, “Every person in the country can use this app, can download it if they feel that this app is needed and if they feel that we do not need this app then they should also have the right in this democracy that I do not need it, so I will not take it.”

Government did not give reasons for necessity – Shashi Tharoor

Lok Sabha MP from Thiruvananthapuram Shashi Tharoor said during a conversation in the Parliament House complex, “If the government says that it is necessary to keep this app in one’s mobile, it is a rule or a law, then they will also have to tell what are the real reasons behind it. This matter has not been discussed inside the Parliament.”

If I find the app necessary then I will also use it – Shashi Tharoor

On the government’s claim of preventing cyber crime through the Sanchar Sathi app, Tharoor said, “Nobody wants cyber crime on their phones. If I feel this app is useful then I will also use it and if I don’t like it then I will not use it, that’s the simple thing.”

He said, “I think we should know more about making this app mandatory for everyone and why it is being done. There has been no discussion of any kind from the government regarding this.”

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The government is going to tighten the rules to curb cyber fraud. According to media reports, if fraud or illegal activities are done using a user’s SIM card, then that user will also be held responsible. The Department of Telecommunications has advised people to be cautious regarding this. The department has said that if a user gives his SIM card to someone else and he misuses it, then along with him the user will also be responsible for it.

Need to be alert in these matters

The department has said that action will be taken against those using mobile devices with tampered IMEI numbers, purchasing devices with tampered IMEI numbers, purchasing SIM cards through fake documents or fraud. Also, if a user gives his SIM card to someone else and it is misused, then action will be taken against him also. Strict legal action will be taken against people doing such work. Along with this, the department has advised people to avoid using those apps and websites which change the calling line identity.

Provision of punishment and fine in law

Under the law, if a person tampers the telecommunication identifier, he can be punished with imprisonment of up to three years or a fine of up to Rs 50 lakh or both. It is also prohibited by law to alter the IMEI, or to use, manufacture, or possess devices that alter the IMEI. According to the new guidelines, it has been made mandatory to register the IMEI number of every mobile phone, module, modem and SIM box manufactured in India on the Government’s Device Setu (ICDR) Portal before the first sale, testing or research. Similarly, the IMEI number of the device brought from abroad will also have to be registered.

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Every day cyber thugs are making people their victims in different ways. In Jehanabad, Bihar, a retired doctor was defrauded of Rs 27 lakh 30 thousand by pretending to be an accused in the Delhi blasts. Cyber ​​​​thugs, posing as officers of Mumbai Crime Branch and ATS, digitally arrested Dr. Arun Kumar and defrauded him of Rs 27 lakh 30 thousand in three days. The incident took place in East Gandhi Maidan locality of Nagar police station area.

Dr. Arun Kumar, resident of East Gandhi Maidan, received a call from an unknown number on his mobile. When the wife picked up the phone, the caller said that she needed to have an important talk with Dr. Arun. After this, when the doctor talked, the person in front introduced himself as an officer of Mumbai ATS branch. Said that an account has been opened in his name in Canara Bank of Jammu and Kashmir, in which a transaction of Rs 3.5 crore has taken place in the purchase and sale of RDX during the Delhi blasts. The doctor got scared after hearing this.

‘…then will be arrested’

The thugs warned that if they did not cooperate they would be immediately arrested. After this the doctor was made to talk to an alleged DCP. He proved himself to be a police officer on the call. Said that the doctor’s name has been linked to the Delhi bomb blast case. It was said that to prevent arrest, anticipatory bail would have to be taken. For this, first Rs 3 lakh will have to be deposited towards court expenses.

The fraud took place between 25 and 28 November

The doctor was told that until the case is cleared, he will not talk to anyone, will not go out and will remain in touch all the time. The thugs called it digital arrest. During this time the doctors were scared. Fearing arrest, he made big transactions through RTGS from his account thrice between 25 and 28 November. First time 2 lakh 30 thousand, second time 22 lakh and finally 3 lakh were sent. When the swindlers again asked for Rs 3 lakh more, the doctor had no money left.

When the doctor called a relative, it was revealed that he had become a victim of cyber fraud. Immediately lodged a complaint on Cyber ​​Cell’s toll free number 1930. Reached the cyber police station and gave a written application. The disappointed doctor has refused to talk to the media. Jehanabad’s Cyber ​​DSP Krishna Gopal has appealed to the people to immediately inform on 1930 if they receive a call from any government department, police, crime branch or court, who are claiming to be from any government department, or who are creating threatening pressure. It also said that do not send money to unknown accounts under any circumstances.

Cyber ​​fraud is continuously increasing across the country and lakhs of people have become victims of online fraud in the last two years. According to the report of the Department of Telecommunications, a total of 40 lakh 55 thousand people have been cyber cheated during this time. In view of this increasing criminal activity, the department has issued an advisory to be cautious and has also identified many new methods of fraud. In such a situation, let us now tell you that whether men or women, cyber thugs make them their victims the most and what has come to light in the shocking statistics.

Are women and teenagers the most victims?

According to the data of the Department of Telecommunications, out of the total victims of cyber fraud, 28 lakh 74 thousand are women and teenagers. Fake profiles on social media, luring of sending gifts, demanding money in the name of gaming and threatening to make private chats public are the main methods of cyber thugs. Due to which these groups are targeted. In view of this increasing threat, the Department of Telecommunications has also issued guidelines to take precautions.

How do swindlers trap you?

Cyber ​​​​thugs usually make friends with people by creating fake profiles on social media. After this they send gifts or demand money in the name of customer charges. Apart from this, cyber thugs lure teenagers to win the game and threaten to make the video or chat public. At the same time, cyber fraudsters also blackmail people by taking details like Aadhaar, photo or address.

What are the new methods of cyber fraud?

To cheat the common people, cyber thugs are now resorting to digital arrest, WhatsApp hacking, friendship by posing as a foreign woman, e-KYC fraud, QR code scan, screen sharing, blackmail in the name of porn search history and cheating on the pretext of job, loan, government schemes. Cyber ​​fraudsters take advantage of people’s fear, greed and personal details. According to experts, every tenth person is becoming a victim of cyber crime.

How to avoid cyber fraud?

• To avoid cyber fraud, do not chat with unknown people.
• Do not trust anyone selling expensive gifts.
• Keep in mind that courier customs never ask for money over the phone.
• Do not share address, Aadhaar, photo-video
• As soon as you receive a threat, understand that it is a cyber fraud.
• Report suspicious numbers to 1930 or Sanchar Sathi app.
• Those showing fear of FIR or arrest should immediately contact the police station.
• Avoid free Wi-Fi and very cheap online offers.
• As soon as cyber fraud occurs, call 1930 immediately.

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Giving an important order on Thursday (November 27, 2025), the Delhi High Court said that the Reserve Bank of India and all banks will have to strengthen the process of customer complaint handling so that people can be saved from unnecessary troubles. Justice Prabha M. Singh said that it is the responsibility of banks, financial institutions and regulators to create such systems that frauds are stopped, strict action is taken against the culprits and innocent customers do not have to face false bills, threatening messages or constant calls.

Complete investigation of customer’s complaint – Delhi High Court

Delhi High Court directed RBI not to reject complaints only on the basis of machine based process. If a customer makes a mistake while filing a complaint, he should be given a chance to correct it. The court said that many times, due to the Ombudsman rejecting the complaints without any human intervention, people are forced to file cases in consumer forums, civil courts and the High Court. The court also said that if necessary, trained legal experts like retired judges or experienced lawyers should be included in the Ombudsman office so that complaints are not dismissed due to small mistakes.

Delhi High Court RBI Ordered to issue instructions to all banks

Delhi High Court directed that RBI should issue orders to all banks to post a simple flow chart on their websites, explaining how customers can raise complaints to customer care, branch manager and nodal officer.

Delhi High Court took action on lawyer’s complaint

This order of the Delhi High Court came during the hearing on a case in which a lawyer named Sarwar Raza was harassed for making payment for a credit card transaction which he had never done. Later the bank returned his amount of Rs 76,777, but as soon as the complaint was closed, interest and penalty were added to it.

The court said that the bank will no longer charge them any late fees or interest and their CIBIL score will also not be harmed. Also, for harassing the customer, the bank has been ordered to pay compensation of Rs 1 lakh, which will have to be paid by January 15, 2026.

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