Debit Card: Today, almost every person has a bank account and debit card. After the increase in digital transactions, most people have started using UPI, due to which the use of debit cards has reduced significantly. Many people think that debit card is only for withdrawing money from ATM, but very few people know that it also comes with the facility of accident insurance.

insurance cover

Nowadays people have different types of debit cards like Visa, RuPay and MasterCard. Very few people know that the facility of accidental insurance is also available with these cards. The amount of insurance depends on the type of card and its variant. On normal cards, cover can be up to Rs 2 lakh, while in some premium cards this amount can go up to several lakh rupees.

Why is it important to use the card?

Very few people know that in many cases it is necessary to use the debit card within the stipulated time to get the insurance claim. Usually this period can be up to 90 days. But nowadays many people stop using their debit cards after linking them with UPI. In such a situation, they may face difficulty in taking insurance claim if needed.

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Not limited to just withdrawing money

The use of the card is not limited to just withdrawing money from ATM. With this you can check balance, withdraw mini statement and also use other facilities of ATM. In many cases, these activities are also considered as use of the card.

Card provides financial support

The card can become a financial support for the family. If a cardholder dies in an accident, his family or nominee can get the sum assured if the eligibility is fulfilled. Therefore, be sure to be aware of the insurance cover and its conditions related to your debit card.

It is important to check eligibility

The conditions of every bank and card may be different. Therefore, contact your bank to find out how much insurance cover is available on your debit card and what are the rules applicable for the claim.

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