Bank FD Rates: There is an atmosphere of confusion in the geographical position of the country and the global market, hence many investors are once again looking for security and stability. The US Russia-Ukraine war is increasing economic concerns around the world. In such an environment, fixed deposits i.e. FDs are attracting people’s attention because they provide better interest without the fluctuations often seen in the equity market.

Which banks are offering the highest interest?

First of all, if we talk about small finance banks, the interest rates on FD vary greatly according to the tenure chosen. For deposits of one to two years, small finance banks are offering the highest interest rate of 8.10 percent, followed by ESAF Small Finance Bank at 7.75% and Suryoday Small Finance Bank at 7.60%.

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Jana Small Finance Bank is also not behind in giving discounts. This bank gives interest up to about 7.30 percent, whereas Ujjivan Small Finance Bank and AU Small Finance Bank give interest at the rate of 7.40% and 7.10% respectively. Also, Equitas Small Finance Bank offers 6.90% interest for this period.

On deposits of two to three years

Suryoday Small Finance Bank is at the forefront with an interest rate of 8.10 percent. After this, ESAF Small Finance Bank gives an interest rate of 7.75 percent, while Jana Small Finance Bank and Utkarsh Small Finance Bank both give an interest rate of 7.50 percent. Equitas Small Finance Bank also offers interest rates of 7.40 percent, AU Small Finance Bank 7.25 percent and Ujjivan Small Finance Bank 7.25 percent.

How much money will you get in three to five years?

Suryoday Small Finance Bank is once again giving the highest return of 7.90 percent. After this, Jana Small Finance Bank is giving returns of 7.77 percent and Ujjivan Small Finance Bank is giving returns of 7.55 percent. Utkarsh Small Finance Bank is giving 7.25 percent, AU Small Finance Bank and Equitas Small Finance Bank are giving 7 percent and ESAF Small Finance Bank is giving 6 percent.

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