In today’s time, traveling and digital payments have become interconnected with each other. Whenever we go on travel, we use credit cards, debit cards or mobile wallets instead of carrying cash. Just tap the phone or card and the payment is done, no line, no hassle. But this very facility is now becoming a big threat to the people.

A new and dangerous digital fraud has emerged across the world, which is being called ghost tapping scam. This scam is especially targeting those people who visit tourist places and use tap-to-pay (Contactless Payment) more. The most scary thing in this is that in this scam neither PIN has to be entered nor OTP is received, yet money is withdrawn from the account.

What is Ghost Tapping Scam?

Ghost tapping is a type of digital fraud, in which the scammer comes very close to you and silently makes payment from your card or smartphone. For this he misuses NFC (Near Field Communication) technology. If the tap-to-pay feature is enabled in your card or mobile, then the scammer can deduct money from your account from his special device or mobile and you do not even notice. Neither the card is swiped, nor is it inserted in the machine, nor is any OTP received.

How does this scam work?

Nowadays Apple Pay, Google Pay, Samsung Wallet and contactless cards have NFC technology. Scammers take advantage of this. Scammers carry with them a portable NFC reader or a modified smartphone. They keep roaming in crowded places like airports, railway stations, festivals, fairs, markets and tourist spots. Many times they pose as fake shopkeepers and ask to tap-to-pay for small payments. In some cases they trigger the transaction just by standing near you. This contact of several seconds is enough, and money is deducted from your account. Often either the amount is deducted in excess or the user comes to know later that a transaction has taken place.

Which countries and places are at greater risk?

Governments have not yet released any official figures, but cyber security experts say that this scam is spreading rapidly. Its cases are being reported especially during major events and festivals in the US, Britain and many parts of Western Europe, popular tourist countries like France, Spain, Italy, Thailand and Indonesia, and at international airports and transit hubs. Where there is a lot of crowd, scammers easily get an opportunity.

Is Tap-to-Pay completely unsafe?

Experts believe that tap-to-pay technology is still safer than swiping or inserting the card, because the transaction is encrypted and it is not easy to steal data. But it can be misused in unknown places and in crowds. Therefore, there is a need not to be afraid of technology, but to be cautious. A little caution can save you from big losses.

Also read: You can check if any stranger is using the SIM on your Aadhar card.

digital In the era where mobile, UPI And online banking has made life easier. There itself cyber Criminals have also devised new methods of cheating. one of these dangerous methods digital Arrest Scam Which is increasingly making people its victims. This Scam I swindle myself into police, CBI, ncb Or call someone pretending to be an official of a government agency or Video Call But scare people and extort money from them Are.

central According to Home Ministry data, in the first 10 years of 2024 months in me only digital Arrest Scam Through this, fraud of more than Rs 2140 crore was done across the country. This is why it has become very important to understand that what is coming on the phone Call is it real or Scammer of. This way Let us tell you today that coming on the phone Call Scammer How can you identify whether it is there or not?

what happens digital Arrest Scam?

digital Arrest is not a legal process, but a cyber fraud Is. In this, criminals claim that your Aadhaar, bank account or any courier Through this you have been implicated in some serious crime. After this he says that you should immediately Video Call But you will have to stay in check and from there your digital The arrest is shown. Bail during this period, clearance In the name of fees or fine UPIbank transfer Or digital Payment is demanded.

How to know whether the call is from a scammer or not?

• If you also have such Call If someone tries to cheat you by scaring you, then understand that he cyber Could be a fraud.
• digital Arrest Scam In Scammer Call but threaten arrest and money Ask for.
• Do you also have one like this? Call When you come, give your Aadhaar number, bank details, otp And Password Do not share such information.
• There itself collar If you consider yourself a government agency Or tell the police officer first. verify Do it.
• Actually, no government agency asks you to pay fine or bail over phone.
• If collar fine or digital If you demand payment then understand that it is 100% percentage Scam is.like this Do not make any payment on the number at all.
• Also if you Call any link on or app download Even if asked to do, understand that Scam It is possible.
• digital Arrest like Call When you come, try to Call To record do and then cyber crime portal www.cybercrime.gov.in Or file a complaint with the local police.
• this kind of Call To avoid this you are on your phone truecaller Or Spam Detection Service on Keep, so that possible fraudsters can be identified.

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