EPFO New Rule 2025: The 238th Central Board of Trustees meeting of the Employees’ Provident Fund Organization (EPFO) was held on Monday. The meeting was presided over by Union Labor Minister Dr. Mansukh Mandaviya. In which many important decisions were taken. More than 30 crore members will benefit directly from this. The biggest decision in the meeting was taken regarding 100 percent eligible balance of the employees.

According to which now members will be able to withdraw both employee and employer’s share from their account at once. Besides, changes have also been made in the rules for partial withdrawal in the meeting. It has been made more simple. So that, at the time of any need, members do not face any problem in withdrawing money.

100 percent withdrawal facility

The government has changed the rules for partial withdrawal of EPFO ​​scheme. Now members can withdraw 100 percent amount. Till now there were rules for withdrawal based on 13 different reasons. Which has been changed to only 3 categories. First essential needs (illness, education and marriage), second housing and third special circumstances.

25 percent balance will have to be maintained

Members taking advantage of the EPFO ​​scheme will have to keep at least 25 percent of the amount in their account as minimum balance. Through this, EPFO ​​will ensure that you continue to get the benefit of 8.25 percent annual interest and compound interest on your deposited amount. EPFO believes that this will help in balancing your needs and future savings.

Changes in withdrawal rules

Earlier, EPFO ​​used to allow withdrawal 3 times for marriage and education. Making changes in this too, new rules have been made for 5 withdrawals for marriage and 10 withdrawals for education. This means that now members can withdraw their deposits under the EPFO ​​scheme more often than before at the time of urgent needs. Also, under the new rules, partial withdrawals have been completely digitalized. Now you will not need any kind of document for partial withdrawal.

Other important decisions

EPFO has started Vishwas Scheme. Under this, the penalty on delayed PF payment has been reduced. It has been decided to reduce it to 1 percent per month. Also, EPFO ​​has started the facility for its pensioners to submit digital life certificate sitting at home. The direct benefit of which will be given to the elderly people who live in rural areas. EPFO has informed that this facility is completely free. Pensioners will not need to make any payment for this.

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