Have you ever thought that as soon as you change jobs, your old PF money should automatically be transferred to the new account without any hassle? Now this dream is about to become reality. From the year 2025, EPFO ​​has made preparations to implement such a system in which employees will neither have to fill any form nor wait for months. Just change the job and the money will automatically be transferred to the account of the new employer. Everything will happen automatically with one click. Let us find out how this will happen.

Balance will be transferred automatically as soon as job is changed.

The hassle of PF transfer after changing job is now going to end. Employees’ Provident Fund Organization (EPFO) has started a new automatic transfer system, which will be fully implemented from 2025. This means that whenever an employee joins a new job, his old PF balance will automatically be transferred to the account of the new employer. Now there will be no need for any form, nor will you have to visit the old office.

What was the process before?

In the earlier system, employees had to fill Form-13. Money was transferred only after the verification process from both the old and new employers. This entire work took 1 to 2 months, and many times the claim was rejected. According to EPFO ​​data, every year lakhs of claims remained pending for a long time, due to which the employees had to suffer loss of interest.

Possibilities of fraud will be eliminated

Now this problem will be completely eliminated with the new automatic transfer system. EPFO says that this will benefit more than 10 crore employees. A senior official said that this system will be completely digital and paperless. This will not only speed up the process but also reduce the chances of fraud due to transfer on the basis of UAN.

With this, employees will now get these benefits

1- Time will be saved, because now the transfer will be completed automatically in a few days.

2- There will be no need to upload any document.

3- Interest will continue to be received, that is, whether the money is in transfer or in any process, there will be no loss of interest.

4- At the time of retirement, the entire amount will be available at one place, which will make financial management easier.

5- Job switching will now become easy and safe, especially for private sector employees.

EPFO said that this system will be completely implemented by the first quarter of 2025. The organization has appealed to all the employees to activate their UAN now, so that there is no problem in transfer.

This is how you can activate UAN

The process of UAN activation is also very easy. Go to EPFO’s member portal (https://unifiedportal-mem.epfindia.gov.in) and click on the Activate UAN link. After that enter UAN, name, date of birth, Aadhaar number and mobile number. Verify with the OTP received on the mobile and set the login credentials. Once the activation is complete, employees can check their PF balance, claim status and KYC updates online.

EPFO is now moving towards completely digitalizing the PF system. There are preparations to make PF withdrawal automatic in the coming months. If an employee’s UAN is old, then it should be updated immediately by visiting the app or website so that the retirement fund remains completely safe and connected.

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If you have started a job in a new company and the money of PF (Provident Fund) from your old company has not been transferred yet, then it can be a matter of great concern. Nowadays it is common to change the job, but it is equally important to take PF account along. PF account creates a strong fund for your retirement, which also gets interest every month. If PF transfer is not done, then it can affect your interest, tax benefits and later on extracting funds. In such a situation, let us know that if PF is not being transferred, then why this happens, what is the solution and where to complain.

What are the reasons for PF transfer?
1. Date of Exit Lack of EXIT – If your old company has not updated the date of exit correctly, then PF will not be automatically transferred.

2. To be two UAN number – Many times people have more than one UAN number. This causes problems in PF transfer.

3. KYC details not updated – If your Aadhaar, PAN or bank account is not updated correctly, PF transfer may stuck.

4. Not depositing funds – Some companies do not deposit the amount of PF on time, due to which it is not transferred.

How to transfer PF?
Now the process of PF transfer has been completely online. For this, EPFO’s website or https://unifiedportal-mm.epfindia.gov.in/memberinterface/
log onto. After this, go to Online Services and choose One Member One EPF Account (Transfer Request) option. Then fill the details of the old company and fill Form 13. Choose verification from one of the new company or old company. After submitting, it is transferred to 10 to 20 working days.

If PF is not being transferred, where and how to complain?
If you are not transferring PF, you can file a complaint and there are many ways –

1. Enter a complaint on EPFIGMS portal – Go to https://epfigms.gov.in and file a complaint. Complain online by filling your UAN, PF account number, details etc. here.

2. Send email – You can also complain via email if you do not have PF transfer. Complain by going to Employeefeedback@ePfindia.gov.in.

3. EPFO ​​toll -free helpline – If you are not transferring PF, then you can also file a complaint on EPFO’s toll-free helpline number 14470 or 1800-118-005. You can file your complaint or take updates by calling here.

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