The government has taken a big decision for PF account holders. EPFO offices in the country will be converted into ‘Single Window Service’ centres. PF account holders will benefit greatly from this change. Till now account holders had to visit their regional office to solve any problem, but now they can solve their problems by visiting any regional office.

Union Minister Mansukh Mandaviya has also given information regarding this at the inauguration of EPFO’s Provident Fund Building. He has told that EPFO ​​offices will be changed on the lines of passport offices and a single window system will be started there. The trial of this system has been started in Delhi.

What was the rule before?

Earlier the rule was that in case of any kind of problem, the account holders had to go to the same regional office with which their institution is associated. However, after the new changes, everything in this system will be digital only. This will mean that any person will now be able to get all his work and problems solved easily by going to his nearest EPFO ​​office. A new mechanism of EPF facility provider will be launched for those employees who face difficulty in working properly in the digital system. Their job is to help these employees in settling claims. This facility provider will act as a bridge in a way.

benefits derived from it

If any person comes back after working from outside, now his money will not be lost but he will be able to withdraw his deposit even after returning to India. For those employees whose money is stuck for years, the government will now do KYC verification for the employees in mission mode. Those who have an account or have children will be identified and their rightful money will be returned.

Mandaviya said that in 2014, where only 19 percent of the population was given social security, today it is 64 percent. After China, India is the largest country in the world, where 94 percent of the people come within the social circle in some way or the other.

What will be the difference between before and now?

• Where earlier you had to go to the branch office, now you can go to any EPFO ​​office and get this work done.
• Earlier you had to trust the broker or do the work yourself, now you will be guided by the EPF facility provider to guide you.
• Instead of your money getting stuck after KYC, your KYC will be done immediately with the help of digital platform.
• Apart from this, under the agreement, PF deducted abroad will also be returned upon coming to India.

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EPFO New Rule 2025: The 238th Central Board of Trustees meeting of the Employees’ Provident Fund Organization (EPFO) was held on Monday. The meeting was presided over by Union Labor Minister Dr. Mansukh Mandaviya. In which many important decisions were taken. More than 30 crore members will benefit directly from this. The biggest decision in the meeting was taken regarding 100 percent eligible balance of the employees.

According to which now members will be able to withdraw both employee and employer’s share from their account at once. Besides, changes have also been made in the rules for partial withdrawal in the meeting. It has been made more simple. So that, at the time of any need, members do not face any problem in withdrawing money.

100 percent withdrawal facility

The government has changed the rules for partial withdrawal of EPFO ​​scheme. Now members can withdraw 100 percent amount. Till now there were rules for withdrawal based on 13 different reasons. Which has been changed to only 3 categories. First essential needs (illness, education and marriage), second housing and third special circumstances.

25 percent balance will have to be maintained

Members taking advantage of the EPFO ​​scheme will have to keep at least 25 percent of the amount in their account as minimum balance. Through this, EPFO ​​will ensure that you continue to get the benefit of 8.25 percent annual interest and compound interest on your deposited amount. EPFO believes that this will help in balancing your needs and future savings.

Changes in withdrawal rules

Earlier, EPFO ​​used to allow withdrawal 3 times for marriage and education. Making changes in this too, new rules have been made for 5 withdrawals for marriage and 10 withdrawals for education. This means that now members can withdraw their deposits under the EPFO ​​scheme more often than before at the time of urgent needs. Also, under the new rules, partial withdrawals have been completely digitalized. Now you will not need any kind of document for partial withdrawal.

Other important decisions

EPFO has started Vishwas Scheme. Under this, the penalty on delayed PF payment has been reduced. It has been decided to reduce it to 1 percent per month. Also, EPFO ​​has started the facility for its pensioners to submit digital life certificate sitting at home. The direct benefit of which will be given to the elderly people who live in rural areas. EPFO has informed that this facility is completely free. Pensioners will not need to make any payment for this.

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