Aadhaar-UAN Linking: This year is about to end and with it the deadlines of many important works are also coming to an end. Some deadlines even passed quietly. These also include the deadline for Aadhaar and UAN linking. Which is over now. EPFO has said that now there will be no further increase in its dues. Meaning those employers who did not get the linking done. He will no longer be able to do this work from November 2025. Let us tell you which work will be affected by this.

ECR filing will not be possible

Those employers who did not get the linking done after the deadline for Aadhaar and UAN linking. They will now be able to file ECR from November 2025. Let us tell you that ECR is a digital document. In which every month the complete details of employees’ contributions and payments are sent to EPFO. If Aadhaar and UAN are not linked, this file will not be submitted.

Also read: Amazing insurance cover for just Rs 436, know about this government scheme

This means the entire PF system of the employer may come to a standstill. EPFO gave instructions many times. So the time limit was also extended. But now he has said that enough chances have been given. There is no hope of relief after the deadline is over. Hence those whose linking is pending. He may get into trouble.

Which sectors will be most affected?

This decision is applicable for the entire country. But the impact will be more visible in certain areas and sectors. Employers operating in north-eastern states such as Assam, Arunachal Pradesh, Manipur, Meghalaya, Mizoram, Nagaland and Tripura need to be especially careful. Apart from these, beedi manufacturing, building and construction material, and plantation industries like tea, coffee, black pepper, cardamom, jute, rubber also come under the direct scope.

Also read: Google’s Nano Banana Pro is making fake PAN cards and Aadhar cards, what is the way to identify them?

How to do Aadhar UAN linking?

Now the last and most important thing. If for some reason your Aadhaar is not yet linked to UAN. So it can be done online immediately. Login to EPFO ​​Unified Portal. Then go to Manage and select KYC, select Aadhaar, enter the number and save.

How to check linking status

To know the status of your linking, login to Member Sewa Portal and open the KYC section. If Aadhaar is visible in the verified documents, then everything is fine. If it is not visible then do not delay, otherwise many works related to PF may get stopped.

Also read: Big update for railway passengers: Changes in Tatkal ticket booking at reservation counter, know how the booking will be done now

PF Transfer Process: Almost all working people in the country have PF accounts. A fixed amount is deposited in the PM account every month. Earlier, after changing jobs and joining another job, there used to be a long race for PF transfer. As soon as people left the old company and joined a new one, people had to fill a form to transfer the money from their old PF account to the new account.

It was common to submit this form, wait for approval and then remain worried for weeks until the transfer was made. Now this problem has been removed. In the new system, no form is required for PF transfer. The entire process runs online and the system itself identifies your old and new PF account and sets up the transfer. Let us tell you the process.

PF transfer process made easier

Earlier, after leaving the job, Form 13 had to be filled to transfer the money from the old PF account to the new account. This was the reason why PF transfer became the most tedious task for many people. Now this process has become simple. As soon as you join the new company and keep the same UAN. The system itself tracks both your PF accounts.

Also read: Planning to buy instant geyser, note down small but valuable things

On the EPFO ​​portal you just have to choose which account you want to keep active. The remaining money is automatically merged from the old account to the new one. No worries about the company, no worries about forms. The entire process is completed in a few clicks. With this, the delay and hassle of PF transfer while changing jobs has almost ended.

How to merge PF accounts

If you have left one job and joined another. And now two PF accounts have been created in your name. So merging them is now quite easy. First of all, login with your UAN on EPFO ​​website or mobile app. As soon as you login, you will see the option of Transfer Request in the Service section. Here the system itself recognizes that you have more than one PF account.

Also read: To take the wedding procession, you have to book the entire compartment of the train, know the rules.

Now you just have to select the old account from which money is to be transferred and select the new account as the main account. After this your Aadhaar, PAN and bank details are automatically verified. As soon as confirmed, the request is submitted and within a few days the old balance gets merged into the new account. The entire process is completed without any form and without visiting any office.

Also read: Now the company will have to pay full amount after 48 hours of leaving the job, how much will be the benefit from the new rule?

Have you ever thought that as soon as you change jobs, your old PF money should automatically be transferred to the new account without any hassle? Now this dream is about to become reality. From the year 2025, EPFO ​​has made preparations to implement such a system in which employees will neither have to fill any form nor wait for months. Just change the job and the money will automatically be transferred to the account of the new employer. Everything will happen automatically with one click. Let us find out how this will happen.

Balance will be transferred automatically as soon as job is changed.

The hassle of PF transfer after changing job is now going to end. Employees’ Provident Fund Organization (EPFO) has started a new automatic transfer system, which will be fully implemented from 2025. This means that whenever an employee joins a new job, his old PF balance will automatically be transferred to the account of the new employer. Now there will be no need for any form, nor will you have to visit the old office.

What was the process before?

In the earlier system, employees had to fill Form-13. Money was transferred only after the verification process from both the old and new employers. This entire work took 1 to 2 months, and many times the claim was rejected. According to EPFO ​​data, every year lakhs of claims remained pending for a long time, due to which the employees had to suffer loss of interest.

Possibilities of fraud will be eliminated

Now this problem will be completely eliminated with the new automatic transfer system. EPFO says that this will benefit more than 10 crore employees. A senior official said that this system will be completely digital and paperless. This will not only speed up the process but also reduce the chances of fraud due to transfer on the basis of UAN.

With this, employees will now get these benefits

1- Time will be saved, because now the transfer will be completed automatically in a few days.

2- There will be no need to upload any document.

3- Interest will continue to be received, that is, whether the money is in transfer or in any process, there will be no loss of interest.

4- At the time of retirement, the entire amount will be available at one place, which will make financial management easier.

5- Job switching will now become easy and safe, especially for private sector employees.

EPFO said that this system will be completely implemented by the first quarter of 2025. The organization has appealed to all the employees to activate their UAN now, so that there is no problem in transfer.

This is how you can activate UAN

The process of UAN activation is also very easy. Go to EPFO’s member portal (https://unifiedportal-mem.epfindia.gov.in) and click on the Activate UAN link. After that enter UAN, name, date of birth, Aadhaar number and mobile number. Verify with the OTP received on the mobile and set the login credentials. Once the activation is complete, employees can check their PF balance, claim status and KYC updates online.

EPFO is now moving towards completely digitalizing the PF system. There are preparations to make PF withdrawal automatic in the coming months. If an employee’s UAN is old, then it should be updated immediately by visiting the app or website so that the retirement fund remains completely safe and connected.

Also read: Where is your PAN card being used, you can find out in a minute like this

Nowadays, problems in the job world have increased a lot. Sometimes the company gets closed, sometimes the job is lost, and sometimes due to some reason we ourselves have to leave the job. In such a situation, the biggest fear is that what will happen to our PF now, will the money we have deducted from our salary for years? Will it all sink? If you also have such questions in your mind, then let us tell you today that if you have lost your job or you have left it yourself, then what will be the condition of your PF account and the money deposited in it?

Does the money deposited in PF account sink?

Even if you have lost your job and now no new deposit is being made in your EPF account every month, you do not need to panic. Your money remains completely safe. The rule of EPF Organization (EPFO) is that even if contribution is not received in an account for some time, the deposited amount still remains there, neither it disappears nor disappears. Even when you leave the job and no new contributions come in, interest continues to be earned on your old balance for the first three years.

When does PF account become active?

If there is no new contribution in the account for 3 consecutive years, then EPFO ​​considers that account as active. This means that now you will not get interest on it, but your principal amount and all the interest till now remains safe. You can withdraw the amount whenever you want. Also, according to the rules of EPF, if you have been unemployed for more than two months, then you are entitled to withdraw money from your account. If you want, you can withdraw some part or even withdraw the entire amount.

Always keep KYC and Aadhaar updated

Many times people do not update KYC in their old account, due to which it becomes difficult to withdraw money later. Therefore, always keep your Aadhaar number, bank account, PAN card and mobile number updated in your EPF account. If you have multiple PF accounts, merge them into one. You can do this work easily from EPFO ​​website or Umang app. This will not only make it easier to keep an eye on interest and balance, but there will also be no problem in making any claims in future.

Also read: If you do not have money for child’s fees, SBI will help, apply for this scholarship.

PF Rules: All the employed people in the country. Almost everyone has a PF account. Every month a part of the salary is deposited in this fund so that it can be used when needed. Till now people used to withdraw money from their PF account shortly after leaving the job. When there is a wedding or construction of a house or you need money for any important expense.

But now the employees will have to wait a little. The rules for PF withdrawal have been changed by the government and EPFO. This change will affect millions of employees who use provident fund as an emergency fund. Know the new rules.

Earlier, PF money could be withdrawn like this

According to the earlier rules, if an employee left the job, he could withdraw the entire money from his PF account after two months. This rule was for those who had not joined any new job. Many people used this money for personal purposes like marriage, building a house or repaying loans.

Also read: Thinking of giving Diwali gift, FASTag annual pass is a completely new and great choice.

EPFO had also given permission for early withdrawal in such cases with certain conditions. This means that the employee could withdraw his PF balance 60 days after leaving the job. This process could be done both online and offline and usually the money was credited to the account within a week.

Now what is the change in the new rule?

According to the new rules in PF accounts, now after leaving the job, the employee will be able to withdraw money from the PF account only after one year for marriage, construction of house or any personal need. This means that now you will have to wait not for 2 months but for 12 months. EPFO believes that this step will give people the habit of saving for the future and will help in using the funds for the right purpose.

Also read: Keep these things in mind while wearing fringe on Diwali, it will not get spoiled, you will also get rid of the hassle of buying a new one every year.

However, in cases like emergency medical need or permanent disability, the facility of immediate withdrawal will remain as before. The purpose of this change is to maintain the PF account as a long-term security. So that the employee is left with sufficient amount at the time of retirement.

Also read: If a twine bomb is burst in Delhi, will the police arrest you, know under which sections action can be taken

Pf account withdraw rules: All the job professions in the country are people. Almost everyone has PF accounts. In the PF account, 12% of the salary of the employees is deposited and the same contribution is given by the company. PF account is also used as a savings account in a way. Interest is also received from the government on the amount deposited in it.

Not only this, if you suddenly need money for some work. Then you can also withdraw from your PF account. For which tasks you can withdraw money from PF account. And how much limit can you do, let us tell you complete information.

in You can withdraw money for tasks

All PF accounts in India are operated by EPFO. Under the rules of EPFO, you are also given the facility to withdraw money in emergency situation. If we talk about it, you can withdraw money for different needs. If you want to buy a house. Or want to get it repaired. So you can withdraw money for him. You can withdraw money for your children’s school-college studies.

https://www.youtube.com/watch?v=4r_lyfhiif8

Apart from this, you can withdraw money for your children and siblings. You can withdraw money for your own treatment and for family treatment .. If you want to travel abroad. So you can withdraw money for that too. At the same time, even if you are unemployed for more than a month, you can withdraw money.

Also read: You will be able to earn 20500 rupees every month, this scheme of post office is best for old age

You can withdraw money till such a limit

Where you get the facility to withdraw money from PF account in emergency situation. So a limit has also been fixed in it. To buy a house, to build and repair it, you have 36 times the total deposit of 5 years or in the account. Whatever is less of these, they can come out. For children’s education, you can withdraw up to 50% of the deposit of up to 7 years.

Also read: Women Samriddhi Yojana is going to start soon in Delhi, 2500 rupees will come to account every month, do this important work

For marriage too, you can withdraw up to 50% of the deposit amount for the same year. For treatment, you are 6 times the total deposit or whatever the total deposit is. You can withdraw according to the amount of treatment. And you remain unemployed for 1 month. So you can remove your 75% PF. At the same time, if you want to get higher education. And want to do it like this. So for this you have to take separate permission.

Also read: How expensive is solar AC than normal AC? Know how much electricity can be reduced