Fixed Deposit still remains a reliable and safe investment option for senior citizens. While big banks have reduced FD rates, some Small Finance Banks still Up to 8% interest on 5 year FD Are giving. This opportunity is especially for those who want steady and fixed income after retirement.

In this video we will tell that Suryoday Small Finance Bank 8%, Jana Small Finance Bank 7.77% more Ujjivan Small Finance Bank Why are they offering 7.7% interest? The maximum investment limit in FD can be up to ₹3 crore. You will also know that while making FD in Small Finance Banks DICGC insurance available up to ₹5 lakh, tds rules, Form 15H And Zero tax up to ₹12 lakh How can one take advantage of this? Must watch this video before investing in FD.

IDBI Bank has made changes in its Fixed Deposit (FD) Interest Rates, which have come into force since 19 September 2025. Now General Citizens will get interest from 3% to 6.55% and Senior Citizens will get interest from 3.50% to 7.05%. The special thing is that the book’s popular Utsav FD Scheme is being given special interest rates for 444, 555 and 700 days – 6.50% to 6.65% and Senior Citizens from 7.00% to 7.15% for General Citizens. IDBI Bank has now extended the last date of investment in Utsav FD to 31 March 2026, which was earlier 30 September 2025, along with this, Chiranjeevi Super Senior Citizen FD Scheme, launched for customers above 80 years of age, is also getting attractive interest rates ie 7.25%, 555%, 555%, 7.30% and 700 days 7.15%. However, on premature FD, the bank will collect 1% Penalty and the interest rate will be the same period as the money remained for the day.