Today’s era is a very uncertainty. No one knows anything when what happens here. To be seen in recent days. So many such incidents have been seen in the world. Those who have shocked people. In India these days, rain and floods are wreaking havoc in many states. Due to which many houses have been demolished.

Many people were swept away in water. In such a situation, people living in these areas are now worried about their flat. This question is also coming in the minds of many people. Can he get his flat insured? Rules in India regarding what are there. Know the answer

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Can a flat be insurance?

Accidents never come in life by giving notifications. Therefore, people go on preparing in advance to avoid the damage done in these accidents. It has been seen many times that there is a fire incident in the flat, stolen or suddenly the house is damaged due to some reason. In many incidents, the bar loss is so big that it takes years to recover. In such a situation, many people wonder whether the flat can be insured in the same way as health. So the answer is yes. But let us tell you that flat insurance health insurance is different. Which has different rules

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What are the covers?

Flat insurance usually covers many things. Such as walls, ceilings and floors. Apart from this, things present in the flat like furniture, clothes, electronics, but for this you have to take Rentors Insurance. Mainly the flat insurance policy covers natural disasters like fire, flood, earthquake.

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Along with this, injury or disadvantage to third party can also be included in insurance. However, what will be covered and what not. It depends on which policy you have taken. Therefore, while taking the policy, read all the documents well.

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Flats in lucknow: In today’s era, buying property has become very difficult. For the last few years, the prices of real estate are touching the sky in all the big cities of the country. However, even the small towns are no longer untouched by this. Talking about Uttar Pradesh, the largest state of the country in terms of population, the prices of property are increasing considerably in the capital Lucknow.

If you are thinking of buying a flat in Lucknow. So now the prices of flats will increase further in a few days. Let us tell you that the price of flats in Lucknow can increase up to 2 lakh rupees further. If you want to buy flat. So buy it at a low price like this.

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Buy cheap flats now

Projects for flats are being run by Lucknow Development Authority. Special discounts are being given to people in different residential projects by Lucknow Development Authority. If you want to take a flat in Lucknow. Then you can take flat with discounts under LDA schemes. Let us tell you that Lucknow is being run by the Development Authority.

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These projects are the last date till 30 June 2025. Till then you will be given this special discount. According to the information received, flats are vacant in a total of 9 LDA projects. If you currently apply for flat under these projects. So you will get a flat in the price that is currently. So do not delay.

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Price will increase up to Rs 2 lakh

The last date of exemption being given by Lucknow Development Authority i.e. LDA in all housing schemes is 30 June 2025. After this, the price of flats being given under all projects will be increased. The prices of all flats can increase up to Rs 2 lakh.

That is, if you are late now, then you will have to pay the same flat more. Which you will currently get at a low price with discounts. Therefore, go to the website of Lucknow Development Authority and apply for flats. Otherwise, golden opportunity will be missed.

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Duplicate Property Documents: Many times many valuables of people are lost somewhere. Some of these things are like this. Which you cannot achieve again. So there are some things there. Which can also make you again. Such as documents. Losing the document of anything. Can cause trouble. Flat or ground paper if lost.

Then it can be difficult for you. Because this is what they are. Which prove your ownership on your flat or land. But if your flat or land documents are lost somewhere. So you do not have to worry, you can make them again. For what will happen, let us tell you complete information.

This work will have to be done first

Losing ground paper or losing flat paper is not common. If this happens, then you have to take action under a whole process. Only then you can make new papers. First of all, you have to register an FIR with the police in such a case. In which you have to tell that your property papers are lost.

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And you are not meeting you. After registering an FIR, keep a copy with you. Let us tell you that the FIR for losing property papers can only get the owner of the property. Normally you have to go to the police station for this. But in some states you also get online facility for this.

Notice will be printed in newspaper

After losing the document of the land, it is necessary to register an FIR with the police, after this, a notice has to be taken out in your newspaper as well. Let me tell you that you also get the same information printed in the newspaper notice. So it is also necessary to put your contact details and property details.

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After this make affidavit

After registering an FIR in the police and after taking out the notice in the newspaper, you have to make affidavits through a lawyer. In this, you give information in writing that the documents of your property are lost. At the same time, you also tell about the FIR made in the police and the notice taken out in the newspaper. Let us tell you that affidavit has to be attached to the notary.

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Apply for new document

After this, you have to apply to get the new document of the property i.e. duplicate document. For this, the affidavit or notary undertaking with his registrar, it will have to be given a copy of the AppIR with it, and also the notice given in the newspaper. Along with all these documents, you will also have to pay a fee in the Registrar Office. After this, you will get new ie duplicate documents of your property.

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Flat maintenance gst: A big news is coming out for the people living in the flat. If you pay more than 7500 rupees every month for the maintenance of Housing Society, now you will have to spend more on it. This is because the government is going to put 18 percent GST on the maintenance of the Housing Society.

Government made this big change in housing rules

According to a report by The New Indian Express, the government has changed the housing rules. Under this, if the expenses of more than Rs 7500 in the maintenance of apartments every month and more than Rs 20 lakh in a year, then 18 percent GST will have to be given on it.

However, if a person has two or more flats in a housing society and he gives a maintenance of Rs 7,500-7,500 every month, then he will not have to pay any GST according to every flat. They have to give GST on the entire amount. In its 25th meeting in January 2018, the GST Council increased the exemption limit to Rs 5000 to Rs 7500 per month to benefit RWA and housing societies.

How to check your apartment status

Suppose you have to spend Rs 9,000 on maintenance every month and the annual turnover of the entire society is more than Rs 20 lakh, so now you will be charged an additional Rs 1,620 as GST, so that you will have to pay Rs 10,620 a month instead of 9000. However, this rule of 18 percent GST will not apply to all flats. In such a situation, to check the status of your apartment, you can go to the local commercial tax office and check the status of your society by paying Rs 500.

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