Mutual Funds Investment: Despite huge fluctuations in the market and continuous selling by foreign investors, in the first four months of the year 2026, domestic investors invested generously in mutual funds, which is more than Rs 3 lakh crore. This is being considered a ‘historic turning point’ of investment.

India’s mutual fund industry recorded a total net inflow of Rs 3.22 lakh crore in April 2026, while total assets under management (AUM) increased to a record Rs 81.92 lakh crore, according to the latest monthly data released by the Association of Mutual Funds in India (AMFI). This shows that despite short-term fluctuations in the market, investors continue to view mutual funds as an option for long-term wealth creation.

Investors are betting by ignoring the decline

There was a net inflow of Rs 38440.20 crore in growth and equity-oriented mutual fund schemes in April. Although it is about 5 percent less than in March, but still the interest of investors in equity funds remained strong. By the end of the month, the total AUM of equity schemes stood at Rs 35.74 lakh crore.

In the equity category, flexi-cap funds saw the highest inflow of Rs 10147.85 crore. This category gives fund managers the flexibility to invest across large-, mid- and small-cap stocks, making it attractive for investors seeking diversification in uncertain market conditions.

Investor interest remained strong in small-cap funds with inflows of Rs 6885.90 crore, while mid-cap funds saw inflows of Rs 6551.40 crore. Large and mid-cap funds brought in Rs 4490.49 crore, while multi-cap funds brought in Rs 3806.01 crore.

What is the logic of investment?

• Systematic Investment Plan (SIP) has become a disciplined way of investing for Indians. Monthly SIP inflow in March 2026 was Rs 32087 crore, which shows the confidence of investors in the long term.
• Fund managers and retail investors are seeing the market decline as a buying opportunity. They are continuing to take risks in small-cap and mid-cap funds in the hope of better returns in future.
• Despite global uncertainties, Indian investors are confident of the country’s economic growth and the strength of the domestic market.
• Investors are now turning to mutual funds for better ‘inflation-adjusted returns’ instead of traditional options like fixed deposits (FD).

(The information provided here is being given for information only. It is important to note here that investing in the market is subject to market risks. Always seek expert advice before investing money as an investor. ABPLive.com It is never advised for anyone to invest any money here.)

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This stock is wreaking havoc in the falling market, filled the coffers of investors by giving bumper returns of 11000%

The Indian stock market is currently at record high. The Nifty 50 and the Sensex have recently touched new high. But at the same time, the matter of concern is that the valuation of both index is also more. NIFTY 50 PE has reached about 22.42 and BSE Sensex’s PE 22.69. Later, the scope of correction in the market increases.

Why Flexi CAP fund dominated such an environment?

In this unstable atmosphere, Flexi Cap Mutual Funds have made a special place among investors. The specialty of these funds is that they give the entire freedom to the fund manager to invest in large (large cap), Mid CAP and small companies. That is, the fund managers can change the strategy as it is, that is, the market. This is the reason why these funds have become ‘All Weather’ i.e. every season that has become an option.

Which Flexi Cap Funds did a blast in the last decade?

Here we are telling you about the top 5 Flexi CAP funds giving the best returns through SIP in the last 10 years. Nifty 500 TRI, which is a benchmark of Flexi Cap Funds, gave 14.1 percent CAGR returns during this period. But some funds have performed much better than this.

1. Parag Parikh Flexi Cap Fund

This fund has given 18.6 percent CAGR in 10 years. If someone had done a SIP of Rs 10,000 every month, then today the amount would have been around 6.57 lakh rupees, while the total investment was only Rs 1.2 lakh. The specialty of funds is its international holdings such as Alphabet (Google), Meta (Facebook), and Amazon. It has strong shares like HDFC Bank (8.1 percent), Bajaj Holdings (6.86 percent) and COAL INDIA (5.95 percent) in India.

2. JM Flexi Cap Fund

JM funds have also performed brilliantly, in which 18.46 percent CAGR has got returns. Flexibility in its strategy and selection of shares over time is the main weapon. In top holdings, ICICI Bank (5.13 per cent), L&T (5.12 per cent), and HDFC Bank (4.3 per cent). This fund also holds good balance in mid-cap and small-cap.

3. HDFC Flexi Cap Fund

This fund has given 15.93 percent CAGR. Its investment is slightly higher in big companies, which keeps the stability in the fund. It has top stocks, ICICI Bank (9.3 per cent), HDFC Bank (9.2 per cent), and Axis Bank (8.18 per cent). Looking at sector wise, banking (35.1 percent), automobile (13.8 percent) and healthcare (8.8 percent) are prominent.

4. Motilal Oswal Flexi Cap Fund

This fund works on the principle of ‘Buy Right, Sit Tight’. That is, choose good shares and stay for a long period. It gave 15.92 percent CAGR return in 10 years. Your amount would have been Rs 4.66 lakh today after SIP of Rs 10,000 every month in this fund. It has strong stocks of Coforge (10.7 per cent), Persistent Systems (9.5 per cent) and Polycab (8.9 per cent) like IT and manufacturing sector.

5. Franklin India Flexi Cap Fund

It is one of the oldest equity funds in India, which started in 1994. It has given 15.77 percent CAGR in 10 years. Fund has top stocks, HDFC Bank (8.8 percent), ICICI Bank (8.4 percent), and Bharti Airtel (4.2 percent). Its grip in sectors is in financials (25.3 per cent), IT (9.6 per cent), and healthcare (7.3 per cent).

Disclaimer: (Information provided here is being given only for information. It is necessary to tell here that the investment market is subject to risks. Always consult expert before investing as an investor. Never is advised to invest money from Abplive.com.

Also read: If you follow the formula of 10x21x12 in SIP investment, then in a few years, millionaires will be made