Financial Frauds: This case once again shows that the victims of fraud are not only less educated people or those who are away from technical knowledge, but even highly educated officers who have held high positions can fall into the trap of cyber and investment fraud. In this very sad incident that came to light from Punjab, fraudsters made a retired IPS officer a victim of fraud of about Rs 8.1 crore by luring him of quick profits in the stock market, after which he committed suicide due to mental pressure and despair.

IPS in the trap of fraud

According to a Hindustan Times report, a person claiming to be associated with the Development Bank of Singapore (DBS) and its CEO contacted the officer and introduced himself as a wealth manager of the bank. After this, they were linked to WhatsApp and Telegram groups, where they were encouraged to invest in the stock market by luring them with high returns. Initially, trust was won by showing fake profits and then pressure was created to invest the same profits again.

Trusting the officer, he borrowed money from friends and family and invested a huge amount. Later, when he wanted to withdraw the money, the fraudsters asked for more money in the name of tax, fees and other charges, which he sent through bank transfer, but despite this he could not get his amount.

Embraced death after cheating

In the 12-page suicide note, the retired IPS officer wrote that this entire fraud is highly organized and many bank accounts are involved in it. He appealed to the police to investigate the matter thoroughly and if possible, the defrauded amount should be recovered and returned to his family.

This incident not only highlights the growing threat of cyber fraud, but also warns that vigilance and investigation are necessary before making any claim of “guaranteed returns” in the name of investment.

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If the Central Government implements these two steps, then the identity and location of every phone will no longer be foreign but will become completely Indian. If this change is implemented then every fraud from stolen phone to fake IMEI will now be caught within minutes. The need of the hour is to make Sanchar Saathi and NavIC the default in the phone.

The Government of India is continuously working rapidly on major changes in digital security. There are many steps related to digital security which the country needs at this time. The first of which is to make Sanchar Saathi the default app in every new smartphone and the second is to make India’s indigenous GPS NavIC mandatory in all phones, but looking at the current cyber environment, this does not seem to be just a government preparation. This is a step which has now become mandatory for the security of the country.

What is Sanchar Saathi?

Sanchar Saathi- Actually, it is the most direct and quickest weapon against cyber crime. Making Sanchar Saathi the default on every phone will be a direct attack on mobile fraud and cyber crime. Stolen phones, changed IMEI and fake mobile connections have created a huge network of cyber crime in India.

In such a situation, the communication partner being in the phone by default means that the stolen phone will go out of the network as soon as it is switched on. There will be a huge reduction in fraud calls, WhatsApp scams, UPI fraud. Apart from this, police and agencies will get help in real-time tracking. Fake mobile connections will be automatically identified.

What will change with NavIC?

NavIC- Time to free location data from foreign systems. Till now India has been dependent on American GPS, but in changing times, location data has become not a convenience but a part of national security. It is important to make NavIC the default so that the location data remains in India’s system and does not go abroad. Police, army and disaster agencies will get meter-level accuracy. Drones, delivery, transport and every sector will get reliable location.

Digital sovereignty will be strengthened

This will strengthen the digital sovereignty of the country. From users to national security, defaulting to NavIC is a long-term safety plan. Both steps together will take India’s digital security to a new level. If both Sanchar Sathi and NavIC become default, the benefits to India will increase manifold. For example, the entire market of stolen phones will end. Reduction in cyber fraud by 50–70%, location of criminals can be traced within minutes and dependence on foreign GPS or foreign companies will end.

India will have 100% control over digital security. This step is not just a technology improvement, but a decision to strengthen India’s digital boundaries, but with big changes will also come some big threats. Like new questions on privacy, having a default app can increase the concern of surveillance. Brands like Apple, Samsung may object to such rules. Apart from this, phones can also be expensive.

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Every day cyber thugs are making people their victims in different ways. In Jehanabad, Bihar, a retired doctor was defrauded of Rs 27 lakh 30 thousand by pretending to be an accused in the Delhi blasts. Cyber ​​​​thugs, posing as officers of Mumbai Crime Branch and ATS, digitally arrested Dr. Arun Kumar and defrauded him of Rs 27 lakh 30 thousand in three days. The incident took place in East Gandhi Maidan locality of Nagar police station area.

Dr. Arun Kumar, resident of East Gandhi Maidan, received a call from an unknown number on his mobile. When the wife picked up the phone, the caller said that she needed to have an important talk with Dr. Arun. After this, when the doctor talked, the person in front introduced himself as an officer of Mumbai ATS branch. Said that an account has been opened in his name in Canara Bank of Jammu and Kashmir, in which a transaction of Rs 3.5 crore has taken place in the purchase and sale of RDX during the Delhi blasts. The doctor got scared after hearing this.

‘…then will be arrested’

The thugs warned that if they did not cooperate they would be immediately arrested. After this the doctor was made to talk to an alleged DCP. He proved himself to be a police officer on the call. Said that the doctor’s name has been linked to the Delhi bomb blast case. It was said that to prevent arrest, anticipatory bail would have to be taken. For this, first Rs 3 lakh will have to be deposited towards court expenses.

The fraud took place between 25 and 28 November

The doctor was told that until the case is cleared, he will not talk to anyone, will not go out and will remain in touch all the time. The thugs called it digital arrest. During this time the doctors were scared. Fearing arrest, he made big transactions through RTGS from his account thrice between 25 and 28 November. First time 2 lakh 30 thousand, second time 22 lakh and finally 3 lakh were sent. When the swindlers again asked for Rs 3 lakh more, the doctor had no money left.

When the doctor called a relative, it was revealed that he had become a victim of cyber fraud. Immediately lodged a complaint on Cyber ​​Cell’s toll free number 1930. Reached the cyber police station and gave a written application. The disappointed doctor has refused to talk to the media. Jehanabad’s Cyber ​​DSP Krishna Gopal has appealed to the people to immediately inform on 1930 if they receive a call from any government department, police, crime branch or court, who are claiming to be from any government department, or who are creating threatening pressure. It also said that do not send money to unknown accounts under any circumstances.

American economist Dr. Dave Bratt has alleged large-scale fraud in the H-1B visa system. He claimed in a podcast that a district in India has secured more than double the total number of visas legally approved in the US. This comment of Bratt has created an uproar in America.

Speaking on Steve Bannon’s War Room podcast, Brat said the H-1B system has been taken over by fraud on an industrial scale. He stressed that visa allocation from India has reached a level that violates statutory limits.

Indians got more H-1B visas than China
Bratt said, “71 percent of H-1B visas come from India and only 12 percent from China. This clearly shows that something is wrong there.” He further said, “There is a limit of only 85,000 H-1B visas, yet Chennai, a district in India, got 2,20,000 visas. This is 2.5 times more than the limit set by Congress. This clearly means that this is a scam.”

‘They are taking away your house’
Brat has presented this issue as a direct threat to American workers. He said that when one of them comes and claims that he has skill and this is not skill, then this is fraud. “They are taking away your family’s job, your house, your everything.”

Nearly 220,000 H-1B visas issued in 2024
According to reports, the US Consulate in Chennai has processed approximately 220,000 H-1B visas and an additional 140,000 H-4 dependent visas in 2024. The Consulate handles applications from four major regions: Tamil Nadu, Karnataka, Kerala and Telangana, making it one of the busiest H-1B processing centers in the world. These claims highlight afresh the allegations of Indian-origin American Foreign Service officer Mahvash Siddiqui. In an interview, Siddiqui had described the H-1B system as full of fake documents and proxy applicants. Siddiqui had worked in the Chennai Consulate about two decades ago.

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PM Kaushal Vikas Yojana: Pradhan Mantri Kaushal Vikas Yojana was started in the year 2015. Till now, more than one crore people have got benefit under this scheme. Its objective was to make the youth self-reliant by teaching them employable skills. But now a shocking information related to this scheme has come to light. The Skill Development Ministry has recently blacklisted 178 training partners and training centres.

Investigation found that at many places funds were misappropriated in the name of fake attendance, fake documents and non-existent training centres. Taking immediate action, the Ministry has started recovery of money from these institutions and legal action is also underway against the culprits. Know how much punishment will be given to the fraudsters and how recovery will be done from them.

How was the plan rigged?

These irregularities were detected after continuous inspection and audit by the Ministry and the National Skill Development Corporation under the Pradhan Mantri Kaushal Vikas Yojana. The report revealed that some training centers showed the presence of students who were not actually present. Many TPs and TCs withdrew government funds by making fake bills. Whereas some centers were running on paper only.

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The ministry said that several FIRs have already been registered against these irregularities. Most of the names in the blacklisted list are from Uttar Pradesh, followed by Delhi, Madhya Pradesh and Rajasthan. The ministry has directed the mission heads of all states to conduct a thorough investigation before accepting any proposal under any future government skill scheme.

How much will be the punishment and how will recovery be done?

The Skills Ministry has clarified that the process of recovery of all payments given to the blacklisted institutions has started. Institutions which have misused the scheme. Not only will the money be taken back from them but a criminal case will also be registered against them. And then the decision on punishment will be taken on the basis of investigation.

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The ministry also said that from now on all training centers will be physically and digitally monitored so that such irregularities can be prevented in future. Those institutions will be found violating the rules again. They will be blacklisted and closed forever.

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The Antwerp Court of Belgium has given a big decision regarding diamond businessman and PNB scam accused Mehul Choksi. The court has justified the arrest of Choksi and approved the demand of extradition of the Government of India. This means that now the way has been cleared to bring Choksi to India.

The Antwerp Court clearly said that Mehul Choksi is not a citizen of Belgium, hence the conditions related to civil security there do not apply to him. The court acknowledged that Choksi is a foreign national and the documents sent against him by the Government of India mention serious crimes.

The charges imposed by India include-

• Joining a criminal organization
• Fraud
• Embezzlement and Bribery by Public Office Holders
• Making and using fake documents

All these crimes can be punished in India, hence the Belgian court has considered them extraditable. Mehul Choksi has been continuously claiming that he was kidnapped from Antigua and taken to Belize or Dominica so that India could catch him, but the court termed this claim as false and without evidence.

What did the court say?

The court said that the documents which Choksi presented as evidence. Nowhere in them is it proved that his kidnapping took place at the behest of Indian agencies. The court said that the decision of the CCF Committee of Interpol in 2022 was also written very carefully and with conditions…therefore no concrete conclusion can be drawn from it. The court expressed confidence in India’s prison system.

The court also mentioned the documents received from the Government of India in which it was said that Mehul Choksi would be kept in Arthur Road Jail in Mumbai. He will live in barrack number 12, where there are two cells and a private bathroom. He will be taken out only for medical or court appearance. Complete arrangements will be made for his stay and security in jail. The court said that the allegations made by Choksi that there is torture or bad conditions in Indian jails are based only on reports and press articles, which have no direct relation with his personal situation.

Choksi’s team accused India

Choksi’s team also said that he will not get a fair trial in India because the justice system there is not independent. On this, the court said, “No concrete evidence has been provided to prove that Indian courts are not independent or that Vigilance is being targeted for political reasons.” The court also said that media reporting or name appearing in the news does not prove that the person’s right to be considered innocent has been violated.

Mehul Choksi expressed concern about his health

Mehul Choksi also expressed concern about his health and said that he would not get proper treatment in Indian jails, but the court said that he did not provide any medical record or report which could prove that he had a serious or incurable disease.

Let us tell you that Mehul Choksi is the owner of Gitanjali Gems Limited of Gujarat and maternal uncle of Nirav Modi. Together, both of them are accused of scam of about Rs 13,500 crore from Punjab National Bank. After the matter came to light in 2018, Choksi fled India and later took the citizenship of Antigua. The Indian government is continuously trying to extradite him. Now that the Antwerp Court has approved India’s extradition request, the next step will be formal approval from the Belgian government. After that Indian agencies can start the process of bringing him to India.

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Shani dosh: Shani Dosha arises from the inauspicious position of the planet Saturn in the horoscope, which causes problems like money loss, health problems, obstacles, and discord in relationships in the life of the native. The reason for this can be the adverse condition of Saturn or bad deeds in the horoscope.

To reduce the effect of this defect, measures like worshiping Shani Dev, reading Hanuman Chalisa, and wearing Neelam Ratna are taken.

How to find Shani Dosha

The most accurate way is to analyze your birth chart with a professional astrologer to find out Shani dosha, as it can explain the adverse position of Saturn or the position of half -century/dhaiya.

Common symptoms of Shani dosha include hindering work formed, increase in debt, loss of money, physical pain, mental stress and premature hair fall.

5 common signs of Shani dosha

Burning in work and lack of money
According to astrologer belief, if Saturn is in an inauspicious state in your horoscope, then it can cause obstacles in your work, lack of money, mental stress and struggle in life can increase.

health concerns
Premature hair starts falling, eyesight is weak, or there may be a problem related to the ear.

Laziness and mental pain
According to Vedic astrology, the effect of Shani dosha can cause mental problems like joint pain and mental stress, depression, anxiety.

Saturn is considered a symbol of difficulties and hard work and brings these negative effects to life when weakened or afflicted.

Tension in relationships
According to Vedic astrology, the inauspicious situation of Saturn can cause tension in relationships, including rift in marital life, cracks in love affairs and spoilage with friends. As a sign of Shani Dev’s displeasure, there are problems like fighting, estrangement and deception in relationships.

Hancis in success
According to astrology, Shani dosha can obstruct your success, because it can cause not to succeed despite adverse conditions, obstacles, and hard work. There may be obstructions in the work that becomes symptoms of Shani dosha, increase in debt, and gradual end of wealth.

Disclaimer: The information provided here is based only on beliefs and information. It is important to tell here that Abplive.com No recognition, does not confirm the information. Before implementing any information or recognition, consult the concerned expert.

New layers of corruption are coming out every day in Shahdol district of Madhya Pradesh. Looking at the cases of corruption, it seems that government money has become only a source of rigging for the responsibilities.

Earlier, a bill of one lakh seven thousand was passed in the name of paint with 4 liters of paint in the name of paint and 68 Raj Mistry. After this, under the water Ganga enhancement campaign, 14 kg dry fruit, 6 liters of milk and 5 kg sugar bill were made in one hour chaupal and robbed on the government treasury.

Photo copy of two pages, 4 thousand rupees per page rate

In this connection, another shocking case has come out from Kudri, the Gram Panchayat of Jai Singh Nagar, the district panchayat. Where the price of a two -page photo copy has been shown to be Rs 4000. After paying 4 thousand of the two -page photo copy bill, this bill is becoming increasingly viral in social media along with getting into the discussions.

One or two rupees are taken for a page to copy the photo. But the bill has been levied at the rate of ₹ 2000 per page to copy a photo in Shahdol. Surprisingly, the sarpanch secretary of the village has also passed this bill and paid. In the Gram Panchayat Kudri of Janpad Panchayat Jaisinghnagar, the secretary and sarpanch have passed such a bill with mutual connivance. You will be surprised to see that.

According to the bill, a payment of Rs 4000 has been shown at the rate of Rs 2000 per page for copying only two pages of photo. This bill is made from Raj Photo Copy Center and Digital Studio Jai Singh Nagar firm. Along with this, more materials have been mentioned. Surprisingly, the Sarpanch Secretary also passed this bill by putting his stamp for 4 thousand photo copy bill of two -page photo copy. After paying the bill of two pages, after paying 4 thousand, this bill is becoming increasingly viral in social media along with coming into the discussions.

Bill of Bhatia Panchayat worth 25 thousand bricks 1.5 lakhs

Similarly, a bill of Bhatia Gram Panchayat of the district is going viral on social media, in which the price of 25000 bricks has been charged from ₹ 5 per int with a liquor of 125000. This bill highlights the depth of corruption spread in the panchayat system.

This is not the first case when the panchayats of Shahdol have misused government schemes and funds, such acts that come up in the coming days prove that the benefits of the amount in the name of development works are not reaching the villagers, the responsible people are engaged in licking the government treasury by making such bills on paper.

On this whole matter, Shahdol Collector Kedar Singh says that there is a mistake in making the bill. The rate of photo copy is Rs 2, 2000 page photo copy has been copied. SDM has been asked to investigate.

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If you also rely on the investment or job offer from an unknown number, then this news is important for you. A recent report states that the telecom department (DOT) has blacklisted SIM cards from 3 to 4 lakhs so far from a special AI-based system. All these numbers were allegedly associated with fraud and scams. For this, Dot has prepared a special financial fraud risk indicator (FRI) system, which was launched a few months ago.

Latest of ET Report According to, this FRI system of DOT has blocked 3 to 4 lakh SIM cards so far. The tool is reportedly detecting around 2,000 mobile numbers every day, which are mostly associated with jobs and investment.

A senior DOT official told Publication that as soon as a mobile number is marked as a “high risk” through FRI, the system also discovers other SIM cards associated with that number on the network. This work is done by AI-powered pattern matching. That is, not only one number, the entire network attached to it is tracked.

Due to this system, last month, UPI platforms, such as Google Pay, PhonePe and Paytm, have been able to stop a potential fraud transactions worth several crores.

In July 2025, the Reserve Bank of India (RBI) advised all banks, whether they are commercial, payment banks or cooperative banks, to integrate the FRI system in their platform. After this, the processing speed and action time have also been reduced by making some improvement in the FRI system.