Gold purchased at around ₹ 2,900 per gram in 2018 has reached close to ₹ 13,500 today.
On January 1, 2026, RBI completed the final redemption of Sovereign Gold Bond 2017-18 Series XIV, the price of which was fixed at ₹ 13,486 per gram. In 8 years, investors got 367% return from the gold price and after adding 2.5% annual interest, the total return was about 387% – i.e. about 21% CAGR. If ₹ 1 lakh had been invested in 2018, then the value in 2026 It would have reached ₹4.87 lakh.
This shows that Sovereign Gold Bonds are an excellent tax-efficient and high-return gold investment option for long-term investors.

Silver Returns: Due to global uncertainties, increasing demand for safe investments and increase in industrial usage, this year silver has left behind not only gold but also the stock market in terms of returns. While gold has given returns of about 70-72 percent so far this year, silver prices have seen a tremendous increase of more than 130 percent.

Gold pales in comparison to the shine of silver.

According to All India Bullion Association, the price of silver in Delhi has increased to a record level of Rs 2,14,500 per kg, whereas at the beginning of the year it was Rs 90,500 per kg. That means, within a year, silver has become costlier by about Rs 1,24,000. Experts say that behind this rise there are strong fundamental reasons and not just speculation.

Expectations of further reduction in interest rates by the US Federal Reserve, trend towards alternative investments against government bonds and currencies, reduction in global supply of silver for the fifth consecutive year and increasing industrial demand in new industries like electric vehicles, solar energy, artificial intelligence have strengthened its prices. Apart from this, investment in ETFs, purchase of physical silver and decline in gold-silver ratio are also indicating that investors are now seeing silver as a better opportunity.

Up to 20 percent increase next year

Experts believe that although it is difficult to repeat such extraordinary returns in silver next year, a further rise of 15 to 20 percent is possible in 2026 due to strong demand and limited supply. However, investors are being advised to invest in a phased manner keeping the volatility in mind and to seek professional financial advice before taking any decision.

Also read: How India will continue to move forward despite US high tariffs, this pleasing report has arrived

Gold prices are currently at an all-time high, and 10 grams of gold is trading at up to ₹1.35 lakh. According to experts, now projections are up to Rs 2 lakh per 10 grams.

But not only fresh investment, you can also earn on old gold. The new and great way for this is Gold Leasing. In this you lease your idle or unused gold to Jewellers, Refiners and Financial Markets.

This fulfills the short-term demand of Jewelry and you get 3-4% passive return every year. When inventory is low, this rate increases to 6–7%. The biggest advantage of Gold Leasing is that you save expenses on storage, and you also get continuous income like Dividend.

This service can be done on digital platforms like RSBL, Gullak and Gold Monetization Scheme of banks.

If you are a long-term investor in Gold, then Gold Leasing can give you the benefit of both Gold Price Appreciation + 3-4% Extra Return. This means an average of 12-13% Capital Gain + 3-4% Passive Income. This also makes Non-Yielding Assets Investor-Friendly.

Gold prices are currently at an all-time high, and 10 grams of gold is trading at up to ₹1.35 lakh. According to experts, now projections are up to Rs 2 lakh per 10 grams. But not only fresh investment, you can also earn on old gold.

The new and great way for this is Gold Leasing. In this you lease your idle or unused gold to Jewellers, Refiners and Financial Markets. This fulfills the short-term demand of Jewelry and you get 3-4% passive return every year.

When inventory is low, this rate increases to 6–7%. The biggest advantage of Gold Leasing is that you save expenses on storage, and you also get continuous income like Dividend. This service can be done on digital platforms like RSBL, Gullak and Gold Monetization Scheme of banks.

If you are a long-term investor in Gold, then Gold Leasing can give you the benefit of both Gold Price Appreciation + 3-4% Extra Return. This means an average of 12-13% Capital Gain + 3-4% Passive Income. This also makes Non-Yielding Assets Investor-Friendly.

Gold prices have increased by about 48.9% in the last one year, and today 10 grams of gold is being sold for around ₹ 1,14,040. Gold is not just jewellery, but also an important investment. But do you know how gold is taxed? Income tax is not levied while buying gold, but 3% GST has to be paid on the purchase price and 5% on making charge. Real understanding of tax is important while selling. According to the Finance Act 2024, if you keep gold for 24 months, Short-Term Capital Gains (STCG) tax will be levied as per your income slab. Holding more than 24 months will attract a flat tax of 12.5%, without indexation benefit. Gold ETFs and Mutual Funds will attract STCG tax on holding for 12 months and 12.5% ​​flat tax on holding more than 12 months. Sovereign Gold Bonds (SGBs) are different — with a tenure of 8 years offering 2.5% annual interest and tax free returns on maturity. But if you sell quickly, the tax rules will be different.