Reserve Bank of India has announced the Premature Redemption Price of Sovereign Gold Bond 2020-21 Series-I. This is the same series whose issue date was 28 October 2020. Now investors can redeem this bond prematurely after exactly 5 years, from October 28, 2025, which is the same date when interest also becomes payable. On redemption on October 28, 2025, the price will be ₹ 12,198 per unit, which has been calculated by taking the simple average of Gold Closing Prices of October 23, 24 and 27, 2025. If you had bought online in 2020, your Simple Return would be around 166%, and for offline investors it would be slightly different. SGB offers 2.5% Fixed Annual Interest, which is credited to your bank account every 6 months. On maturity, along with the Principal, Final Interest Installment is also available. Investors in SGB get Double Benefit: Benefit of rising price of Gold and Fixed Annual Interest. If you want, you can hold it for 8 years and get tax-free gains, or you can also use the option of Early Redemption after 5 years for liquidity. This investment is especially good for Long-Term Wealth and Safety-Conscious investors.

Do you know? India is now bringing its gold back to the country! The Reserve Bank of India (RBI) has onshored about 64 tonnes of gold in India in the last six months — in what is believed to be the biggest move so far. In this era of global uncertainties and financial warfare, RBI’s focus is now on keeping its gold reserves safe in the country. The RBI had a total of 880.8 tonnes of gold as of September 2025, of which 575.8 tonnes is now held in India. The remaining 290.3 tonnes is in the custody of the Bank of England and BIS. Apart from this, RBI also has 14 tonnes of gold in the form of deposits. The total value of all these reserves is estimated to be around $95 billion (₹7.9 lakh crore). Recently the RBI also bought 0.6 metric tonnes (600 kg) of new gold — making India one of the countries in the world that are rapidly increasing their gold reserves. Globally, central banks added 166 tonnes of gold this year, taking both gold demand and prices to record highs. This step of RBI clearly shows that now the trust is back on Gold, and India is ahead in this race!

If you do not have gold in your portfolio yet, then this news can prove to be a golden opportunity for you! Choice Mutual Fund has launched on 24 October 2025. Its new Choice Gold ETF, which gives investors an easy way to invest in gold without purchasing physical gold. This Gold Exchange-Traded Fund (ETF) is a passively managed scheme, which aims to track the performance of gold prices in India. At least 95% of the investments under the fund will be made in physical gold or gold-related instruments, while the remaining portion will be in money market securities. Its New Fund Offer (NFO) has opened from October 24 and will be available for investment till October 31, 2025. After NFO, this ETF will be listed on BSE and NSE, so that investors will be able to buy and sell it like shares. Investing can be started with just ₹1,000. No physical storage hassles, inflation protection, and portfolio diversification — all in one, so are you ready to embrace this golden opportunity?

If you are a taxpayer and are investing in gold, then it is very important to know the tax rules related to it. While purchasing gold, 3% GST and 5% GST are to be paid on the making charge of jewelery. That means a total of ₹ 3,500 GST will have to be given on jewelery of ₹ 1 lakh. At the same time, when you sell gold, you have to pay a capital gains tax on the profits made on it. If you sold gold within 24 months, it will be considered as a short-term capital gains (STCG) and will be taxed according to your income tax slab. After selling after 24 months, it becomes long-term capital gains (LTCG), which levies 12.5% ​​tax with indexation. If you are a retail investor, then tax can also be saved from long term investment and returns will also be good.