UPI Payment Security: UPI (Unified Payment Interface) is now going to change the methods of online payment. In today’s superfast life, transactions up to thousands of rupees with just one click occur in seconds. Due to this, everyday life has become cashless and much easier. Now, whether to distribute the bill in the restaurant or to borrow money from a friend, UPI has become an important means for digital transactions. But now a big change is going to come, which will affect millions of users. Let’s know what is this change.

New change in UPI transaction

The National Payments Corporation of India has announced that now Person to Person ‘Collect Request’ or ‘Bridge Transaction’ feature will be closed from 1 October 2025 i.e. from today. Apps like Phone Pay, Google Pay and Paytm will no longer allow users to send payment requests directly to friends, relatives or their experts.

What is UPI ‘Collect request’ feature

Actually, with the help of this feature, one person could send a payment request to another user by entering UPI ID. For example, if you want to take money from your friend, then you could send them a request from your UPI app. After this, your friend would accept that request and put his pean, the money would be transferred to your account. This feature was very convenient, but at the same time it was becoming dangerous over time. Let’s know how.

Why was this feature dangerous

Actually, even though this facility was made for ease, with the help of this, the fraudsters were benefiting a lot. Scammers used to send fake requests to unknown users and implicate them to pay. Although earlier, the National Payments Corporation of India had reduced the request limit to ₹ 2000 to prevent misuse, but even then the fraud continued. Now after this, this feature is being closed forever to stop this fraud.

Traders will still have access

The important thing is that this feature will not be completely eliminated. Marchants like IRCTC, Flipkart, Amazon or Netflix will be able to send payment requests to customers for ticket booking, shopping or subscription. This feature is being banned only for Person to Person Transaction.

How to affect users

After the closure of this feature, from 1 October 2025, you cannot ask for money from friends or relatives using UPI Collect request. To transfer the money, you have to use the mobile number directly from the QR code, the receiver’s UPI ID, or the mobile number linked to UPI.

This feature is being closed for the purpose of increasing the security of digital payment. With this, now after this step, users will get relief from the scam. Users are advised to always check the payment request thoroughly before transferring money and must find out where the money is going.

ALSO READ: Someone uploaded your video on YouTube, know the complete proceduate to remove it

Gadgets 360 for Latest Tech News, Smartphone Review and exclusive offer on popular mobiles Android Download the app and us Google News Follow on

New upi rule: The government has given very good news to UPI users. The National Payments Corporation of India has made a big change in the rule of payment through UPI. Now users can also send the amount of gold loan, business loan and FD through UPI. The loan account can also be linked to the UPI account. With this, you will be able to make payment from credit cards to business loan from UPI app like Paytm, PhonePe, Google Pay. This rule will be applicable from 1 September 2025.

Will be able to withdraw loan money without going to the bank

NPCI recently took many important decisions to make the payment method more easy and secure. Now it has been announced to increase the scope of payment once again. At present, UPI users will be able to link only savings account or or overdraft account to UPI. Payment can be made only through them. Some Rupay Credit Card has also been linked to UPI, but their number is less. Now with the new rule, customers will be able to withdraw money from gold loan and personal loan online without going to the bank.

NPCI decided some rules

The current rules of UPI have the facility of P2M money transfer, but with the implementation of the new rule, P2P will be able to do P2PM transactions. You will be able to withdraw cash. However, NPCI has also fixed some rules for this, such as users will be able to pay up to Rs 1 lakh in a day. Also, the limit to withdraw cash in a day is only Rs 10000. Apart from this, the limit of P2P Daily Transaction has also been increased to 20.

With this, the bank will also decide which payment you will be able to make through UPI. Suppose you have taken a personal loan, then allow loan money for the bank hospital bill or school or college fees. This facility will be especially beneficial for small traders who take a business loan of up to Rs 2-3 lakh and every time they will not have to cut the bank repeated rounds to pay.

Also read:

Caris in the world of Crypto, large cyber attack on coindcx; 378 crore rupees cleaned

How to Buy Gold Online: Today i.e. April 30, 2025 is the special day of Akshaya Tritiya 2025. This day is considered a very auspicious day to buy gold. The importance of buying gold on Akshaya Tritiya is different in different regions and communities of India and it is believed that buying gold on this day brings prosperity and good fortune. People shop for gold according to their convenience and budget. In addition to buying traditional gold jewelery or coins, the trend of buying gold online has also increased. If you are also thinking of buying digital gold or online gold, then before this, this article will give you complete information about where the gold can be purchased. How to check the purity of gold. Let us know about it in detail.

How to check the purity of gold

step 1: You can download the BIS CARE app by going from the App Store or Play Store.
Step 2: After that you have to click on Verified Huid.
Step 3: After that you have to put the HUID number printed on the jewelery in the app and this will immediately know whether the gold is real or not.
Step 4: Along with this, you will get its complete information such as the registration number of the jewelers, the registration number and address of the center checking the hallmarking.

How to Buy Gold Online from Paytm

step 1: Go to your mobile phone and download the Paytm app and if it is already present then it has to be opened.
Step 2: To go to the all service section inside the app.
Step 3: The search bar is to be used to find gold term.
Step 4: Select the gold option from the search result.
Step 5: Depending on your choice, you have to select by in -in amount or bye in villages.
Step 6: The investment amount is to be recorded, as much as you want to buy and tap on the process and move forward.
Step 7: To get digital gold, you have to pay through Paytm Wallet, UPI, Net Banking or Debit/Credit Card to meet your shopping.

How to Buy Gold Online from Digigold

step 1: The most settled Digi Gold is to go to the official website or you can also download its app from the app step or Play Store.
Step 2: After login on the app or website, you have to create your account, in which information like name, email ID, gender, date of birth will have to be recorded.
Step 3: After clicking on by Gold option, you will see the option to enter grams and amount.
Step 4: You have to enter your delivery address.
Step 5: After that you have to pay with 3 percent tax, after clicking on Pay Now you will get the option to pay through UPI, Card and NetBanking. After this you will be able to buy gold.

How to Buy Gold Online from Google Pay

step 1: Download the Google Pay app on your phone and if already exists then it has to open.
Step 2: Gold locker is to be recorded in the search bar and start search.
Step 3: Gold locker is to be selected from the search result.
Step 4: To tap on bye. The current market procurement price of gold, including tax, will be seen. This price remains locked for 5 minutes after your shopping starts, as market prices may fluctuate throughout the day.
Step 5: After that you will be able to complete the purchase by paying you.

On special occasions like Akshaya Tritiya, in addition to this, customers can also buy gold online from Tanishq, Caratlane, PhonePe and other reliable platforms.

Upi down: Digital payment is increasing very fast in the country. The number of people making digital payments has also increased. However, technical problems are also coming out due to increasing dependence on digital payment. On Saturday, once again a large number of people complained about not working of UPI platforms like Google Pay, Phonpe and Paytm. Thousands of users have raised the matter of failure failure, transaction stuck and transfer in transfer on social media. Let us know why UPI payment comes to a standstill.

NPCI replied

NPCI is Currently Facing Intermittent Technical Issues, Leading to Partial UPI Transaction Declines. We are working to resolve the issue, and will keep you updated.

We regret the increase caused.

– NPCI (@NPCI_NPCI) April 12, 2025

According to the information, the National Payments Corporation of India (NPCI) has posted a post on X in which information about the stallest UPA has been shared. According to NPCI, UPI services have been interrupted due to some technical difficulties. He said that the team is engaged in solving this problem. However, once again no clean or concrete response has come out. Like every time, NPCI has postponed the matter by naming it just a technical problem.

People are getting upset due to UPI shutdown

Let me tell you that this is not the first time when UPI payment has come to a complete standstill. In the past, this has been seen many times when people have faced trouble on UPI payment like Google Pay, Phone Pay Plaform. This is the third time in the last one month when users have suffered such problems. After adopting digital payment, people have almost forgotten to carry wallets or cash. In such a situation, when UPI services suddenly come to a standstill, everyone from common people to shopkeepers has to face a lot of problems.

NPCI should answer

UPI is the most commonly used payment system in the country. In such a situation, its thrice stalled in a month raises a serious question on the system. Users are very upset due to frequent technical disturbances and this is also getting less than UPI. In such a situation, NPCI needs to take a clear and strong stand on this.

Also read:

You can buy iPhone 16 Plus immediately, never found such a big discount! Know everything

Gadgets 360 for Latest Tech News, Smartphone Review and exclusive offer on popular mobiles Android Download the app and us Google News Follow on

Gadgets 360 for Latest Tech News, Smartphone Review and exclusive offer on popular mobiles Android Download the app and us Google News Follow on

Google Pay, one of the big platforms of digital payment in India, has now started levying convenience fees on bill payment made with credit and debit cards. This change will put a little more weight on the pockets of millions of users who used to pay the necessary service bills like electricity and gas without any extra fees. According to the Google Pay website, this fee can range from 0.5% to 1%, which will be fixed on the basis of transaction value. Apart from this, GST will also apply to it. However, the payment made from the UPI Linked Bank Account will not be charged any kind of extra charge. In recent times, many other fintech companies have taken such steps to generate revenue from UPI transactions.

According to the information given on the Google Pay website, this new fee can range from 0.5% to 1% according to the transaction value. The economic time UnderIn January 2025, Google Pay processed UPI transaction of Rs 8.26 trillion, making it the second largest digital payment platform after PhonePe. Earlier, Google Pay imposed a convenience of Rs 3 on mobile recharge.

This change is not limited to Google Pay only. PhonePe also charges fees on credit and debit card bill payment. At the same time, a fee of Rs 1 to Rs 40 is charged for UPI recharge and bill payment on Paytm platform. This industry wide trend is considered to be a step taken to make the business model of digital payment companies sustainable.

According to the report, the processing cost of UPI transactions in FY24 was around Rs 12,000 crore, out of which Rs 4,000 crore was spent on transactions with a value of less than Rs 2,000. Since 2020, the government had abolished MDR (Merchant Discount Rate) on UPI payment of less than Rs 2,000, so that small transactions could be promoted. However, transactions of more than Rs 2,000 can be charged up to 1.1%.

Given the tendency to monnetize the growing UPI transactions in the fintech industry, other platforms can also apply such fees in the coming time. At the moment, Google Pay users will have to take care of this new charge while paying bills with credit and debit cards.

Gadgets 360 for Latest Tech News, Smartphone Review and exclusive offer on popular mobiles Android Download the app and us Google News Follow on

If you use Unified Payments Interface (UPI), then this news is very important for you. The National Payments Corporation of India (NPCI) has issued a new rule, according to which UPI services will not work on mobile numbers being used from April 1, 2025. This step has been taken to prevent fraud and unauthorized transactions.

What is the new rule?

According to NPCI, if a mobile number is not used for 90 days, then it will be dealled from the respective bank accounts. Its purpose is to increase the security of the UPI system and reduce the risk of fraud.

What is the danger from inactive numbers?

Actually, telecom companies allocate inactive numbers to new users. In such a situation, if the UPI account of the old user is linked to that number, then the new user can make unauthorized transactions. NPCI has taken this decision to reduce this risk.

What if your number is inactive?

If your mobile number is inactive and is linked to your bank account, then you will not be able to use UPI services. This means that there will be difficulty in transacting on payment apps like Google Pay, PhonePe, Paytm.

What do we do now?

Check the mobile number: Check from your telecom provider whether your number is inactive.

Reactive number: If the number is inactive, then get it activated again.

Update the bank account: If the number cannot be active, then link your bank account with a new and active number.

NPCI has directed Banks and UPI platforms to update the list of inactive numbers every week. This will ensure that the new rules are followed and the incidents of fraud are curbed.

What will change in future?

Later, Explus Cantu will be sought from users to link or update the mobile number from UPI ID. This step will further strengthen the user security.

Also read: 8th Pay Commission: Not only the fitment factor … Government employees’ salary will also increase in 8th pay commission