This video is about Post Office Monthly Income Scheme (MIS), which is perfect for those who want to convert their savings into a safe and reliable investment. In MIS, you have to invest only once and after this you keep getting fixed and guaranteed income every month for 5 years. At present, this scheme offers 7.4% annual interest, which is more than the FD of many banks. In this scheme, you can invest from ₹ 1,000 to ₹ 9 lakh (single account), whereas in joint account, investment facility is available up to ₹ 15 lakh. For example, if you deposit ₹9 lakh, you start getting a fixed income of around ₹5,550 every month. After completion of five years, your entire Principal Amount is returned and if you wish, you can also renew it again. The most important thing is that MIS is a 100% government guaranteed scheme, in which there is neither any market risk nor any fluctuation. This is a great option especially for retired persons, housewives and low-risk investors. The documents required for this, the account opening process and all its advantages and benefits have been explained in detail in the video. If you want steady income every month, then this plan is made only for you. Don’t forget to Like, Share and Subscribe the video!

Often people think that if a private job employee dies while on duty, his family gets financial help only from the company or PF. But very few people know that there is also a government life insurance scheme – whose name is EDLI (Employees’ Deposit Linked Insurance Scheme). This scheme is operated by EPFO ​​(Employees’ Provident Fund Organization). Under EDLI, if an employee dies while in service, a lump sum sum assured is paid to his nominee or legal heir. Benefit Range: Minimum Sum Assured: ₹2.5 Lakh Maximum Sum Assured: ₹7.5 Lakh And even if the employee has not completed one year, the family will still get a benefit of ₹50,000. (New Amendment – ​​February 2025) Now the rule of “Continuous Service” has also been made easier – a gap of up to two months between two jobs will now be considered as continuity of service. Claim Process: Nominee has to fill Form 5 IF and send it to EPFO ​​Commissioner along with all the documents. Once all documents are complete, payment is released within 20 days. Remember, your PF is not just a retirement fund but also a life insurance for your family! EDLI — A Silent Protector for the safety of your family.

If you have a Jan Dhan account and it was opened in 2014-2015, then this news is very important for you! According to the banking rules, RE-KYC is mandatory for the accounts that have completed 10 years. In such a situation, there is a danger of closure on about 10 crore Jan Dhan accounts. 30 September 2025 is the last date for re-KYC. In this process, you only have to get your old information – like name, address, and photo – update. This process is easy and can also be completed under the KYC campaign going on at the bank branch or panchayat level. By getting RE-KYC, your account will be active and you will be able to take advantage of services like banking facilities like insurance, pension, sending and savings. The purpose of Jandhan Yojana will be aimed at linking every poor and rural person with banking system-do not let it be closed, get re-kyc on time!

Think, get a guaranteed pension of ₹ 5,000 every month in Old Age – Bina Kisi Dikkat Ke! Atal Pension Yojana (APY) is a Government-Backed Scheme, which is for 18 to 40 years of non-taxpayers. In this, you can find a monthly pension ranging from ₹ 1,000 to ₹ 5,000, depending on Aapka Monthly Contribution. The sooner we start, the less the contribution will be. Just the Active Bank Account, Aadhaar and Mobile Number are needed, and the contribution will be directly deducted from the bank. This scheme is only for non-taxpayers. If you want the retirement tension-free, then APY is a smart and secure option.

The government has launched the Employment Linked Inspector (ELI) Scheme, under which the youth doing the first job will get an incentive of ₹ 15,000. This benefit will be given to 1.92 crore people, whose salary is less than ₹ 1 lakh. This amount will be given in two installments every 6 months. For this, the government has set a budget of ₹ 99,446 crore. Companies will also get a subsidy of up to ₹ 3,000 per month on every new employee. The scheme will be applicable to jobs given from 1 August 2025 to 31 July 2027 and is expected to produce more than 3.5 crore jobs.

Very good news for EPFO ​​members! Now PF advanced is even easier – EPFO ​​has increased the auto settlement limit from ₹ 1 lakh to ₹ 5 lakh. Union Labor Minister Mansukh Mandavia announced this new decision on 24 June 2025. This feature, which started during Kovid, has now been improved further, so that 95% of claims are settling in just 3 days – without any manual process. Also, soon you will be able to remove PF balance from UPI and ATM. In April 2025, a record 19.14 lakh new members were added, including the most young (18–25 years), and Maharashtra became the top state! Know how you can claim PF advance from UMANG app or EPFO ​​portal – everything in this video.