Hdfc bank bonus share: HDFC, the largest bank in the country’s private sector, is going to reward its shareholders in a very special way. The bank’s board of directors (Board of Directors) are going to meet on Friday i.e. July 19. In this, a decision will be taken to issue a special interim dividend for bonus share and financial year 2025-26. If the issue of bonus is approved, then this will be the first time in the history of the bank. However, this step will require the approval of shareholders. The bank has not yet told about bonus share ratio.

First time in the history of the bank

After this announcement made by HDFC Bank on Wednesday, its stock has gained momentum. In the information given by the bank to the stock market, it has been told that its board of directors will consider proposals to issue bonus shares under the approval of the bank’s shareholders along with the announcement of special interim dividends on the bank shares for financial year 2025-26.

The bank’s managing director and CEO Shashidhar Jagdishan had said in an annual report of the Financial Year 2024-25 released earlier this week that he is confident of increasing the advance or loan amount equal to the industry in the current financial year and the next year.

Increased deposits compared to debt

HDFC Bank Managing Director Shashidhar Jagdishan said in a message to the share holders that he is confident of increasing the advance or loan amount equal to the industry in the current financial year and to overtake it next year. He said that the deposit amount of the bank has increased 2.5 times faster than the loan. In the last financial year, the bank recorded a healthy growth by maintaining excellent asset quality. The bank’s net profit increased by 10.7 percent to Rs 67,347.4 crore in March of 2025, while net interest income increased by 13 percent.

HDFC Life Insurance increased quarterly profit

HDFC Life Insurance Company’s currency has increased by 14.4 percent to Rs 546 crore during the first quarter of Financial Year. The company’s profit has increased due to increasing ‘back-book’ profits. In the language of insurance, ‘back book’ refers to such portfolio or policies of existing loans, which the financial institutions have already released.

The private sector insurance company earned a net profit of Rs 478 crore in the April-June quarter of the last financial year. HDFC Life said in a regulatory notice that its net premium income in the June quarter increased to Rs 14,466 crore, which was Rs 12,509.62 crore in the same quarter of the previous financial year.

Disclaimer: (The information provided here is being given only for information. It is necessary to tell here that the investment in the market is subject to risks. Always consult expert before investing as an investor. Abplive.com is never advised to invest money here.)

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Hdfc bank: The difference between the market cap of private sector bank HDFC and American Investment Bank Goldman Sachs in India is steadily decreasing. Where the market capital of HDFC Bank Limited has reached Rs 14.69 lakh crore ($ 17628 million). At the same time, the market capital of Goldman Sachs is Rs 14.93 lakh crore ($ 17916 million).

Amazing boom in bank shares

HDFC Bank’s market cap has jumped from its 52-week low of Rs 1,426.80 in April 2024 to almost equal and now its share price is close to Rs 2000. According to a report by IIFL Finance Limited, HDFC Bank shares have increased amazing, which is about 34 percent above its 52 -week low, which has a strong quarter result, strategic balance sheet management and positive market sentiment.

These are also due to boom in shares

According to another report by Nuwama Wealth and Investment Limited, another reason for the bank’s stock accelerated with Housing Development Finance Corporation (HDFC Limited) after merger in 2023, the bank focused on reducing the deployment related challenges. This also led to a bounce in the bank shares. The bank’s loan portfolio has also increased considerably due to this merger. However, compared to this, the deposit base is very low, due to which in March 2024, the loan-to-deploy ratio (LDR) remained 104 percent. After this, the bank again focused on raising deposits, which has reduced the LDR to 96.5 percent by March 2025.

LDR level will be less

The bank’s CFO Srinivasan Vaidyanathan has said that the management of the bank hopes that by FY 27, LDR Housing Development Finance Corporation will return to 85-90 % of the first level of merger from Finance Corporation.

According to Nuwama’s report, the bank has taken good advantage of improvement in systematic liquidity and cut in repo rate. This will help to keep the net interest margin stable, which is expected to reach 3.5-3.6 percent by FY 27 as high-cost borrowings are ending and the loan mix is ​​shifting to high yield retail assets. Nuwama has estimated the compound rate (CAGR) of 15 percent of the bank’s deposit growth between financial year 25 and FY 27.

On the other hand, unlike HDFC Bank, Goldman Sachs is traditionally not dependent on deposits or loans. Due to this, direct comparison cannot be made between the two. Nevertheless, the less difference between the market capital of both shows that HDFC Bank has the ability to give a tough competition to many big financial institutions in the world. Apart from this, in addition, Goldman Sachs has recently given a ‘BUY’ rating to HDFC Bank shares.

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Share Market: The price of the stock of these banks has reached its all-time high level on Thursday before the results of the fourth quarter of HDFC Bank and ICICI Bank. Due to this boom in banking shares, Bank Nifty performed better than the benchmark index Nifty 50. Shares of ICICI Bank and HDFC Bank topped the banking index.

Shares of both banks reached all time high

HDFC Bank’s share price reached its record high level on Thursday with a jump of 1 percent. At the same time, the price of ICICI Bank’s share also touched its all-time high level before the result of the fourth quarter. HDFC Bank shares on BSE were trading at 1,898.00 with a gain of 1.07 percent. While the share price of ICICI Bank has also increased by 2.01 percent on BSE to a record high level of Rs 1,384.05 per share.

The result is to be announced on April 19

Let us know that HDFC and ICICI Bank will declare their results for the fourth quarter of the financial year 2025 on Saturday 19 April. Since Friday 18 April is a holiday in the stock market, investors have only one day i.e. today to buy or sell shares of HDFC Bank or ICICI Bank.

Estimates of quarter results

Regarding the results of HDFC Bank’s March quarter (Q4Fy25), experts hope that the net profit and net interest of this largest private bank in the country will increase during this period. Also, there can be pressure on the margin. At the same time, it is estimated that ICICI bank will perform strong in the fourth quarter of FY 25. The bank’s net profit is expected to increase 12.3 percent, while NII 9.2 percent is likely to increase. Margin is also expected to grow.

Disclaimer: (The information provided here is being given only for information. It is necessary to tell here that the investment in the market is subject to risks. Always consult expert before investing as an investor. Abplive.com is never advised to invest money here.)

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