With the aim of providing better health facilities to poor and needy families, the Central Government has started Ayushman Bharat Pradhan Mantri Jan Arogya Yojana. This scheme is counted among the world’s largest government health insurance schemes. Under this, eligible families get cashless treatment up to Rs 5 lakh annually. Due to which the financial burden of treatment of serious diseases is reduced to a great extent. In such a situation, let us now tell you how many times in a year you can get treatment through Ayushman card and what are its rules.

How many times can treatment be done in a year?

There is no fixed limit on the number of treatments done through Ayushman card. That means, if needed, the beneficiary can get admitted to the hospital several times a year and get treatment. However, one condition is that the total treatment expenditure of the entire family should not exceed Rs 5 lakh in a year. This amount of Rs 5 lakh is on family floater basis. That means, one or all the members of the family together can get treatment up to this limit. If the entire amount of Rs 5 lakh is spent in any 5 years, then free treatment will not be available in that year. Apart from this, the limit automatically becomes Rs 5 lakh again at the beginning of the next policy year.

Which expenses get benefit?

Under the scheme, expenses for a few days before and after hospitalization are also covered. This includes tests, medicines, operation, ICU implant, food and post hospital follow up for 15 days. Pre-existing diseases are also covered from day one. Hundreds of packages and thousands of medical procedures are included under this scheme, which can be treated in government and private hospitals as per the list.

Where will you get treatment through the card?

Treatment with Ayushman card is possible only in those hospitals which are registered under the scheme. This includes many private hospitals along with government hospitals across the country. The beneficiaries can visit the official website and see the list of registered hospitals according to their state and district. On reaching the hospital, the patient is admitted after identity verification and the entire treatment is done in a cashless manner.

What things should be kept in mind?

• Before getting treatment through Ayushman card, keep in mind that your card should be active.
• Apart from this, Aadhaar based e-KYC should be completed.
• The disease to be treated should be included in the package of the plan.
• Before getting treatment under this scheme, keep in mind that the hospital where you are going to get treatment is included in the list of this scheme.

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Disclaimer: This information is based on research studies and expert opinion. Do not consider this as a substitute for medical advice. Before adopting any new activity or exercise, please consult your doctor or relevant specialist.

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The central government is running many schemes to provide better and cheaper treatment to the common people in the country. One of these is Ayushman Bharat Yojana which is also known as PM Jan Arogya Yojana. Under this scheme, economically weaker families are provided free treatment up to Rs 5 lakh every year. Lakhs of people across the country are taking advantage of this scheme. However, people often have a question as to how many times in a year treatment can be done through Ayushman card and is there any limit for this. So today let us tell you how many times you can get treatment through Ayushman card in a year and what are the rules for it.

How many times can treatment be done in a year?

There is no limit on the number of treatments under Ayushman Bharat Scheme, that is, if needed, the beneficiary can get the treatment done multiple times in a year. However, the condition remains that the total expenditure of the entire family should not exceed Rs 5 lakh. Even if there are four members in a family, this limit of Rs 5 lakh is for the entire family. Apart from this, when you go to the hospital for treatment, tell that you want to get treatment under the Ayushman card. After identity verification, the hospital admits you and the treatment process starts. In such a situation, the entire expense is covered under the scheme.

Keep these things in mind before treatment

To get treatment through Ayushman card, it is necessary for your Ayushman card to be active. The hospital where you are getting treatment should be registered under Ayushman Yojana. Apart from this, the disease to be treated should be included in the package of the scheme. Also, for more information you can take help of Ayushman Mitra or official website. Apart from this, the government has recently tightened the rules related to Ayushman card. In fact, now without Aadhaar based e-KYC, neither a new card will be made nor treatment will be guaranteed. This step has been taken to prevent fraud and to provide the facility to the right beneficiaries.

In which hospitals is treatment available?

With Ayushman card, treatment can be done in government and many private hospitals. For this go to the official website of PMJAY. Then click on Find Hospital option. After this select the state, district and hospital category. Then you will get the complete list of registered hospitals. You can get treatment under Ayushman card in the hospitals whose names are included in this list.

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