Golden Hour in Cyber ​​Fraud: In the increasing era of digital payments, cases of online fraud are continuously increasing. Cyber ​​fraudsters empty your bank account within a few seconds. In such a situation, the most important thing is the golden hour, i.e. the first 60 minutes after the fraud occurs. If you take the right steps within this one hour, your chances of getting your money back increase manifold. As soon as there is a delay, there is a risk of the money being lost almost forever.

What to do immediately? time is only 60 minutes

As soon as you realize that someone has withdrawn money from your account, start taking immediate action. First of all, call your bank’s helpline and report the concerned transaction. If the bank is informed immediately, it can stop the payment or put it on hold.

After this lodge a complaint on 1930 (National Cyber ​​Fraud Helpline). This number is issued by the government, where your complaint is immediately sent to the Financial Fraud Monitoring System. The sooner the complaint is filed, the easier it will be to get the money frozen.

Don’t forget to lodge complaint on CYBERCRIME portal

If you find the phone number busy or not connected, immediately visit the National Cyber ​​Crime Reporting Portal. Here you can fill the fraud information online. The portal instantly sends your case to the nearest cyber cell and bank. Keep in mind that many people complain late in panic and due to this they are not able to get their money back.

How do you get help from banks and police?

As soon as you report the fraud, your case reaches both the bank and the cyber police. The bank tries to trace the account where your money was transferred. If money has not yet been withdrawn from the fraud account, the bank can freeze it. Cyber ​​police also rapidly track the transaction chain so that the money does not go further.

Prevention is the biggest weapon

Although ‘Golden Hour’ can bring your money back, it is more important to be cautious. Avoid unknown links, suspicious calls, messages in the name of KYC update and downloading fake apps. Do not share your bank OTP, PIN or card information with anyone.

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