If you credit card to rent paymentthen this habit can put you in trouble. Income Tax Department has found that many people rent, which in tax language is account in rent and get the same money back, so that cashback and reward points. Now Department AIS and SFT data via HRA claim and landlord‘s mismatch at HRA claim may get canceled and notice may come. On wrong information 200% penalty, interest and Legal actionis possible. So Complete caution is necessary in rent payment.