The last date for filing income tax returns is 16th September, but a large number of taxpayers are still waiting for their refund. Many people are checking their bank accounts daily, but the message of refund credit has not come. If this is happening to you too, then just waiting will not work. You have to understand the reason why your ITR refund has not come yet. In such a situation, let us tell you today that if your ITR refund has not yet come, then what mistake are you making.

Those whose refund has not been received may have their cases investigated.

Refunds are usually issued within a few weeks of return filing and verification. This time too, refunds have been received from many taxpayers, but the cases of those whose refunds have not yet been received may be under investigation. Regarding this, some time ago CBDT Chief Ravi Aggarwal had said that this time the system has red flagged the cases involving high value refunds and doubtful claims. Such returns are being scrutinized thoroughly, hence the refund process seems to be slow. Whereas refunds of small amounts are being issued without any delay. Ravi Aggarwal said that normal refunds will be cleared by December, however there should not be any mistake in your return.

Biggest mistakes of delaying ITR refund

• In fact, in most of the cases, the reason behind non-receipt of refund is not considered to be technical flaw but mistakes made during filing.
• Wrong bank details- If you made a mistake in the account number or IFSC code while filling the ITR, your ITR refund may get stuck.
• Difference in name- If there is a mismatch in the name in your PAN card and bank account, the refund may also be stopped.
• Bank account not being pre-validated- ITI refund comes only to that bank account which is pre-validated on the portal. Even if your account is not valid, your refund may get stuck.
• Not having PAN Aadhaar link- Even if your PAN card is not linked to Aadhaar, your ITR refund may be stopped.
• Wrong claim- If you have made a mistake in tax calculation or have claimed deductions that are not valid, the department may withhold your refund and investigate.

How to check where your refund is stuck?

• To check the status of ITR refund online, first go to the Income Tax website.
• Go to the website and log in with your ID and password.
• After this click on the e-file tab.
• Now go to the Income Tax Return section.
• Click on View File Return in this section.
• By clicking here you will know your refund status.

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Income tax refund: For the financial year 2024-25, the taxpayer has paid the income tax on time, but despite this, if the processing of the refund is not being completed in time, then there can be many reasons for this. Often, the main reason for delay in refund is not to match the details of Aadhaar card and PAN card. It is mandatory to have a link to PAN and Aadhaar while filing income tax. If there is any kind of error in it, then there will be a delay in getting refund.

Reasons for delay in refund:

Mistake in bank details
If the bank account number or IFSC code is incorrectly filled while filing the return, then the refund will not come to your account. Therefore it is necessary to ensure that your bank details are correct and updated.

Demand for additional documents
If additional documents have been sought by the tax department for your claimed refund and you do not submit them on time, then the refund will be delayed. Even after giving incorrect information, the tax department can investigate and issue notice.

Difference between Form 26AS or Form 16
If there is a difference between the information given in Form 26AS (Annual Information Statement) or Form 16 and the details of your returns, then the refund process is stopped. In this situation, you may have to clarify and only then the refund will be released after verification.

How long does refund process take?

The refund process starts by the Income Tax Department when the return is e-voiced by the taxpayer. Generally, it takes 4 to 5 weeks to credit the money in the bank account of taxpayers. If the refund does not come even after this period, then the taxpayer should check the possible shortcomings in his ITR and read any notifications on the mail from the Income Tax Department carefully.

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