Middle class biggest trap: Middle class is very important in terms of India’s economy. The same class also consumes the most. Seeing this class, most marketing strategy is made. But, today this class is under the highest pressure and the reason is neither inflation nor tax that is high. According to financial expert Tapas Chakraborty, the biggest challenge in front of the average families of middle class is the EMI paid every day on their behalf.

Tapas Chakraborty has written on his LinkedIn that what is the most crisis of India’s middle class today? There is neither inflation nor tax, this is EMI. Today it has been that earn, borrow, then keep paying it… neither saving and no benefit.

EMI big trap

He said that this cycle of EMI is constantly eating the income of the people quietly and people are able to save very rarely for emergency or re -savings.

He says that from phone to flight tickets and grossies … Today everything is available on monthly EMI. Which was an option of convenience for people at one time, today it has become a new way for them to live.

People are burdened with loan burden

Today everything from AC to freeze and fancy sofa is ready for you on just one swap. For this, there is no need to fill any long form of any kind nor wait. Even press only the button, buy it and keep paying in the matter. But just buy and later pay people are constantly being trapped in the debt trap.

It can also be understood from these figures that about 70 percent of the phones sold in India are being sold on EMI. 32 percent spending people are spending through credit cards, personal loans and bye -pay letters. Small creditors have already been bankrupt, while many people are repaying three or four loans together. Experts are warning that if there is no savings and a health emergency comes then what will happen then.

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LinkedIn post of an entrepreneur from Delhi is becoming quite viral these days. In this post, the person has compared the middle class of today’s time since 1970. 55 years have passed between 1970 and 2025. The country has made a lot of progress. Middle class has also upgraded itself, but in these 55 years, the middle class of the country has to face many types of challenges.

There has been a debate on the Internet about this comparative post done by the person. People are questioning whether the rise in India’s economic condition has come at the cost of personal stability and peace of mind. The post of this person indicates this towards this, which states that in 2025, the mental stress of middle class people has increased in 2025 compared to 1970.

Comparison from 1970 to 2025

Binolup founder Himanshu Kalra in his post has compared the middle class of 1970 to the middle class of 2025. He wrote in the caption of the post, Indian middle class person’s life, 1970 vs 2025.

In 1970 …

• You go to college.
• You take a degree.
• You learn a skill.
• You get a job on the strength of this skill.
• Start your career on good salary.
• Take a good house.
• Let’s marry
• There are three children.
• Family of five people raise.
• You are completely satal in your life.

At the same time in 2025…

• Competition with millions of people to reach college.
• Let’s start with a loan.
• Get degrees.
• They learn many types of skills.
• Each skill becomes old in two years.
• Competition from thousands of people to get a job.
• Inflation increases.
• There is no good appraisal in salary.
• Learn new skills.
• Let’s marry
• Do a child.
• Both partners earn to raise the child.
• Mental Stress? You consider it yourself.

Real challenges shown in the post

This post, which is going viral on social media, has shown the challenges coming for the middle class with the changing times. Through this post, the person has tried to show how many challenges have come in the life of a middle class person as compared to 1970, he is in debt from starting college to family cradle and his mental state also deteriorates.

Users are giving mixed response

This post of Himanshu Kalra is becoming increasingly viral on social media, on which social media users have been mixed with mixed reactions. A user blamed the growing public behind the increasing challenges. So at the same time, a user wrote, today people have many opportunities compared to before, but there is no clearness among people. One user wrote, Apscilling, inflation and mental health conflict is a never ending cycle.

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