E20 petrol: E20 petrol is now available in many cities in India. But there are still a large number of vehicles in the country which were specially designed for E10 petrol. Despite this, people are also using E20 petrol in these trains. In such a situation, there is a worry in the mind of the car owners that it should not affect the engine.

The biggest question is arising that if the engine gets spoiled due to E20 petrol. So will they get insurance or warranty claim or will this facility not be provided. If you have a question in your mind, then know the answer.

E20 petrol will not get a bad engine that will be claimed?

If you are also coming to your mind whether the E20 will get a claim on the engine that is damaged with petrol. So let us tell you that Mahindra has officially said that in the event of any problem related to E20 petrol, the company will honor all its warranty commitments. That is, your claim will not be dismissed only because of using E20. The company says that all its petrol engines are compatible for existing standards. And you can run on E20 without problems.

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The models formed after 1 April 2025 are especially calibrated for the E20. While security in old vehicles is not affected. Just acceleration or mileage may be slightly reduced. Despite this, all warranty and claim will be completely valid. That is, if the engine is spoiled by E20 petrol, you will get a claim.

What is E20 petrol?

Many people only fill petrol in vehicles. They do not know much about petrol. Now when the name of E20 petrol is in such a discussion. So let us tell you that this is actually a mixture of petrol and ethanol. It contains 80% petrol and 20% ethanol. Ethanol is a bio-fuel that is prepared from crops like sugarcane, maize or rice.

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The Government of India started mixing it in petrol so that dependence on imported crude oil could be reduced, pollution decreases and farmers benefit. The mileage of vehicles may be slightly less than E20 compared to normal petrol. But it is considered more correct for the atmosphere.

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Air India Crash: The Insurance Claim Amount has crossed Rs 1,000 crore after the Air India Boeing 787 Dreamliner accident in Ahmedabad. This is the most expensive insurance claim ever in the aviation sector. This amount is more than the total annual premium of the aviation sector across the country.

1,000 crore burden on insurance companies

Let us know that the Tata Group, who owe Air India, has announced to give Rs 1 crore to the family of every person who lost his life in this plane crash. 241 people have died in the accident. In such a situation, it is estimated that the insurance claim can reach Rs 1,000 crore, which can have a big impact on the Aviation Insurance Industry.

Compensation will be given under Montreal Convention

Experts say that compensation should be given to the families of the passengers of Air India crashed aircraft under the Montreal Convention 1999. That is, the dependents of the dead will have to pay 1,28,821 SDR (Special Drawing Rights), which seats Rs 1.4 crore per passenger according to the current rates.

Currently, the price of a SDR is Rs 120, which is based on these five currencies, US $, Euro, Chinese Ranminbi, Japanese Yen and British Pound Sterling. However, the final payment will depend on how much insurance policy was taken by Air India for its passengers.

What is Montreal Convention?

Overall, under the Montreal Convention, there is a legal framework for various issues related to air travel, which is in the interest of travelers. According to this rule, if the airline is responsible for the damage to a passenger, then they will have to pay compensation compulsorily.

India adopted the Montreal Convention in 2009. Under the Montreal Convention (An International Aviation Treaty), airlines are required to pay a compensation of about $ 171,000 (or 1,28,821 SDR) per passenger in case of death. Some experts say that this can be up to $ 250,000 per person.

“Compensation is calculated using SDR,” MD and CEO Amit Aggarwal of brokerage firm Houden (India) told the news agency PTI, which was 128,821 SDR (around US $ 1.33 per SDR) till October 2024. The final payment will depend on the coverage for Air India. ”

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As the summer is showing its attitude, the use of AC is also increasing. It is also increasing due to intermittent rains in Delhi-NCR and surrounding areas. Now the Meteorological Department has predicted heavy rains in the capital and its surrounding areas. In such a situation, if Split AC is installed in your house, then you need to be careful.
Actually, just as there is a risk of AC blast in the summer season, similarly the risk of bad rains of SPLIT AC increases. In such a situation, let us know what to do if the outdoor unit of Split AC gets spoiled in heavy rains and how will it get its claim?

What reasons can cause outdoor unit to deteriorate

You must have seen that the outdoor units of Split AC are either planted on the walls or they are kept on the roof. This happens so that the airflow in the outdoor unit is maintained and does not heat it. However, at times, the dirt accumulates, due to which the airflow does not occur properly and the risk of fire increases in them, sometimes the strong rain water goes inside the outdoor unit, which can cause the circuit board damage and may cause malfunction. Therefore, AC companies recommend shedding over the outdoor unit.

How to get claim

If you have also installed split AC at your home, then you also need to take care of your outdoor unit. If you are in AC warranty, then you need to keep in mind that the outdoor unit should be cleaned from time to time, so that the dust accumulated in it is cleaned and the airflow is maintained properly. Apart from this, you should also arrange shedding to protect it from water. Actually, many times the insurance claim of the outdoor unit is rejected when their fault is natural or your fault. That is, you did not follow the instructions given by the company properly. In such a situation, if you should take care of the airflow and water of the outdoor unit of SPLIT AC. In case of malfunction, a photo of it should be taken and it should be kept as evidence and first the company should inform it.

• The outdoor unit of AC should be first stopped power supply when the flood is hit or water is gone.
• Stop the power supply and make sure that there is no more problem in the outdoor unit.
• See your insurance, many companies cover the damage caused by floods or water. If you do not have this cover in your insurance, then it can be claimed if it is damaged or damaged due to air.
• Keep a video or photo of the outdoor unit as proof and make available to the insurance company.

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