There has been a big change for those planning pensions! The pension regulator has increased the investment limits of NPS, UPS and APY by issuing a new Master Circular.

Now these schemes will also be able to invest in Gold ETFs, Silver ETFs, Nifty-250 Index and Category I & II AIFs. With this, your retirement corpus will not depend only on safe bonds, but will also participate in growth-oriented assets.

Gold–Silver will provide inflation hedge, Nifty-250 will enhance long-term returns and AIFs will add high-potential opportunities. This change is special for those who want better growth with stability. Will this increase real wealth? Complete analysis is in the video!

Adani Enterprises has brought a big opportunity for its investors! The company is bringing a rights issue of Rs 25,000 crore, which will be open from November 25 to December 10. The share price in this Rights Issue has been kept at ₹ 1,800 per share, which is about 26% discount from the CMP ₹ 2,440. The best part is that investors will not have to pay the entire amount at once. When to Apply: ₹900 First Call: ₹450 (12 January – 27 January 2026) Second Call: ₹450 This Rights Issue is only for existing Shareholders. Record date has been fixed as 17th November. The company is giving 3 rights shares for every 25 shares. Meaning, if you have 25 shares then you can buy 3 new shares at a discount. Adani Enterprises will use this amount for business expansion, loan repayment and capex plans. The company’s total Capex plan in FY 2026 is ₹36,000 crore, which includes huge investments in airports, roads, petrochemicals, metals and new industries. In this video, we will explain the entire Rights Issue in simple language – whether to apply or not, with complete details!

Adani Group of the country’s veteran businessman Gautam Adani has announced a historic investment of more than Rs 1 lakh crore in Andhra Pradesh and Assam in the next decade. At an investors’ conference held in Andhra Pradesh, the group presented the $15 billion vision of Vizag tech park, which will be based on a hyperscale data center ecosystem in partnership with Google and will be entirely powered by green energy. Adani Group has already invested ₹40,000 crore in Andhra Pradesh, and now the group aims to make the state a launchpad for India’s next decade of transformation. Under this investment plan, work in ports, logistics, cement, infrastructure and renewable energy sectors will expand. This will also create more than 1 lakh direct and indirect jobs in the state. Also, Adani Power and Adani Green are going to invest ₹63,000 crore in Assam. It includes the Northeast’s largest coal-fired private power plant and a new pumped-storage hydro power project. This investment plan will strengthen Adani Group’s hold in South India and Northeast and will give a new direction to the country’s infra, power and technology sectors.

Investment Tips: In today’s times, people’s inclination towards investment has increased a lot. Everyone wants that their hard-earned money is safe and they get good returns on it. Earlier, most people considered FD as the safest option. But now the thinking has changed with time. Now people take decisions by comparing many options like mutual funds, gold and FD.

Some people like the growth point of mutual funds. While some consider gold as a reliable investment. Whereas FD still remains a good option. So the question is, which is more beneficial to invest in and which option suits your needs better. Let us tell you.

Which has more benefit in mutual funds, gold or FD?

If you want better returns then mutual funds can be a good option. There is a little more risk in this. But in the long run they often give better returns than FD and gold. Equity funds are especially suitable for investors who can handle market fluctuations. On the other hand, investing in gold provides stability and it performs well in times of inflation.

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Its value does not reduce. Rather it increases many times. Whereas in FD i.e. fixed deposit, money remains safe at fixed interest rate. But its returns are less as compared to mutual funds. That is, if you can take the risk then funds are better and if you want stability then gold or FD can be a better option.

Which investment is more safe?

FD remains at the forefront in terms of security. Because in this the returns are fixed and the deposited amount remains safe. In bank FD you do not have to bear any impact of market fluctuations. At the same time, the risk in gold is also less. Because its price keeps increasing in the long run. But there may be ups and downs in the short term. Talking about mutual funds, there is market risk associated with them.

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That means your investment depends on the performance of the stock market. However, if you invest for a long period then this risk gradually becomes stable. Therefore, if you want safety then FD and gold are good options. But if you can take some risk with better returns then you can invest in mutual funds.

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There is news of great relief for those investing in the Indian market. SEBI (Securities and Exchange Board of India) has released a new consultation paper, in which it has been proposed to reduce the fees and expenses associated with Mutual Funds and Derivative Trading. Under this proposal, it has been recommended to reduce the Total Expense Ratio (TER) of open-ended mutual funds by 0.15% and in closed-end schemes by 0.25%. Also, it has been suggested to reduce Cash Market Brokerage from the current 12 Basis Points to only 2 Basis Points and for Derivatives Trading from 5 to 1 Basis Point. SEBI aims to make the investment process more transparent, affordable and investor-friendly. Apart from this, instructions have also been given to show all Brokerage, Tax and Transaction Charges separately and make their information public in advance. Also, AMCs will be allowed to adopt Performance Linked Fees Structure. This step can prove to be a major improvement in increasing cost efficiency and transparency for Indian investors.

If you are a female investor or a senior citizen, then this news is no less than a bonus for you! SEBI (Indian market regulator) has issued a new Special Discount Proposal, under which now companies or governments issuing bonds will be able to give higher interest rate or discount on the issue price to certain investors. Its objective is that retail investors, especially women and senior citizens, invest more in the bond market. Under this proposal of SEBI, investors who buy long duration bonds of 5 to 10 years can get cashback, discount in fees or other benefits. But remember – this benefit will be available only to first-time bond buyers. If you sell the bond later, the new buyer will not get this discount. This step of SEBI is being considered as a big and positive change towards increasing people’s participation in the debt market. Will this step change the thinking of Indian investors?

If you do not have gold in your portfolio yet, then this news can prove to be a golden opportunity for you! Choice Mutual Fund has launched on 24 October 2025. Its new Choice Gold ETF, which gives investors an easy way to invest in gold without purchasing physical gold. This Gold Exchange-Traded Fund (ETF) is a passively managed scheme, which aims to track the performance of gold prices in India. At least 95% of the investments under the fund will be made in physical gold or gold-related instruments, while the remaining portion will be in money market securities. Its New Fund Offer (NFO) has opened from October 24 and will be available for investment till October 31, 2025. After NFO, this ETF will be listed on BSE and NSE, so that investors will be able to buy and sell it like shares. Investing can be started with just ₹1,000. No physical storage hassles, inflation protection, and portfolio diversification — all in one, so are you ready to embrace this golden opportunity?

Tide investment India: British business management firm Tide is going to invest 50 crore pounds (about 6000 crore rupees in Indian rupees) in India in the next five years. Giving this information on Friday, the company said that this step has been taken to strengthen its long-term plans in India. Also, with this decision of the company, it has been said that 800 new jobs will be created in the next one year. With this decision, the number of employees of Tide Company in India will increase to 2300. This announcement may open new employment opportunities.

In which areas will there be jobs?

The company has informed that the new jobs will be related to software, production, service, support and many other areas. This means that new job opportunities can be created for Indian skilled youth. There are currently 1500 employees in Tide Company. Most of whom are working in offices in Delhi, Hyderabad and Gurugram. The company had set a target of investing 100 million pounds in India in June 2021 and a time of 5 years was kept for this. The company has achieved this target even before the completion of time.

Recently, the company has also received an investment of $ 120 million from the world’s renowned alternative asset management firm TPG. Due to which the total valuation of the company has increased to 1.5 billion dollars. Amidst all this, the company’s decision to increase investment in India seems to be creating new opportunities. The company is considering India as one of the strong markets.

What does the company say on investment?

Giving information, Tide Chief Executive Officer Oliver Prill said that India is one of the largest markets for small and medium enterprises (SMEs) in the world. India’s talent and Tide together will help in further strengthening the India-UK relationship. He also informed that India has a major share in the company’s business at the global level.

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