If you have taken a home loan or are thinking of taking it, then this video is very important for you! Recently, RBI has cut a total of 0.5% in Repo Rate twice, which has a direct impact on the EMI of Borrowers. But is every borrower getting the benefit of this? In this video, we will tell you what is the effect of REPO Rate cut on EMI, the benefits of the different regimes (BPLR, BASE RATE, MCLR, and EBLR) of the home loan, and the truth of Conversion Charges with the benefits of switching loans to EBLR. Also, we will tell you the smart ways to finish the loan early and save interest. To get all the necessary information, watch the video till the end and learn how you can reduce your EMI or deal with the loan quickly.