Loan On Silver Jewellery: Nowadays loan has become an important part of our life. If someone wants to build a house or start a business or meet some important expense. Most people depend on loans only. Till now banks used to give loans only against the pledge of gold. But now the Reserve Bank of India has given another big facility to the common people.

RBI has decided that now loan can be taken from the bank even by mortgaging silver jewellery. This rule will be applicable from April 2026. Lakhs of rural and urban customers will benefit from this. Who will now be able to use their silver to fulfill their financial needs. Let us tell you which rules will have to be followed for this.

Silver Pledge Rules

Now people in the country will have the facility of loan by pledging their silver. According to the guidelines of the Reserve Bank of India, a customer can take a loan by pledging a maximum of 10 kg of silver or 500 grams of silver jewellery. Pledge exceeding this limit will not be allowed. This facility will be provided to all banks, co-operative banks and non-banking financial institutions i.e. NBFCs.

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RBI has directed banks to adopt a transparent process like gold, in which the pledged silver is properly valued, security standards are met and all the rules are informed to the customer. This scheme will provide great relief to small customers, farmers and housewives. Because now these people will be able to get financial help by mortgaging their silver.

loan repayment process

According to the new guidelines of RBI, the loan against silver can be repaid in seven years. Interest rates will be decided by the banks and these rates will be based on the current market conditions. That means interest is charged on gold loan. Similarly, now this will be applicable on silver loan also. If the customer is unable to repay the loan on time.

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So the bank can auction the pledged silver. During this period, a maximum processing fee of up to Rs 5,000 can be charged. This rule will be implemented across the country from April 2026. After its implementation, people will benefit a lot.

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A new update has come in the case of actress Shilpa Shetty and her husband Raj Kundra in the case of fraud of Rs 60 crore from a businessman. The Economic Offenses Wing (EOW) has issued summons for questioning to four former employees working in the actress’s company. The statement of one of the four has been recorded.

EOW increased the pace of investigation
Summons have been sent to 4 employees working in Best Deal Private Limited. An Economic Offenses Wing official said that one employee of the company has appeared before the branch and his statement has also been recorded, while the appearance of three employees is yet to be done. All three of them will also be interrogated and their statements will be recorded. These four employees previously worked in the company.

Investigation team engaged in finding out the truth about 60 crore loan
The senior officer said that the team is investigating those aspects whether Raj Kundra’s company really had so many orders from customers, to fulfill which Raj Kundra had to take a loan of Rs 60 crore from the businessman and had shown the loan as an investment to save tax.

The team will also interrogate the product suppliers and advertising companies associated with the company. If anything suspicious comes to light during the interrogation, then Shilpa Shetty and Raj Kundra will be interrogated again.

Questions raised on company’s expenses
The Economic Offenses Wing asked the employee questions related to the company. The branch is trying to find out how salaries are paid to the company’s employees. Was part of the salary paid from the company’s earnings or was the salary money brought from somewhere else also? Was Rs 20 crore spent on furnishing offices?

The investigation branch will also interrogate the companies furnishing the offices. Earlier, Shilpa Shetty had sought permission from the court to go abroad, but the court had rejected the petition saying that first pay the fraudulent amount and then go where you want to go.

The International Monetary Fund (IMF) has given a big blow to Bangladesh. The organization has made it clear that it will not release the sixth installment of the loan until a new government is formed in the country. The interim government formed after last year’s coup in Bangladesh is currently in power, while elections are to be held next year. In such a situation, this decision of IMF can affect the country’s economy.

Help of 5.5 billion dollars was received in 2023
Bangladesh had sought help from IMF in 2022 amid economic pressure. In January 2023, the organization had approved a package of $4.7 billion, which was later increased to $5.5 billion. So far the country has received five installments of $3.6 billion. 800 million dollars (about Rs 6,720 crore) were to be released as the sixth installment, but the IMF has stopped it for the time being.

IMF sought assurance from the new government
IMF says that the next installment of the loan will be given only after talks with the new government. The organization wants to ensure whether the incoming government will continue the existing economic reform programs or not. The IMF is worried that the policies of the new government may change, so it does not want to release the funds in a hurry.

Bangladesh Bank said – ‘The situation is stable’
Bangladesh Bank Governor Dr. Ahsan H. Mansoor said that the country’s foreign exchange reserves are stable and there is no fluctuation in the dollar rate. He said that IMF support is necessary, but even if the installment is not received now, the country can manage its economic situation.

Experts said – IMF is putting pressure
Economic experts believe that the IMF is taking this step to put pressure on implementing its conditions. Earlier also IMF had adopted such strategy before elections. According to sources, this decision is also to send a message to the world that Bangladesh is not following all the policies of the IMF.

Review will be held in Dhaka from October 29
An IMF delegation will reach Dhaka on 29 October. This team will meet government institutions for two weeks and prepare a report. This report will decide whether the installment will be released or not. At present, Bangladesh’s foreign exchange reserves are at $32.14 billion and there is an improvement in exports and expatriate earnings.

After the overthrow of Sheikh Hasina government in 2024, the interim government of Mohammad Yunus was formed in Bangladesh. Now general elections are expected to be held in the country in 2026. This decision of IMF can have a big impact on the economic policy of the new government.

SBI Loan Scheme for Agniveer: State Bank of India (SBI) has launched a special individual loan scheme for the Agnivirs admitted under the short -term Agneepath Recruitment Program of the Government of India on the occasion of 79th Independence Day. SBI announced this on Thursday. Under this loan scheme, Agnivir Jawan, who holds a salary account in SBI, will be able to receive an amount of up to four lakh rupees as a loan without any guarantee. Along with this, there will not be any processing charge on it.

Special Loan Scheme for Agniveer soldiers:

The statement further stated that the repayment period will be in line with the service period of the Agneepath scheme. Apart from this, the bank is offering a minimum interest rate of 10.50 percent to all defense personnel by 30 September 2025.

SBI Chairman C.S. Shetty said, “In SBI we believe that those who are protecting our freedom are entitled to our unwavering support in their future. The initiative has been part of the long -term commitment to the welfare of India’s armed forces through the bank’s defense salary package, which has long been available to the firemen.

Agniveer’s first batch will retire in 2026

Significantly, on 14 June 2022, the Union Cabinet approved an attractive recruitment scheme to serve the armed forces for Indian youth. This scheme was named Agneepath Yojana, and the youth admitted under it are called Agniveer. In this scheme, the youth get an opportunity to serve the army for four years, after which they will retire. Thus, by the end of 2026, the first batch admitted under the Agneepath scheme will be retired.

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There is a smell of sweets in the air, the shopping malls are adorned with sparkling lights, and your calendar is just filled with festive dates – yes, the festival season has arrived! This time of the year comes with a list of longer expenses than your shopping bill to share happiness, meet your loved ones and yes. But there is nothing to worry – Personal loan in the festive season can become your best companion, with the help of which you can enjoy the celebration in your style.

To make your celebration even more beneficial, Bajaj Finserv has launched the Prime Loan Festival – which is full of great advantages like immediate approval, very special offers and feature rewards.

Festive Bonus: Bajaj Prime + Amazon Voucher*

If you in this festive season Personal loan If you are planning to apply for, then there is another good news for you here. You get these benefits by applying through Bajaj Finserv:
⦁ Bajaj Prime Membership*
⦁ 200* Amazon voucher of Rs. 200*
This means that you will get additional rewards on everyday expenses – that is, now you have many other reasons to celebrate.

Why choose a personal loan in this festive season?

The festival does not just mean the rituals – this is also an opportunity for you to improve your lifestyle, share happiness with your loved ones and enjoy every moment. Then you want:
⦁ Want to give a new look to your home for this festive environment
⦁ Want to buy a new smartphone or smart TV in the cell
⦁ Want to give a special gift to your family
⦁ You are planning to go somewhere suddenly on festivals
⦁ Or you are thinking about handling many small expenses simultaneously

Personal loan allows you to meet all such expenses, without spending a single penny from your deposits. What is even better? Today, you do not have to run away from one branch to another by taking a lot of documents. You can apply online, can get approval within a few minutes, and you can get the loan amount immediately in your account. This process is very easy, fast and completely digital.

Personal loan will be available immediately without any hassle – know how

Getting personal loans in the festive season has become much easier than ever. Let us know the reason for this:

1. soon approval and immediate payment

You can apply online in a few minutes, and if you are eligible to get a loan, then the loan amount is sent directly to your bank account-sometimes in only 24 hours,* loan amount is available.

2. Very low paperwork

There is no need for a lot of documents for this. All you need is your identity card, proof of address and income certificate. This whole process without paperwork is really very easy.

3. Loan amount as per the need

Whether you need money for any big purchase, or you need money for different types of expenses during festivals, you can take a personal loan of up to Rs 55 lakh according to your need.

4. Time frame as per convenience

To pay the loan amount, with a time limit of 12 months to 96 months, you can choose an EMI plan according to your budget. Now you do not have to worry about the pressure on your income every month.

Use Personal Loan Eligibility Calculator before applying

Before clicking on the ‘Apply Now’ button, Personal Loan Eligibility Calculator Knowing your situation with the help of will be a sensible step. The use of this online tool is very easy, in which you just have to fill some basic information like your date of birth, income of every month and the city of your residence – after that it tells you whether you are eligible to get a loan or not and how much you can get a loan.

This step helps you plan well and saves your time during the application process. In this way you can also guess your EMI, and in this way you can handle the post -festivals and festivals with freshly fresh.

Keeping in mind

⦁ Always take the same amount as a loan, as you can pay comfortably. Just avoid spending more because the loan gets immediate approval.
⦁ Use Personal Loan Eligibility Calculator to estimate the ability to repay your loan.
⦁ Before taking a loan, compare the interest rates and read the terms and conditions.

Final view: Celebrate, forget anxiety

The festive season should be to make every moment memorable, and you should get rid of your bank balance worry. You can complete your plans immediately by taking a personal loan, without finishing your deposits and without any delay. Not only this, this year’s celebration has become even better with the additional benefits of Bajaj Prime Membership* and Amazon voucher of Rs 200*.

Then what is the delay? Learn about your eligibility, apply online, and forget all the troubles and start festivals. Apply for your personal loan today and make this festive season truly memorable.

terms and Conditions apply*

[Disclaimer: यह आलेख एक पेड फीचर है, जिसमें व्यक्त विचारों का एबीपी या एबीपी लाइव द्वारा समर्थन या अनुमोदन नहीं किया जाता है. इस लेख में व्यक्त विचारों, घोषणाओं, मतों, दावों या वक्तव्यों आदि के लिए एबीपी या एबीपी लाइव किसी भी प्रकार से जिम्मेदार नहीं है. अतः पाठकों से अनुरोध है कि वे इस लेख की सामग्री को अपने विवेक के आधार पर समझें और निर्णय लें.]

Rishi Kapoor may not be in this world today, but he is alive in the hearts of fans with his films, acting and talent forever. Rishi Kapoor has given many blockbuster films. However, some of his films also flopped. Now Subhash Ghai has spoken about a flop film of Rishi Kapoor and has told what has been the effect on Rishi Kapoor.

When Rishi Kapoor’s film flopped

Please tell that Rishi Kapoor was seen in the film debt. The debt was released in 1980. In this film, Rishi Kapoor and Tina Munim were seen in the lead role. There were high expectations about the film but this film flopped. The sacrifice was released at that time and that film was Major Hit. This film had an impact on debt.

Rishi Kapoor fell ill

Filmmaker Subhash Ghai said, ‘Rishi Kapoor worked hard for this film. He had high expectations from this. He was a sure that the film would be a superhit. But the sacrifice came and she became a hit. Rishi felt that our film had flopped. He fell ill. Raj Kapoor called me and said that I should explain something to him. Explain to the friend, man, movies have gone and have not gone, it has gone mad.

Such was the box office collection of debt

Rishi Kapoor’s debt may have flopped at that time, but now he is counted in the Cultic Classic film. The music, storyline and acting of the film are highly praised. The film earned less than 4 crores at that time.

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Now news of big relief for UPI users! From August 2025, you will be able to pay UPI not only with your savings or current account, but also from the bank’s pre-approved credit line, ie loan or overdraft account. Meaning, whether your business loan, personal loan, gold loan, or overdraft – you can pay it anywhere by linking it to UPI apps like Paytm, PhonePe, Google Pay. Earlier, payment was possible only through UPI through credit line, but now its scope has increased. Now you can also pay Money Transfer, Cash Withdrawal, and small shopkeepers.