Gold purchased at around ₹ 2,900 per gram in 2018 has reached close to ₹ 13,500 today.
On January 1, 2026, RBI completed the final redemption of Sovereign Gold Bond 2017-18 Series XIV, the price of which was fixed at ₹ 13,486 per gram. In 8 years, investors got 367% return from the gold price and after adding 2.5% annual interest, the total return was about 387% – i.e. about 21% CAGR. If ₹ 1 lakh had been invested in 2018, then the value in 2026 It would have reached ₹4.87 lakh.
This shows that Sovereign Gold Bonds are an excellent tax-efficient and high-return gold investment option for long-term investors.

As the new year approaches, the biggest question in people’s minds regarding investment is where to invest the money? Where returns are good and there is no risk. If we look at the data of the last few years, in this century gold and silver have left the stock market and property behind in terms of returns. Especially in the last years, both these precious metals have given astonishing profits to the investors. In such a situation, today we will tell you which gold, silver or property has given the highest returns this year and on which you can now bet for investment.

Gold becomes superstar in terms of returns

At the end of 1999, the price of gold was around Rs 4,400 per 10 grams, which has now increased to more than Rs 1.4 lakh. That means gold has gained 14.3 percent in about 25 years. CAGR Return has been given. Amidst inflation, global instability and dollar fluctuations, gold has not only become a safe investment for Indian investors, but has also become a source of excellent income. If we talk about the last five years, gold has given returns of more than 180 percent. At the same time, in the year 2025 alone, gold has increased by about 80 percent.

The speed of silver also surprised everyone

Silver, which was once called the gold of the poor, has now attracted the attention of big investors. In 1999, the price of silver was around Rs 8,100 per kg, which has now reached around Rs 2.3 to 2.5 lakh per kg. Silver gained about 14.1 percent CAGR Has given return. Whereas in the last 5 years, silver has given more than 300 percent returns, while in 2025 itself it has seen a rise of more than 150 percent. According to experts, the increasing demand in solar industry, electric vehicle and semiconductor sector has been the main reason for this.

How was the property record?

Real estate has been the favorite asset of Indian families, but its performance has been mixed in the last few years. Property prices have definitely increased in many cities but returns have generally been limited to 8 to 12 percent per annum. Although the advantage of property is that it provides both rental income and utility, but lack of liquidity is a big problem.

Who to bet on in 2026?

According to market experts, gold and silver may remain strong even in 2026. However, it is difficult to get fast returns like 2025. According to experts, the price of gold can go up to Rs 1.50 to 1.65 lakh per 10 grams, while the price of silver can reach Rs 2.30 to 2.50 lakh per kg. Experts believe that silver has more fluctuations, hence the opportunity for profit can also be bigger in it. right there in gold SIP Or ETF Investment through this is being considered a safe and better option.

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Investment After First Job: The investment you make today is your best friend in bad times tomorrow. This is why everyone should give priority to savings and investment. Although many people do not pay attention to this. If they invest even a small amount from their monthly income, they can accumulate a substantial amount in the long run.

If you have just got a job, then it is very important for you to start investing. So that you do not face financial problems in future. Let us know about some such investment options, where youth starting jobs can start their investment journey….

1. Public Provident Fund

Public Provident Fund (PPF) is a trusted government savings scheme. Under this, a good fund can be created in the long term by small investments. Investment in this scheme has to be made for 15 years and investors get about 7.1 percent annual interest on it. PPF can be a great investment option for youth who have got a job immediately.

2. Bank FD

Bank FD is considered a safe investment option. Youth should invest some part of their savings in bank FD. Firstly, it provides fixed returns and also your money remains safe. However, before making FD, one must get information about the interest rates of different banks. There may be difference in FD interest rates of different banks.

3. Mutual Fund SIP

Youth can add SIP while making their investment portfolio. SIP can be started with a small amount of Rs 500. Young people can create a big corpus by investing small amounts in SIP for a long time.

Disclaimer: (The information provided here is being given for information only. It is important to mention here that investment in the market is subject to market risks. Always take expert advice before investing money as an investor. ABPLive.com never advises anyone to invest money here.)

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The consumption boom is already underway in India and Tata Mutual Fund has taken advantage of this opportunity by launching Tata BSE Multicap Consumption 50:30:20 Index Fund. This fund gives investors diversified exposure to large-cap, mid-cap and small-cap consumption-based companies, i.e. a powerful blend of stability and growth in a single product. The fund will replicate the BSE Multicap Consumption 50:30:20 Index (TRI) and have 50% allocation in large-cap, 30% mid-cap and 20% small-cap. Its underlying index selects 100 companies from the BSE 500 universe, across consumer discretionary and FMCG segments, based on six-month market cap, thereby reducing concentration risk. Minimum investment is only ₹5,000 and after that one can invest in Re 1 multiples. Entry load is ZERO, and Exit load is only 0.25% if units are redeemed within 15 days of allotment. This fund is perfect for investors who want long-term capital appreciation and want to mirror the performance of BSE Multicap Consumption Index. Consumption has become a long-term structural theme in India, which contributes more than 60% of GDP. NFO is closing on 23 December 2025, so invest in time.

Long Term Investment: There are many investment options available in the market for Indian investors. Investors choose among these options according to their needs and preferences. Some people place their bets on safe investments, while others place their bets on investments based on market risks.

If you are also looking for a scheme that will give a good return in the long run, then you can think of investing in Public Provident Fund (PPF) and Mutual Funds SIP. Let us know where you can get more returns in these two options…

mutual fund sip

If an investor is planning to build a large corpus by investing small amounts for a long time, then mutual fund SIP can be a beneficial investment option for them. Investing under this gives the benefit of compounding.

Broadly speaking, if market conditions remain good, investors can get an average annual return of 12 percent. However, mutual fund SIPs are subject to market risks, so variations in returns are also possible.

Public Provident Fund

Like SIP, it is also liked by investors who want to invest for a long time. The maturity period of Public Provident Fund is 15 years. If we talk about interest rates, investors get 7.1 percent interest on their investments.

SIP Vs PPF

If a person does SIP of Rs 10 thousand every month for 15 years, then his total investment will be Rs 18 lakh. At an estimated return rate of 12 percent, this amount can increase to approximately Rs 47.59 lakh. That means, in the long run, you can get a potential profit of around Rs 29.59 lakh.

At the same time, if you deposit the same amount in PPF for 15 years, then the total investment will be Rs 18 lakh and on maturity this fund will be around Rs 32.54 lakh. That means you will get a total profit of Rs 14.54 lakh.

Disclaimer: (The information provided here is being given for information only. It is important to mention here that investment in the market is subject to market risks. Always take expert advice before investing money as an investor. ABPLive.com never advises anyone to invest money here.)

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SIP Investment: To accumulate a substantial savings in life, earning money alone is not enough. It is even more important to invest the earned money in the right place. It has been seen many times that people doing normal jobs or business have limited income. Despite this, they create wealth by investing long term and wisely. At the same time, some people are not aware of investment options and take wrong decisions regarding money.

Due to which they suffer financial loss. Therefore, before investing, you must get information about the investment options available in the market. So that you can get maximum returns on your investment. If you are looking for an option to invest small amounts and give good returns in the long run, then you should think about mutual fund SIP.

SIP in mutual fund

Doing SIP in mutual funds is considered right for those who are ready to invest for a long time. If you have a small amount and you invest a little every month, then through SIP you can collect a good amount in the long term. The most special thing about SIP in mutual funds is that you can start your SIP journey with a small investment of Rs 250 to 500.

Market experts believe that SIP in mutual funds can give annual returns of up to 12 percent. However, this investment is subject to market risks, so one should not be afraid of market fluctuations. You can benefit from long term investment.

A fund of Rs 1.59 crore can be created with a monthly SIP of Rs 2000.

With a monthly SIP of Rs 2000, you can create a fund of Rs 1.59 crore. For this you will have to continue investing for 30 years and increase the investment at the rate of 10 percent every year. If you start investing early then this goal can be achieved.

Disclaimer: (The information provided here is being given for information only. It is important to mention here that investment in the market is subject to market risks. Always take expert advice before investing money as an investor. ABPLive.com never advises anyone to invest money here.)

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If you want an investment option that is tax-free, protected by the government and beneficial in the long term, Public Provident Fund (PPF) is a popular and trusted option. But the question is whether in today’s era, when both inflation and stock market (Sensex) are changing rapidly, is PPF still equally beneficial? In the 1990s, interest on PPF was up to 12%, but with time these rates fell and since 2020 till now it is stable at 7.1%. On the other hand, Sensex has given an average CAGR return of 12.2% in the last 10 years, while the average inflation rate has been 4.79%. However, capital gains tax has to be paid on stock market earnings, whereas PPF is completely tax-free and tax exemption under 80C is also available on investments up to ₹ 1.5 lakh annually. In this video/post we will understand how PPF has performed against inflation and the stock market, and whether it can still be considered a smart investment option.