HDFC Bank Regalia Gold Credit Card New Rule: HDFC Bank has made several important changes in the reward structure and travel benefits of its Regalia Gold Credit Card. These new rules will come into effect from May 15, 2026, due to which card users will get some new benefits. For this it will be necessary to understand some changes.

What are the new travel benefits?

If we talk about Regalia Gold holders then they will now get a new benefit. If customers upload their boarding pass in a calendar quarter, they will get 2 complimentary benefits. These benefits include…

• Free spa at select wellness centres.
• Complimentary airport transfer via Uber.
• Buffet in hotel and restaurant included.
• Room upgrade at hotel included complimentary.

All these facilities are provided under Travel Edge Program.

Know what is the new reward structure?

Whereas earlier you would get 4 reward points on spending Rs 150, from May 15, 2026, you will get 5 base reward points on spending Rs 200. That means the method of earning rewards has changed a bit.

Change in DCC charge

Dynamin Currency Conversion (DCC) charge on international transactions has been increased to 1.75 percent. This will be applicable when you make payment in rupees abroad or with foreign merchants.

What is the card reissue fee?

If your card is lost or stolen, you will have to pay a fee of Rs 199 to re-issue it.

What is Boarding Edge Program?

This is a new feature, in which customers can avail different benefits just by uploading their boarding pass. To access this, login to SmartBuy portal > Regalia Gold Benefits > Upload Boarding Pass > Get Benefits.

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