Will gold prices increase further in 2026 like 2025? Should one buy gold now or would it be better to wait? Nilesh Shah, MD – Kotak Mahindra AMC joins us to discuss gold ETFs, gold vs silver ratio, long-term returns and the right investment strategy.

Do you also want to create a strong education corpus for your child’s education? In today’s world, mere savings are not enough – it is very important to understand Education Inflation. The current education inflation in India is 11–12% and in some sectors it even reaches 15%. This is the reason why in 2010 the fee for MBA or Business School was only Rs 1 lakh per year, in 2024 it has increased to Rs 5 lakh and in the next 10 years this fee is expected to reach Rs 15 lakh. Similarly, there is a rapid increase in the fees of MBBS and Engineering also. Because seats are less and students are more, competition increases and expenses also increase. IITs and IIMs have also increased their fees by almost 300%. School education is also not untouched by this. The fees of private schools in metro cities, including those for age 3 to 17, today reach around Rs 30 lakh, and in the next 10 years it may increase to Rs 90 lakh. In such a situation, if you include the child’s school + college education, you will need a corpus of Rs 1.2 crore to Rs 2.5 crore. Therefore, start a SIP of Rs 30,000 today and create a fund of Rs 2 crore in 15 years with 15% expected returns.

Do you know that your PPF account can be extended not just for 15 years but for lifetime? And if extension is done properly, your tax-free interest will also never stop! In this video, we will tell you the Extension Rules of PPF, the right method, and the mistake which can stop your earning. PPF account matures in 15 years and after that there are two ways to increase it: 1- Extension by Contributing (block of 5 years) If even after maturity you want to deposit money every year, then you will have to extend PPF in a block of 5 years by giving a written application. With this, both your 7.1% interest and tax benefits continue. 2- Auto Extension (without deposit) If you do not do anything after maturity, then PPF gets extended automatically. In this, you can withdraw money once every year, but if you do not make any deposit for a year, then you will never be able to make it a deposit account later. The most important thing – you can increase PPF unlimited times, in blocks of 5-5 years! Just remember to submit the Extension Form within 12 months of maturity.

IndiGo has canceled more than 1,300 flights since December 2, and thousands of passengers are facing a lot of trouble. Airlines sometimes refuse to give refunds, but can they really do so? In this video, we understand the rules of DGCA in simple language and tell what is your real right in case of flight cancellation or delay. If your flight is cancelled, it is mandatory for the airline to provide a full refund. According to the notifications, you get refund, alternate flight and in some cases even compensation — ranging from ₹5,000 to ₹10,000! Airlines must provide meals, refreshments, hotel stays and transportation even when there are flight delays — but when? How much? Whom? All these things have been explained step-by-step in this video. IndiGo has called its cancellations “unavoidable” — but passenger rights are still clear.

Electoral politics in India is constantly changing—and at the center of this change are direct cash transfer schemes to women. In Maharashtra, Madhya Pradesh, Karnataka, Bihar… Women-Centric Freebies have become the biggest weapon to win elections in almost every state. The question is whether this is really a Welfare Model or a way to hollow out the state treasury? In this video, we will understand in detail how Tamil Nadu and Karnataka not only increased women participation to 40% by providing Color TV, Mixer Grinder, LPG, Cycle and Maternity Support to women, but also made a big contribution in Industrial Growth. But when this model is being adopted as Direct Cash Transfer, many institutions including RBI have warned of financial danger. We will see how only 12 states together spent ₹1.68 lakh crore on these freebies. In Bihar alone, new cash schemes worth ₹33,000 crore will eat up 55% of the state’s total tax revenue (₹59,520 crore)—at a time when Bihar already has a debt of ₹4.06 lakh crore. Then we will look at Brazil’s Bolsa Familia—the world’s largest Conditional Cash Transfer Scheme—which not only reduced poverty but also increased votes, but increased the country’s debt to 80% of GDP and slowed down growth. So is Women Cash Transfer the future of Welfare or Fiscal Time Bomb? Watch the video to know the whole truth!

Bihar—once considered the intellectual, cultural and spiritual heritage of ancient India—is today counted among the most backward states in the country. The question arises that despite Tamil Nadu and Bihar being economically equal at the time of independence, how did Bihar lag behind so much? The major reason for this was the Freight Equalization Policy implemented in 1952, which broke the economic backbone of a mineral-rich state like Bihar. Under this policy, subsidies were given on transportation of minerals like coal, iron, bauxite so that it would be cheaper to set up industries in any corner of the country. The result was that instead of settling in mineral areas like Bihar or Jharkhand, industries were established in Mumbai, Gujarat and South India. This policy, which lasted till 1993, almost stalled the industrial development of Bihar. While the number of factories in Tamil Nadu increased by 520%, Bihar still has barely 3300 factories. This had a direct impact on employment and living standards — employment in the manufacturing sector here is only 5.7% compared to 17% in Tamil Nadu. Today, when Bihar is at the center of elections, there is a need that its real economic pain should also be discussed in political debates.

The world’s second largest economy China has taken a big step regarding the gold market! From November 1, 2025, Beijing is now going to end VAT tax exemption on gold sales. With this decision, gold may become costlier in China by 3% to 5%, which will have a direct impact on the pockets of the common consumer. Actually, China’s economy is currently going through a slowdown, and the government needs to increase its revenue. That is why now the decision has been taken to increase the tax on gold. But it will also have a direct impact on countries like India — because when demand in the world’s largest gold market decreases, gold prices in India may remain stable for some time. However, experts say that gold will still remain strong in the long term, because continuous purchases by central banks, interest rate cuts in America and geopolitical uncertainty will keep it a safe-haven asset.

After Chhath Puja, when people start returning from their cities, huge crowd and chaos is seen at the railway station and bus stand. At this time the IRCTC website also does not work properly, due to which it becomes very difficult to get tickets immediately. This is the reason why many passengers are now thinking of going home by flight instead of train. However, despite the launch of special flights for the cities of Bihar and Eastern India, the prices of tickets have increased significantly, due to which travel is proving expensive for common passengers. In such a situation, if you want to book cheap flight tickets, then you can easily save money by adopting some smart tricks. Compare with rate comparison sites like MakeMyTrip, Yatra or Google Flights. Search incognito to avoid price gouging. Have flexible dates and timings — Tuesday and Wednesday flights are cheaper. Choose stopover flights, which are cheaper than direct It is cheaper by ₹2000-₹3000. Turn on Fare Alerts and keep an eye on the Social Media Accounts of Airlines. With these tips, you will be able to travel cheap and comfortably in this festival season.