Since the innovations and upgrades in technology in the last few years, competition in the market has increased significantly. Now people have to work on skills to get a good job and good income, due to which the value of the degree has reduced significantly. In such a situation, many students are worried about whether their degree will help them in getting better job opportunities?

In fact, the economist of Harvard University has told in one of his research that how nowadays certificates and degrees have become just a piece of paper and there is a phase of degree fatigue in the market. In which just having a degree is not enough to get a good job.

Degree was once the golden key

Harvard labor economist David J. Deming and researcher Kadhim Nore said in their 2020 research that degrees like applied sciences, computer science, engineering and marketing have no value today. This shows that these degrees, which were considered the key to success at that time, are now outdated. Not only this, today even business degrees cannot give you immunity. Harvard Business School said that even top MBA graduates are struggling for high paying jobs in the market today. In such a situation, the shine of degree seems to be failing to shine.

Students don’t want to take humanities?

While on one hand the condition of applied sciences is so bad, on the other hand the decreasing interest of students in humanities is also a matter of concern. According to data from Harvard Crimson, there has been a decline in the number of people choosing humanities as a career option. In such a situation, students have shown more interest in STEM and career focused programs. Also, it has been seen in Harvard’s 2022 report that in the market, companies now give preference to degrees with specific skills and digital literacy instead of generic degrees.

By what degrees is the market value falling?

According to Harvard report, these 10 degrees are losing their importance and market value –
1. General Business Administration (MBA included)
2. Computer Science
3. Mechanical Engineering
4. Accounting
5. Biochemistry
6. Psychology (Undergraduate)
7. English and Humanities
8. Sociology and Social Science
9. History
10. Philosophy

Which skills will be useful?

According to a Student Choice Report of 2025, there is a lot of market demand for ranking engineering, computer science and nursing. In such a situation, only those students will be able to survive in this competitive market who, apart from degree, have skills, intelligence, creativity and critical thinking.

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If you are dreaming of studying MBA abroad, then America is considered the most popular and favorite country in this direction. Especially among Indian students, there is a lot of attraction about America’s business university. These universities are famous worldwide for good education, best network and great career opportunities. But at the same time, their fees are also very high, so it is very important to have the right information.

According to the recently released Qs Global MBA ranking 2025, many universities in America are included in the top 10. The annual fees for studies in these universities are between about 65 lakh and 77 lakh rupees. The most discussed institutions include Stanford, Harvard, Worton School, MIT Slone and Columbia Business School. Along with studies in these colleges, there is an opportunity for international network and high-salary placement.

However, fees are not the only cost. The cost of living, eating, books, travel and insurance in a country like America is also a lot. Usually, the cost of staying there is from 20 to 30 lakh rupees annually. In this way, there can be a cost of up to Rs 1 crore on doing MBA in a year.

America’s top mba university

Now the question arises that can every student bear so much expense? The answer is – no. But there is no need to be disappointed because there are many government and low fees universities in America which provide MBA in low budget. Some of these institutions are – the University of Georgia, Texas State University, University of Alabama, where the total fees of MBA can be from 10 to 15 lakh rupees.

Apart from this, some institutions do not consider GMAT scores necessary and many universities also give admission on the basis of experience. Students can apply for scholarship, assistantship and other financial assistance, which further reduces their cost.

Some documents are generally mandatory for admission to MBA such as a bachelor’s degree, English language examination (IELTS or toefl), sop (statement of purpose), recommendation letters and resumes. Therefore, it is necessary to keep all these documents ready before the application.

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Now big and expensive studies like MBA will not be limited to the rich only. If you are also dreaming of management studies but are retreating due to fees, then this news is for you. In today’s time, many government and private banks, finance companies and NBFCs are giving education loans to students who want to do professional courses like MBA.

In India’s top management colleges such as IIM, XLRI, FMS, ISB or any famous private university, MBA fees can range from Rs 10 lakh to Rs 25 lakh. In such a situation, it is not easy for the middle class family to raise such a huge amount. But the education loan is making this difficulty easier.

What is the benefit?

On taking education loan, the student does not have to pay any installment at the time of studies. The process of repaying the loan begins only after the course is completed and the job. EMI is also very easy so that even in the initial salary, students can repay the loan without burden.

Which banks give loans?

Government banks like SBI, PNB, Bank of Baroda as well as HDFC, ICICI Bank, Axis Bank and many finance companies provide education loans. Some institutions also give loans without guarantee, especially if you have taken admission in the top college.

What is the interest rate?

The interest rate of education loan is usually between 8% to 12%. But many government schemes, such as credit guarantee scheme or subsidy scheme for minority/SC/ST students are also available, which can reduce the interest rate.

How to apply?

For education loan, you can apply by going to the bank’s website or branch. Some important documents such as admission letters, previous education certificates, Aadhaar-Pain Card and Co-Applicant’s income have to be submitted.

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After the retirement of Professor Mamidala Jagdish Kumar, former chairman of the University Grants Commission (UGC), Dr. Vineet Joshi, Secretary, Department of Higher Education, has been given the additional charge of UGC. Till now Joshi has been working on the post of Secretary and now he has been temporarily given the responsibility of UGC President. He will continue in this post till the permanent appointment.

Who is Dr. Vineet Joshi?

Dr. Vineet Joshi is a 1992 batch Indian Administrative Service (IAS) officer. He has also studied with IIT Kanpur and Indian Institute of Foreign Trade (IIFT). During his service, he has taken over several important positions, including the Chief Secretary of Manipur, Resident Commissioner and CBSE President like big responsibilities.

Handle charge in NTA

Dr. Joshi has been credited with improving India’s examination system. From December 2019 to November 2020, Joshi has taken charge as the Director General of the National Testing Agency (NTA). During this, he conducted national examinations like NEET, JEE Main and UGC-NET very well.

Chairman in CBSE

Prior to this, he has also been the chairman of the Central Board of Secondary Education (CBSE) from February 2010 to November 2014. There were many educational reforms in CBSE during his tenure. Especially the Continuous and Comprehensive Evaluation (CCE) system was introduced, which was an important step towards making school education more practical and student-centric.

Professor M. Jagdish Kumar took charge

For information, let us know that the term of former president Professor M. Jagdish Kumar has now been completed. Professor M. Jagdish Kumar took over the post of UGC President in February 2022, after completing the age of 65, he retired from his post on 7 April 2025. Earlier, he worked as the Vice Chancellor of Jawaharlal Nehru University (JNU).

How long will Dr. Joshi be in this post?

Until the permanent president is appointed for the UGC, Dr. Vineet Joshi will continue to take responsibility for this post. In view of his experience and leadership in the education world, many positive changes are being expected from him.

Also read: JNU Students Union election dates announced, voting on April 25 and results will come on 28th

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