Money Saving Tips Archives -

Earning is good but not saving? Then adopt these smart methods

Admin — Sat, 13 Dec 2025 02:34:22 +0000

Savings Tips: Earnings may be good and yet at the end of the month the balance appears to be zero. So the problem is not in earning. It is involved in money management. In today’s life, expenses increase so fast that it is difficult to save without planning. The issue here is how much you earn. Rather, it is how wisely every rupee is used. be managed properly,

So the same salary can give you savings and also security for the future. If you want to save money then you need a system for this. So that unnecessary expenses get filtered automatically. Small changes can bring big results for you. Let us tell you some smart money saving tips.

Track your expenses

Most people do not write down their expenses and this is the biggest mistake. Unless you know where the money is going. How can there be savings till then? First of all, make a normal budget and decide on three categories. Necessary expenses, convenience expenses and unnecessary expenses. Note every transaction for a month. This will clearly show what unnecessary money is being spent on.

Also read: These online businesses can be started in just Rs 5000, get bumper profits

After this, adopt 50-30-20 rule i.e. 50 percent on needs, 30 percent on lifestyle and 20 percent directly in savings or investment. Those who are going out according to expenses. Cut them next month itself. It seems difficult in the beginning but by the third month you will understand yourself how much scope is left in your income.

Do investment planning like this

The easiest way to save money is to set it aside before it is spent. Set up an auto-debit as soon as your salary comes. So that every month a fixed amount goes into a savings account, RD, SIP or any fund. When the savings are exhausted first. So the remaining amount starts budgeting itself.

Also read: Save Rs 333 every day, it will become Rs 17 lakh, you will get huge profits in this scheme of post office.

stop unnecessary expenses one by one

Learn micro-planning of your everyday expenses. Small things like eating out, unnecessary subscriptions, impulse purchases. These things destroy the balance of the month. Light control has a big impact on them. If you want, keep a 24-hour rule before every purchase. Mostly things that seem important at that moment. It won’t seem as important the next day. As soon as you learn to manage money, you will start saving.

Also read: If your Aadhaar has been closed, check your status like this

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Due to these reasons you don’t have money, learn smart saving tips

Admin — Sat, 25 Oct 2025 08:54:10 +0000

Due to these reasons you don’t have money, learn smart saving tips

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Money Saving Tips: There can be strong savings while buying petrol and diesel, these methods will have to be tried at petrol pump

Admin — Thu, 02 Oct 2025 13:07:05 +0000

Money Saving Tips: As soon as the government increases the prices of petrol and diesel, it also affects the pocket of the common man. In this era of inflation, every single rupee spent on petrol and diesel matters. This is the reason that now people have started adopting different ways of savings at the petrol pump with the speed of the car. If a little precautions are taken at the petrol pump, then good savings can be done while buying petrol and diesel and thugs can also be avoided. In such a situation, let us know today some easy ways which can be saved well while buying petrol and diesel.

Save by using fuel credit card

The easiest way of saving good saving while purchasing petrol diesel is considered to be the use of fuel credit card. These cards give discounts in cashback, reward points and fuel surcharge on purchasing petrol and diesel. Due to which the cost of your total petrol and diesel is low and you can get some copy money directly back to your account on every liter fuel. Apart from this, this savings in many cards can range from 3 to 8.5 percent.

Top Fuel Credit Cards

Indianoil RBL Bank Xtra Credit Card- Through Indian Oil RBL Bank Credit Card, you can get up to 8.5 percent cashback and fuel points on petrol and diesel, so that you can save a lot of money.

BPCL SBI Card Octane- Through this card at BPCL petrol pump, you can find 6.25 percent cashback and one percent fuel surcharge wave on every four thousand transactions.

First Power+ Credit Card- Using this credit card at HPCL petrol pump saves up to 6.5 per at 6.5 per at.

ICICI HPCL Super Sver Credit Card- Using ICICI Bank’s credit card at HPCL petrol pump saves you up to 6.5 per at 6.5 per at. In which 4 percent cashback and one percent surcharge discounts are available.

Indianoil HDFC Bank Credit Card- With this credit card, you can take up to 50 liters of free fuel a year. By paying Indian Oil at the petrol pump with this card, you get 5 copy fuel points at every expense.

Tips for savings

To save a lot of good saving at the petrol pump, it is necessary to use the points and cashbacks available from fuel card on time. Thousands of rupees can be saved every month by using it properly.

Apart from this, most of the cards are waived up to one percent fuel surcharge, but the card often contains a monthly cap. In such a situation, you have to organize your shopping accordingly.

Apart from this, while taking the card, you must get information about the annual fees and interest rates. At the same time, using cards only for fuel is saved and easy.

Also read-All people will get a coin of 100 rupees issued on 100 years of RSS, what are the rules about this?

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