In this era of inflation middle It often becomes difficult for class families to meet their monthly expenses. Many people of Income is not fixed due to lack of permanent job, whereas retired people Of For So it Worry And Too increase caste Is, This way In If every month Fixed amount Your Once money starts coming into your account, family expenses can become very light. Because of this the post office monthly Income scheme is very popular among the people. popular It is happening.

This scheme is safe and guaranteed of income option Gives. This scheme is considered very useful for those investors who want to invest regularly without any risk on their savings. earnings Want Are, This way In Let go Today We Let us tell you how both husband and wife can invest in this post office scheme and how they will get assured income every month.

How does this scheme work?

Post Office MIS There is a one time investment plan, in which you invest only once. lump sum The amount has to be deposited. The fixed annual interest on the deposited amount is divided into 12 parts and sent to your account every month. At present this scheme is priced at Rs 7.40 percentage interest is being given which many other fixed income option is more than.

How can husband and wife get income every month?

If any person under this scheme Single If a person opens an account, he can deposit a maximum of Rs 9 lakh in it. On this, the fixed amount comes into his account every month. Whereas if husband and wife joint If you open an account, the investment limit is increased to Rs 15 lakh. On this amount, a fixed amount of more than Rs 9000 is received every month. Once the amount is deposited under the scheme, that income continues without any interruption for 5 years. At the same time, after completion of the time limit of 5 years of this scheme, the entire deposited capital is returned. Apart from this, if the investor wishes, he can invest this amount again in the same scheme and continue his monthly income further. In this way, this scheme can become a means of secure income for a long time.

Why is this scheme considered safe?

This post office scheme is completely run by the central government. Therefore, it is not affected by market fluctuations. in the same account nominee There is also a facility to link the account and if needed, the account can be closed prematurely. Although some deductions are applicable for doing this, but in case of sudden need of money, it option May prove helpful. To avail the benefits of this scheme, you have to first go to the nearest post office and open an account. opening form, KYC document And copy of PAN card has to be submitted.

Read this also-Don’t fall into the trap of scammers in increasing the credit card limit, this is how OTP fraud happens.