Mutual fund units can now be gifted or transferred through a Will at a much lower cost, thanks to the latest changes in regulations. Earlier, investors had to sell their mutual fund units if they wanted to gift them, add a joint holder or transfer them in inheritance cases. Selling the units resulted in capital gains tax, which made the process unnecessarily expensive. For example, if an investor had a profit of ten lakh rupees, capital gains tax payable during such a transfer could go as high as one lakh twenty five thousand rupees. Under the new rules, both Demat units and Statement of Account units can be gifted or transferred easily without triggering a sale. This means transfers through a Will, inheritance situations or changes in joint holders can take place without the tax burden that existed earlier. The biggest barrier in passing on mutual fund investments within families has been removed, making the entire process significantly cheaper. With this change, if an investor has a ten lakh rupee gain and gifts the units to an adult child who has no income, the entire gain can remain tax free. Mutual funds have become an important financial asset for Indian households, and these updated rules modernize the gifting and inheritance framework that had remained outdated for years. This video explains how the new process works, who benefits, and why this reform matters for long-term family financial planning.

JioBlackRock Mutual Fund has released the first portfolio of its Flexi Cap Fund — and it looks like the fund is poised for the long haul. The fund is being managed under a Systematic Active Equity (SAE) strategy, which takes investment decisions by combining data, research and market trends. The fund consists of 141 stocks and holds 4.52% cash. The top allocations are HDFC Bank (8.87%), ICICI Bank (5.42%), Reliance Industries (5.17%), Infosys (4.12%), and SBI (3.38%). Interestingly, the fund has also taken a long position of 3.84% in Nifty Index Futures (27-Nov-2025), thereby strengthening both market exposure and diversification. Total AUM is ₹1,808 crore (as on October 31, 2025) and 6.35 lakh retail investors have joined this new fund. Raising ₹1,500 crore during the NFO itself is an indication that investor confidence in this new player is increasing rapidly. This fund can become an attractive option for investors who want long-term growth and smart diversification.

There is news of great relief for those investing in the Indian market. SEBI (Securities and Exchange Board of India) has released a new consultation paper, in which it has been proposed to reduce the fees and expenses associated with Mutual Funds and Derivative Trading. Under this proposal, it has been recommended to reduce the Total Expense Ratio (TER) of open-ended mutual funds by 0.15% and in closed-end schemes by 0.25%. Also, it has been suggested to reduce Cash Market Brokerage from the current 12 Basis Points to only 2 Basis Points and for Derivatives Trading from 5 to 1 Basis Point. SEBI aims to make the investment process more transparent, affordable and investor-friendly. Apart from this, instructions have also been given to show all Brokerage, Tax and Transaction Charges separately and make their information public in advance. Also, AMCs will be allowed to adopt Performance Linked Fees Structure. This step can prove to be a major improvement in increasing cost efficiency and transparency for Indian investors.

If you do not have gold in your portfolio yet, then this news can prove to be a golden opportunity for you! Choice Mutual Fund has launched on 24 October 2025. Its new Choice Gold ETF, which gives investors an easy way to invest in gold without purchasing physical gold. This Gold Exchange-Traded Fund (ETF) is a passively managed scheme, which aims to track the performance of gold prices in India. At least 95% of the investments under the fund will be made in physical gold or gold-related instruments, while the remaining portion will be in money market securities. Its New Fund Offer (NFO) has opened from October 24 and will be available for investment till October 31, 2025. After NFO, this ETF will be listed on BSE and NSE, so that investors will be able to buy and sell it like shares. Investing can be started with just ₹1,000. No physical storage hassles, inflation protection, and portfolio diversification — all in one, so are you ready to embrace this golden opportunity?

The 8th Pay Commission coming in 2026 can prove to be a major gamechanger for the Indian economy. 11.2 Million Central Government employees and Pensioners will get direct benefit from an estimated payout of ₹ 3-3.15 lakh crore. It is estimated that Salary will increase by 30-34%, which will increase disposable income and will get strong push to consumption. This will directly benefit sectors like Auto, BFSI and Consumer Durables. Companies such as Apollo Tys and Exide Industries will get the benefit of Demand Spike. HDFC Bank, ICICI Bank, SBI, Bajaj Finance and Insurance Companies like HDFC LIFC LIFC and SBI Life RETAIL Finance and Insurance can see the bounce. Consumer Durables and FMCG/QSR Companies such as Dixon Tech, Amber Enterprises, Titan, Jubilant Foodworks and Nestle will also benefit from increasing consumption.

The figures of August 2025 for Mutual Fund Investors were something special and shocking. According to AMFI Report, Equity Funds have fallen by 22% – from ₹ 42,702 crore in July to ₹ 33,430 crore in August. But amid this decline, Flexi Cap Funds showed great performance and did the biggest inflow of ₹ 7,679 crore. SIP inflows remained above ₹ 28,000 crore for the second consecutive month, in August the record came to ₹ 28,265 crore. Debt funds had an outflow of ₹ 7,980 crore while Hybrid Schemes brought an inflow of ₹ 15,293 crore. Flexi Cap Funds are special for investors because they change the Large, MID and Small Cap Allocation according to the market. In Global Uncertainty and Volativity, these are the most safe and flexible options for category investors. Top Flexi Cap Funds include: ICICI PRDENIL, HDFC, Invesco India and Canara Rebeco. Average returns from 10% to 16% in 1 year. Have you also invested in Flexi Cap Funds? Tell us in the comment.

On August 27, Silver reached ₹ 2,000 to ₹ 1,20,000 per kg. This is not just a figure, but a signal that investors are now looking like a safe-han asset. Like the gold, Silver can also become a shield to protect your portfolio from Uncertainty. Silver has a double advantage – it not only gives protection in inflation and global crisis, but its Industrial Demand is also growing rapidly (in EV Batteries, Solar Panels etc.). Know in the video why it can be harmful to ignore Silver and which are Top Silver Mutual Funds and ETFs that you can explore now.

Angel One Asset Management Company has brought a new investment option – Angel One Gold ETF and ETF Fund of Fund (FOF). NFO will be open from 20 August 2025 to 2 September (FOF 3 September). ETF will have 99.5% Pure Gold – without making charges or storage risk. Minimum Investment ₹ 1000, and no exit load. For those who do not have Demat, Fof is best – SIP starts with ₹ 250/Day. Gold is a safe-han asset, the best Hedge against inflation and valatiity. Ideal option for diversification and long-term returns. Angel One Asset Management Company Brings a New Investment Option – Angel One Gold ETF and ETF Fund of Fund (FOF). The nfo opens from August 20 to September 2, 2025 (Fof Till Sept 3). The ETF Holds 99.5% Pure Gold – No Making Charges or Storage Risks. Minimum Investment is ₹ 1000, with Zero Exit Load. Don’t have a demat account? Fof is ideal – sips start at just just just ₹ 250/day. Gold is a Time-Tested Safe-Hen Asset and a Strong Hedge Against Inflation and Volatily. Ideal for diversification and long-term capital appreciation.

With just ₹ 100 daily SIP you can make your dream future – big house, luxury car and travel abroad no longer away! In this video, know how you can make funds of millions to crores in 10, 20 or 30 years by investing ₹ 100 per day, that too without lump sum. This is the easiest and automatic way to invest for freelancers, freshers and irregular income. AMCs like NIPPON, HDFC, LIC, SBI and Bajaj Finserv are now the option of Daily SIP – so start from today and make a big future! Can just ₹ 100 a day change your life? Absolutyly – Watch Now and Find Out How!

India’s Future Development-Driven! Aur Development Ke Liye Chahiye Infrastructure – Steel, Cement, Power, Roads, Telecom. Isliye infrastructure mutual funds ban rahe is long-term investors ke favorite. Yeh Funds Invest Karte is Construction, Energy aur Capital Goods in Companies. Inka Return in 3-5 years is 25-30%+! But due to being sector-specific, diversification is low-Experts recommend that only 10% portfolio hi allocate Aur Aur Keep 7+ Year PATINCE. Know the top infrastructure funds and how to do the right pick!