Pension Cyber ​​Fraud:In today’s digital era, the methods of cyber fraud are changing rapidly. Especially the elderly and pensioners are being targeted. The latest case has come to light from Bhopal, the capital of Madhya Pradesh. Where a senior citizen was defrauded of Rs 2.40 lakh in the name of pension update. The swindlers used fake Facebook links and forms in a very clever manner, due to which the victim did not even suspect anything.

This matter is not just about one person. Rather, it is a warning for millions of people who click on any unknown link without checking and end up wasting their hard-earned money. Let us tell you how this person was cheated and what small mistakes you should avoid.

How did this big fraud happen in the name of pension update?

This case of cyber fraud is from Bhopal, the capital of Madhya Pradesh. 66-year-old Jalsagar Patel, living in Chhola Mandir police station area here, saw a link on Facebook. This link was said to be related to pension update. On clicking the link, a form opened in which name, Aadhaar number, mobile number and personal information were asked. With confidence he filled all the information.

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After this, OTP came on his mobile, which he shared without thinking. From here the swindlers got access to the account. Within a short time, Rs 2 lakh 40 thousand were withdrawn from his bank account 11 times. When the balance in the account decreased, the victim realized that he had been cheated. After this, a complaint was lodged with the police and investigation into cyber crime was started.

If you want to avoid fraud then do not make these mistakes even by mistake

The first mistake that should not be made to avoid fraud is clicking on unknown links. The links for pension, KYC or bank updates seen on social media are often fake. The second big mistake is sharing OTP or bank related information with anyone. Banks or government departments never ask for OTP through phone, message or social media. The third mistake is to fill the form without checking the official website.

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Pension or government work is done only on the government portal. Fourth thing, if a message comes that money has been deducted from the account, immediately contact the bank and cyber helpline. A little vigilance and awareness can save you from loss worth lakhs of rupees.

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Bollywood actress Kriti Kharbanda has recently warned her fans and followers about a serious cyber fraud case. Kriti told that some unknown person has created a fake account on WhatsApp in her name and is contacting people. Kriti shared the information about this identity theft through her Instagram story.

Warning by sharing screenshot of fake chat
While posting the screenshot of WhatsApp chat, Kriti made it clear that this number is not hers. He wrote that ‘this is not right. This is not correct at all. This is not my number. Posing as someone else is clearly identity theft. Be alert.

Increasing case of online fraud and fake identity
This warning of the actress has come at a time when cases of online fraud and fake identity in the name of celebrities and public figures are continuously increasing. Often the purpose of such fake accounts is to mislead people, take personal information or defraud money. Kriti has tried to save her fans from fraud by bringing this matter to the fore in time.

Fans’ reaction and demand for online security
Fans immediately reacted to Kriti’s post and thanked her for giving the information. Many users have expressed concern about the increasing misuse on social media and messaging platforms and have also demanded strict action against online fraud.

No official complaint was filed
However, Kriti has not clarified whether any official complaint has been filed in this matter or not. But his message definitely shows the importance of being cautious online. Cyber ​​experts advise not to trust any unknown account without thinking, do not share personal or professional information and immediately report such cases on the relevant platform.

Kriti’s social media activity
Kriti Kharbanda who is known for her work in Hindi and Kannada cinema. She is very active on social media and often stays connected with her fans. His latest post again brings to the fore the need for awareness and responsible online behavior in the digital age.

Jumped Deposit Scam: As the world is moving towards digitalization, various methods of online fraud have also started emerging. Often, to avoid these, it is advised not to share your OTP with any stranger or give your bank details or click on any link indiscriminately. But now a trick is being adopted in which your bank account can become empty even without sharing OTP or downloading any app. Cyber ​​criminals have now come up with a new method which is being called Jumped Deposit. In this, your honesty is being taken advantage of to cheat you.

What is Jumped Deposit?

Imagine, suddenly a message comes on your phone that Rs 5,000 has been deposited in your bank account. Meanwhile you get a call or message saying, “Sir, money has been transferred to your account by mistake, please check.” It is from here that scammers start laying their net. Fraudsters send you a link and ask you to click on it to check your balance or refund the money. As soon as you click on the link, it takes you directly to your UPI app (like Google Pay or PhonePe). As soon as you enter your UPI PIN to check balance, instead of getting Rs 5,000 back, Rs 50,000 or more is deducted from your account.

Taking advantage of reversal request

Cyber ​​wings of Tamil Nadu and Cyberabad have detected this fraud, in which criminals use reversal request. According to the rules of National Payments Corporation of India (NPCI), if money is transferred to someone by mistake, a request can be made to get it back. Taking advantage of this, criminals generate reversal requests for a huge amount and hide it behind a normal balance check link. They know that as soon as the user sees the message of money being credited to their account, they will immediately try to check their balance and as soon as you enter your PIN, you unknowingly approve the reversal request for that huge amount.

How to take precautions?

• To avoid this scam, even if money is credited to your account, do not panic or do anything hasty.
• If any message comes, do not open your UPI app for the next 30 minutes. Due to this, the time limit of reversal request will be exceeded and the link will become invalid.
• Never use the link sent by someone else to check your balance. Always check your balance directly through the app.
• Even if you open the app by mistake and you are suspicious, do not enter your PIN.
• If someone claims that money has been transferred to your account by mistake, ask them to contact the bank and lodge a complaint. Let the money be returned only through the correct bank process.

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Online Shopping Safety Tips: Today online shopping has become an important part of our everyday life. It is easy to order goods in just a few clicks from mobile or laptop. But this facility sometimes also becomes the cause of big problems. A little carelessness can put your bank account and personal data at risk.

Cyber ​​fraudsters are adopting new ways to trap people through fake websites, offers and links. Therefore, it is important not to just look for cheap and easy when shopping online. Rather give priority to safety also. If you adopt some precautions, you can protect yourself from problems like fraud, hacking and phishing.

Buy only from trusted websites

The first precaution to be taken while shopping online is to always use a trusted and official website. Never trust any unknown link or suspicious site. Many times, fake websites that look identical to big brands are created. Which deceives the users. Your information posted on such platforms can directly reach the fraudsters. Be sure to check the URL of the website, security sign and rating of the app. A little vigilance can save you from big losses.

Do not be careless about password and OTP

To avoid fraud in online shopping, it is very important to create a strong password for every account related to it. Keeping simple or similar passwords increases the risk. Apart from this, never share the OTP received at the time of payment with anyone. No company or bank asks you for OTP over phone or message. Your account may become vacant as soon as you share the OTP. So no matter how trustworthy someone may seem. Do not give OTP information to anyone.

Avoid clicking on unknown links

Often links are sent in the name of attractive offers on messages or WhatsApp. In these it is said that by clicking on the link you will get cheap goods or big discount. Such messages are mostly a method of phishing. As soon as you click on the link. Your data may be stolen. Therefore avoid opening any unknown link. To know whether the offer is valid or not, check directly by visiting the official app or website.

Do not save ID and bank details

During online shopping, many people save their ID, password or card details on the website for convenience. This habit can be very risky. If ever data is leaked from a website or app. So your information may go into wrong hands. It is better to fill the banking information manually every time at the time of payment. This reduces the risk of account becoming empty to a great extent.

Keep an eye on bank account and transactions

When you do online shopping. So after that it is important to check your bank account and transaction history regularly. Many times small amounts are deducted and we do not know about it. Any suspicious activity can be detected immediately by timely investigation. If any unknown transaction is seen. So contact the bank or customer care immediately. Only by being alert can you keep both your money and data safe.

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Online Fraud: Nowadays scammers are adopting various tactics to cheat people. One of these is digital arrest fraud. In this, the person is threatened with arrest online and in this way money is extorted from him. Something similar happened recently with an 84-year-old retired government officer and his wife. However, by taking appropriate steps in time, both of them were saved from losing Rs 1.50 crore. The matter is of Ahmedabad.

first threatened by calling

This elderly couple living here received a call on WhatsApp, in which the scammer introduced himself as a Court Liaison Officer. He told that his name is Pradeep Kumar. To lure the elderly person, the scammer told that he had received the news from one of his relatives that his name has cropped up in a money laundering case related to a private airline, hence he will have to appear in the online court. The caller also instructed both the husband and wife not to leave the house or allow anyone inside.

Video call also came

Every effort was made to ensure that the elderly couple did not have any suspicion from anywhere. He also received a video call from the scammers, in which a court-like background was shown, where a hearing was seen taking place. A man was sitting on the screen as a judge. Apart from this, a prosecutor and staff were also seen. The person pretending to be a judge claimed to have opened 227 accounts in the name of the couple and started interrogating them about it. When the couple refused, they were warned that they would face trouble if they did not cooperate.

Elderly people scared of digital arrest

Then the callers told him about being ‘digitally arrested’. During this time the old man was asked to remain sitting in front of the phone, while the woman was asked to transfer money. A relative of the couple also helped the scammers in this task, who explained to the couple, “The callers told them that they will have to verify all the money they currently have and only then they will be acquitted of the charges. Since they did not use online banking, they were asked to go to the bank for RTGS transfer.”

This is how the truth was revealed

On December 9, the woman went to the bank and transferred Rs 21 lakh to the scammers’ account. They thought that the money would be sent back to their account after verification. On the second day he transferred another Rs 21 lakh. He also had Rs 1.5 crore in another account. He got this money after selling a property. The scammers also asked for this money and said that if they did not transfer the money, they would be sued and would be fined heavily. Scared, she went to the bank to transfer the entire amount.

The manager found all this strange and he went to a police officer present in the bank to investigate. After this, the police went with the woman to her house, where they saw the woman’s elderly husband talking to several men on video call. When he told the people on the call that he was from the police, they immediately disconnected the call. He then told the couple that they had been cheated and advised them to go to the cybercrime helpline. The couple lodged a complaint on the National Cybercrime Portal. FIR is yet to be registered in this case.

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Cyber ​​fraud is continuously increasing across the country and lakhs of people have become victims of online fraud in the last two years. According to the report of the Department of Telecommunications, a total of 40 lakh 55 thousand people have been cyber cheated during this time. In view of this increasing criminal activity, the department has issued an advisory to be cautious and has also identified many new methods of fraud. In such a situation, let us now tell you that whether men or women, cyber thugs make them their victims the most and what has come to light in the shocking statistics.

Are women and teenagers the most victims?

According to the data of the Department of Telecommunications, out of the total victims of cyber fraud, 28 lakh 74 thousand are women and teenagers. Fake profiles on social media, luring of sending gifts, demanding money in the name of gaming and threatening to make private chats public are the main methods of cyber thugs. Due to which these groups are targeted. In view of this increasing threat, the Department of Telecommunications has also issued guidelines to take precautions.

How do swindlers trap you?

Cyber ​​​​thugs usually make friends with people by creating fake profiles on social media. After this they send gifts or demand money in the name of customer charges. Apart from this, cyber thugs lure teenagers to win the game and threaten to make the video or chat public. At the same time, cyber fraudsters also blackmail people by taking details like Aadhaar, photo or address.

What are the new methods of cyber fraud?

To cheat the common people, cyber thugs are now resorting to digital arrest, WhatsApp hacking, friendship by posing as a foreign woman, e-KYC fraud, QR code scan, screen sharing, blackmail in the name of porn search history and cheating on the pretext of job, loan, government schemes. Cyber ​​fraudsters take advantage of people’s fear, greed and personal details. According to experts, every tenth person is becoming a victim of cyber crime.

How to avoid cyber fraud?

• To avoid cyber fraud, do not chat with unknown people.
• Do not trust anyone selling expensive gifts.
• Keep in mind that courier customs never ask for money over the phone.
• Do not share address, Aadhaar, photo-video
• As soon as you receive a threat, understand that it is a cyber fraud.
• Report suspicious numbers to 1930 or Sanchar Sathi app.
• Those showing fear of FIR or arrest should immediately contact the police station.
• Avoid free Wi-Fi and very cheap online offers.
• As soon as cyber fraud occurs, call 1930 immediately.

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Cyber ​​crimes are continuously increasing in India and misuse of technology is making criminals more capable than before. In this environment, the case of a 57-year-old female software engineer came to light, who was trapped in a long digital scam by criminals by putting her under psychological pressure, false allegations and video surveillance for months. The fraud began in September 2024 and continued for six months, in which the criminals misled the victim by posing as DHL officers, Mumbai Police and later CBI officers.

The incident escalated when the victim was informed that a parcel sent in her name had been intercepted in Andheri, Mumbai. The caller claimed that several passports, credit cards and banned drugs were found in the parcel. When the woman refused, she was threatened that her identity had been linked to this case and the case was registered under cyber crime. As soon as the call was transferred to the so-called CBI officer, the story became more serious.

Digital Arrest Scam Strategy of Fake CBI Officer

From the very beginning, the fake CBI officer made the victim believe that there was evidence against her and if she did not cooperate, she would be immediately arrested. She was also told that her house was being watched and that giving information to anyone could cause harm to the family. This atmosphere of fear gradually completely dominated his decisions.

digital arrest scam skype video surveillance

After this, the victim was instructed to create two new Skype IDs and remain on video calls continuously. The criminals, who spoke under different names, kept watching her 24 hours a day, telling her who she could talk to and where she could go. This surveillance gradually turned into a digital captivity.

How the demand for money increased in digital arrest scam

The talks reached financial information from October 2024. The victim was explained that she was under investigation and would need to send her money for “verification.” Gradually he started withdrawing his deposits and made many transactions between banks. Within a few weeks, a total of Rs 31.83 crore was sent through 187 transactions in the name of processing, tax and security fees. This is considered to be one of the biggest cyber fraud faced by any person in India.

Mental impact due to digital arrest scam

Constant video surveillance, the stress of not being able to talk to anyone and the fear of arrest made the victim extremely mentally weak. His daily routine was limited to the orders of the criminals, due to which his self-confidence and emotional balance was broken. He required medical treatment after the incident.

How to build trust in digital arrest scam

From time to time, the criminals sent fake documents, scanned copies and fake clearance letters assuring him that the money would be returned in February 2025 after the completion of their investigation. Later this date was extended till March and finally the criminals disappeared completely. This deception deeply hurt the victim’s emotions, family and financial security.

Digital Arrest Scam FIR
The victim lodged a complaint in June 2025. Now Bengaluru Police is investigating this matter and considering it as a serious cyber racket linked to interstate and international networks. The investigating agencies are monitoring the digital evidence, call routes and Skype ID with the help of which the criminals committed such a huge crime.

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If you click on the link given after watching a video on YouTube, you can become a victim of malware. Actually, security researchers have detected a major malware campaign running on YouTube, which is being called YouTube Ghost Network. This network was infecting people’s systems with malware by making fake tutorial videos and through stolen channels. Recently, Check Point researchers have exposed this.

How did this network work?

According to media reports, this network used to operate through thousands of videos teaching software etc. With these tutorial videos, hackers used to talk about providing cracked version of any software like Microsoft Office. In the video, viewers were asked to download the file from Google Drive or Dropbox. As soon as a viewer downloads a video from these links, malware gets installed in his system. With its help, hackers used to steal passwords, cookies and logins etc. stored in the system.

Fake comments were made to gain confidence

The hackers had made complete arrangements to make the entire system appear trustworthy. For this, he used to make such fake comments under the video, which looked real. Passwords to open the files were also given in the comments, so that people would feel that other people were also downloading and using these files. This entire network worked in an organized manner and as soon as one channel was deleted, another one was created. Apart from this, they also used to trap people by posting such videos from stolen YouTube channels.

Be careful to avoid such scams

Nowadays many types of scams are going on on the internet. Therefore, do not click on any link sent or suggested by any unknown person. The best and safest defense is to stay away from luring links of free or cracked software. A little greed can cause big harm to you.

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Gopalganj Police of Bihar has arrested three suspects while taking major action against cyber fraud. These people used to cheat people in different ways for a long time. Kavilaspur police station had taken this action on the night of 17 October. In which cash and ATM cards and documents worth more than one crore were recovered.

According to the police, this gang was active for a long time. This is the biggest recovery till date. The search for other members of this gang is going on.

Used to get money in different bank accounts

DSP Avantika Dilip Kumar told that the person whose house was raided, earlier used to run a tea shop. Preliminary investigation has revealed that this gang used to send money to different bank accounts through cyber fraud and then made transactions in the form of cash. Police suspect that many other people are involved in this network, the search for whom is going on.

One crore cash and 85 ATMs recovered

Police seized a total of Rs 1,05,49,850 in cash from a house. 85 ATM cards, 75 bank passbooks, 28 checkbooks, Aadhar cards, two laptops, three mobile phones and one car were also seized. Three suspects have been detained from the spot, whom the police are continuously interrogating. The gang was carrying out fraud by making fake calls, online fraud and obtaining account details. Police have started collecting transaction information of accounts through seized ATM cards and passbooks. Cyber ​​cell and local police station are together investigating the gang’s network.

The DSP said that this seizure is one of the biggest operations so far and many important clues have been found in the initial investigation, coordination is also being done with other districts and cyber crime units for further action.

Arrests may increase

Police say that many more arrests can be made in this case and accounts related to different parts of the country are also being investigated. During interrogation of the three arrested accused, information about other members associated with the network is being collected.

Online Investment Scam: A person should take any big decision only after thinking carefully. Often, when we get lured by something that looks attractive from outside, we end up doing something due to which we have to give up later. Something similar happened with a person from Chandigarh, who lost Rs 15 lakh in an investment scheme.

It is a matter of Chandigarh

Bhanu, a resident of Sector 14, first came to know about this scheme on June 3 through a telegram from a person named Prashant Shri. He claimed that he could help her earn money easily through a trading platform, where on an initial deposit of Rs 10,999, she would get returns of Rs 3,000 to Rs 5,000 per day.

gradually increased trust

Bhanu could not stop himself after hearing about this tempting offer. He immediately transferred the money. The surprising thing was that he immediately got back the profit of Rs 15,000. He felt that the scheme had some merit. Now he kept investing money again and again because he was confident.

This continued for the next few weeks and Bhanu deposited Rs 15.17 lakh through transactions, but now when the turn came to get profits, the story changed.

This is how I realized I was a fraud.

When Bhanu asked for the money back, Rs 2.44 lakh was taken from her in the name of ‘verification fee’. Bhanu did not argue much because she felt that she was going to get a huge amount, so she paid the money. But this time also when the money did not come, Bhanu started feeling that there was something black in the pulses. The apps and links which earlier showed great returns, all turned out to be fake.

When Bhanu realized that she had been defrauded, she lodged a complaint at the Cyber ​​Crime Police Station in Sector 17. At present, the bank accounts used in the fraud are being traced. The culprits have not been found yet.

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