Wakefit Innovations IPO is a book build issue worth ₹1,288.89 crore. The issue is a combination of fresh issue of 1.93 crore shares, aggregating to ₹377.18 crore and offer for sale of 4.68 crore shares, aggregating to ₹911.71 crore. Wakefit Innovations IPO will open for subscription on December 8, 2025 and close on December 10, 2025. The allotment of Wakefit Innovations IPO is expected to be finalized on December 11, 2025. Wakefit Innovations IPO will be listed on BSE and NSE, the probable listing date of which has been fixed as December 15, 2025. The price band of Wakefit Innovations IPO has been fixed at ₹185.00 to ₹195.00 per share. The lot size for an application is 76.

Flywings Simulator Training IPO is a book build issue worth ₹57.05 crore. The issue is a fresh issue of 0.25 crore new shares, having an aggregate value of ₹47.99 crore, and an offer for sale of 0.05 crore shares, having an aggregate value of ₹9.05 crore. Bidding for Flywings Simulator Training IPO will open for subscription on December 5, 2025 and will close on December 9, 2025. The allotment of Flywings Simulator Training IPO is expected to be finalized on December 10, 2025. Flywings Simulator Training IPO will be listed on NSE SME, with a tentative listing date of December 12, 2025. The price band of Flywings Simulator Training IPO has been fixed at ₹181.00 to ₹191.00 per share.

Do you also want to create a strong education corpus for your child’s education? In today’s world, mere savings are not enough – it is very important to understand Education Inflation. The current education inflation in India is 11–12% and in some sectors it even reaches 15%. This is the reason why in 2010 the fee for MBA or Business School was only Rs 1 lakh per year, in 2024 it has increased to Rs 5 lakh and in the next 10 years this fee is expected to reach Rs 15 lakh. Similarly, there is a rapid increase in the fees of MBBS and Engineering also. Because seats are less and students are more, competition increases and expenses also increase. IITs and IIMs have also increased their fees by almost 300%. School education is also not untouched by this. The fees of private schools in metro cities, including those for age 3 to 17, today reach around Rs 30 lakh, and in the next 10 years it may increase to Rs 90 lakh. In such a situation, if you include the child’s school + college education, you will need a corpus of Rs 1.2 crore to Rs 2.5 crore. Therefore, start a SIP of Rs 30,000 today and create a fund of Rs 2 crore in 15 years with 15% expected returns.

What if your insurance changes itself according to your lifestyle? Sometimes it gives more protection, sometimes it increases the savings, and that too from India’s most trusted company LIC! In this video, we will talk about LIC’s two exciting new plans – Protection Plus and Bima Kavach – which have been designed keeping in mind your needs, your earnings and the security of your family. Protection Plus is a Linked Savings Plan, where you get the triple benefit of Life Cover + Market Growth + Savings. Facility to increase or decrease Sum Assured, Top-up Premium Option, Partial Withdrawal after 5 years and most importantly – Mortality Charges back on maturity! Whereas Bima Kavach is a Pure Risk Plan which is like a strong security cover for every family. It offers Fixed and Increasing Sum Assured, Coverage up to 100 years, Lump Sum or Installment option, Cover Increase on Marriage/Childbirth and Lower Premium for Women and Non-Smokers! If you want an insurance that will support you today and in the future too, then do not miss this video.

Do you know that your PPF account can be extended not just for 15 years but for lifetime? And if extension is done properly, your tax-free interest will also never stop! In this video, we will tell you the Extension Rules of PPF, the right method, and the mistake which can stop your earning. PPF account matures in 15 years and after that there are two ways to increase it: 1- Extension by Contributing (block of 5 years) If even after maturity you want to deposit money every year, then you will have to extend PPF in a block of 5 years by giving a written application. With this, both your 7.1% interest and tax benefits continue. 2- Auto Extension (without deposit) If you do not do anything after maturity, then PPF gets extended automatically. In this, you can withdraw money once every year, but if you do not make any deposit for a year, then you will never be able to make it a deposit account later. The most important thing – you can increase PPF unlimited times, in blocks of 5-5 years! Just remember to submit the Extension Form within 12 months of maturity.

IndiGo has canceled more than 1,300 flights since December 2, and thousands of passengers are facing a lot of trouble. Airlines sometimes refuse to give refunds, but can they really do so? In this video, we understand the rules of DGCA in simple language and tell what is your real right in case of flight cancellation or delay. If your flight is cancelled, it is mandatory for the airline to provide a full refund. According to the notifications, you get refund, alternate flight and in some cases even compensation — ranging from ₹5,000 to ₹10,000! Airlines must provide meals, refreshments, hotel stays and transportation even when there are flight delays — but when? How much? Whom? All these things have been explained step-by-step in this video. IndiGo has called its cancellations “unavoidable” — but passenger rights are still clear.

Luxury Time IPO is a book build issue of ₹18.74 crore. The issue is a combination of fresh issue of 0.18 crore shares, aggregating to ₹15.00 crore and offer for sale of 0.05 crore shares, aggregating to ₹3.74 crore. Luxury Time IPO will open for subscription on December 4, 2025 and close on December 8, 2025. The allotment for the Luxury Time IPO is expected to be final on December 9, 2025. Luxury Time IPO will be listed on BSE SME and the tentative date of listing has been fixed as December 11, 2025. The price band of Luxury Time IPO has been fixed at ₹78.00 to ₹82.00 per share.

Western Overseas Study Abroad Ltd. The IPO is a fixed price issue of ₹10.07 crore. The issue is entirely a fresh issue of 0.18 crore shares worth ₹10.07 crore. Western Overseas Study Abroad Ltd. The IPO will open for subscription on 4 December 2025 and close on 8 December 2025. Western Overseas Study Abroad Ltd. The allotment of the IPO is expected to be finalized on December 9, 2025. Western Overseas Study Abroad IPO will be listed on BSE SME, the probable listing date of which has been fixed as 11 December 2025. Western Overseas Study Abroad Ltd. The price band of the IPO is ₹56.00 per share.

Russian President Vladimir Putin is visiting India on October 4 and this visit of about 30 hours is considered very important for Global Politics and Trade. This will be his first visit to India after the Ukraine War, in which major decisions on Trade Agreements and Defense Cooperation are possible. In such a situation, the eyes of the world are on which direction India will move amidst Geopolitical Tensions, Tariffs War and changing Global Alliances. Trade Tariffs have been the most important aspect of this whole story. In April, additional tariffs were imposed on more than 100 countries including India and due to buying discounted crude oil from Russia, the pressure of 50% extra tariffs on India increased further. US President Trump continues to warn that India will face severe punishment if it increases trade with Russia. For this reason, India reduced oil purchases from Russia to a great extent, whereas this trade used to give Indian companies a profit of more than Rs 1 lakh crore every year and the Rupee-Ruble Settlement also strengthened the foreign reserve. Now the future of Russian Oil Purchase is also in trouble. Trade numbers of India and Russia also show a big difference. India’s exports to Russia are only US$4.9B while imports reach US$63.8B. With 80–90% of trade in commodities like Crude Oil and Fertilizers, the trade deficit increases manifold. If we look at India-US trade, Export is US$87.3B and Import is US$41.5B, which makes US India’s largest and high-value trade partner. Despite this, India is working on creating new trade alliances. After the Shanghai Summit, there have been signs of improvement in India-China economic relations and regulations are being eased for Chinese firms in many sectors, and work is also going on to increase India’s exports in IT and Biomedicine.

Rising inflation in India, cheap loan options and changing lifestyle have pushed the Indian middle class into deep debt. According to the latest RBI data presented in Parliament, Home Loan, Personal Loan, Vehicle Loan and Credit Card Outstanding are continuously increasing rapidly. The total figure of housing loan has increased to more than Rs 39 lakh crore in FY 2023–24. The boom in real estate is considered to be the biggest reason for this growth. With this, the figure of Non-Housing Loans, which includes Personal Loan, Credit Card Outstanding, Education Loan and Vehicle Loan, has now crossed Rs 74 lakh crore. This situation shows that now EMI based lifestyle has become a part of common families in India. On the other hand, Net Household Savings of families has remained only 5.3 percent of GDP, which is the lowest level in the last 50 years. This decline is a matter of concern and raises questions about the economic condition of the middle class. The increasing use of facilities like Buy Now Pay Later among the youth can further increase the personal loan segment and total loans in the future. In this video we understand in detail how this economic change is affecting the financial security of the Indian middle class and what its impact may be in the coming years.