Pakistan Foreign Loan Rises: Neighboring country Pakistan may have somehow escaped from the brink of bankruptcy two years ago, but its economic condition still remains extremely critical. Dependent on the help and loans of international organizations, Pakistan is continuously taking foreign loans to manage its economy and meet the basic needs of the people. The situation is so serious that despite the special relief package received from the International Monetary Fund (IMF), if it does not get new loans from time to time, a famine-like situation may arise in the country. This has been revealed in the report of Pakistan’s leading newspaper ‘Dawn’ itself.

Pakistan’s increasing debt

According to the report, between the first five months of the current financial year i.e. July to November 2025, there has been an increase of about 14 percent in the loans and grants taken by Pakistan from foreign countries and this amount has increased to $ 3.032 billion, whereas in the same period last year it was $ 2.667 billion. During this period, there was a sharp increase of 46.2 percent in foreign debt and it reached 2.521 billion dollars, while there was a huge decline of 43 percent in grants and it came down to just 54 million dollars.

In the month of November alone, Pakistan took a foreign loan of $ 511 million, which was more than the $ 471 million taken in October, although it was about 46 percent less as compared to November 2024. It is noteworthy that earlier this month, IMF had approved additional assistance of 1.2 billion dollars to Pakistan, but this amount has not been included in the current debt figures.

No relief even from IMF package

The Government of Pakistan has set a target of raising a total of $19.9 billion in foreign funds in this financial year, which is slightly less than last year’s $19.4 billion. After receiving the new installment of $1.2 billion from the IMF, the total amount Pakistan will receive from this international organization will increase to $3.3 billion.

However, along with the relief, the IMF has also increased the pressure on Pakistan and asked it to accept 11 new conditions in exchange for monetary support, taking the total number of conditions imposed in the period of 18 months to more than 64. These conditions include important issues like curbing corruption, tax reforms, transformation of power and energy sector, administrative reforms and better governance, which show that the path to improving Pakistan’s economic health still remains very difficult and uncertain.

Dependence on foreign loans

The latest financial assistance received by Pakistan from the IMF has come at a time when its economy is becoming completely dependent on foreign loans and international aid. Even though Pakistan may have technically been saved from bankruptcy in the year 2023, even after that no concrete improvement has been seen in the situation. Increasing current account deficit, weak foreign exchange reserves, high inflation and continuously falling value of rupee have further weakened the economic foundation of the country. The situation is that today Pakistan has become one of the most indebted countries in the world after Argentina and Ukraine.

The growing gap between the government’s income and expenditure, weak tax collection system and persistent deficit in the energy sector are deepening its financial troubles. The loan from the IMF provides short-term relief, but the strict conditions imposed in return increase the burden on the general public, which include subsidy cuts, tax increases and inflation. In such a situation, experts believe that if Pakistan does not work seriously on structural reforms and does not make a strategy to get out of the debt-based economy, then its economic situation may become more fragile in the coming years.

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IMF on Pakistan Economy: The economic plight of the neighboring country Pakistan is no longer hidden from anyone. The economy of neighboring country Pakistan has been facing serious crisis for a long time due to continuously increasing debt, falling currency, inflation and sharp decline in investment. Meanwhile, the International Monetary Fund (IMF) in its latest assessment has once again presented the real situation of Pakistan before the world.

IMF exposed

According to the IMF, Pakistan may have achieved short-term stability, but its economy is still badly affected by serious factors such as heavy debt pressure, weak investment climate and sluggish employment growth. This report came out when IMF announced to release a new installment of about 1.2 billion dollars to Pakistan.

The IMF estimates that Pakistan’s economic growth could reach 3.2 percent in 2025-26, which is slightly better than 2.6 percent in the previous fiscal year, but this growth is almost equal to the population growth rate of Pakistan’s population of more than 240 million — about 2.55 percent.

slow pace of per capita income

In such a situation, the pace of economic improvement on the basis of per capita income appears to be very slow. At present, Pakistan’s per capita income is around $1,677, which shows a situation of economic stagnation rather than stability.

At the same time, the severe inflation of 23.4 percent in 2023-24 has definitely come down to 4.5 percent in 2024-25, but IMF estimates that it may increase to 6.3 percent in 2025-26. Rapid population growth, limited resources and political instability are deepening Pakistan’s economic challenges, making the country’s financial revival look extremely difficult.

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India’s GDP has once again done wonders. According to the data of the National Statistical Office, in the second quarter (July-September) of the financial year 2025-26, India’s economy has performed better than expected and recorded a strong growth rate of 8.2 percent. India’s performance is being discussed in Pakistan also. Pak expert Tahir Gora has congratulated India for this and expressed embarrassment over the condition of his country.

Tahir Gora said that India is developing at a growth rate of 8.2 percent and Pakistan is counting how many operations were conducted against terrorism. He said that Pakistani Army spokesperson is saying that from November 4 to November 28, 4,910 operations were conducted against terrorism. Tahir Gora said that see the difference between the two countries that India is noting its growth rate at a record level with 8.2 percent and Pakistan is counting terrorism related operations.

He said, ‘The whole world is surprised to see this growth rate of India. US President Donald Trump had said that India’s economy is dead and India’s leader of opposition Rahul Gandhi was also saying that yes our economy is far behind, but now the whole world and even the Indians themselves are surprised to see this figure.

Tahir Gora said that Indians were expecting that even if the growth rate is around 6.7 percent then it is a big thing, even then it is more than the whole world, but India comes at a growth rate of 8.2 and here the spokesperson of Pakistani Army is counting the operations against terrorism. He said, ‘I was telling repeatedly that I was not able to count these operations. I thought this figure would be in hundreds, yet I was not able to count them. Now the Army spokesperson says that 4,910 operations were conducted i.e. hundreds of operations were being conducted in a day. These are the circumstances.

Tahir Gora said that two couplets are coming to his mind on this condition of Pakistan. These couplets are by Punjabi Urdu poet Baba Abeer Abbu Zari of Pakistan. These are the couplets – ‘Every day there are explosions in some cities, there is continuous chaos in my country. We did not even invent anything, their wonders are visible continuously. These are the couplets that Pakistanis can sing.

Tahir Gora said, ‘Congratulations for India’s growth rate of 8.2 percent and it is beyond my understanding as to what I should congratulate Pakistan for. Should I congratulate him for the calculations he is making?

Pakistan’s efforts to manage its economy have suffered a major setback. The International Monetary Fund (IMF) has raised serious questions on the functioning, transparency and structure of Pakistan’s Special Investment Facilitation Council (SIFC). This council was formed under the leadership of Army Chief Field Marshal Asim Munir, so that foreign investment could be brought into the country, but according to the IMF, it has not yet been able to achieve its goals.

IMF’s displeasure
The IMF has demanded from the Pakistan government that the annual report of SIFC should be made public, in which it should be clearly stated how many investments it brought and on which projects work was done. IMF says that this institution is working without any constitutional status and is not capable of taking responsibility for its decisions.

SIFC failed on foreign investment
Even after three years, SIFC has failed to bring any major foreign investment. Many foreign companies have closed their businesses from Pakistan, which include big companies like Pfizer, Procter & Gamble, Shell, Telenor, Careem, Sanofi-Aventis, and Eli Lilly.

Concern over increasing military interference
The role of the army in SIFC is quite prominent. IMF and economic analysts have expressed concern about this. He says that if wrong economic decisions are taken then no organization will take responsibility for it.

economic condition of pakistan
After the departure of Imran Khan government, Pakistan’s economy is continuously becoming weak. Inflation is increasing in the country, foreign exchange reserves are decreasing and the rupee is continuously weakening.

SIFC official himself admitted shortcomings
Council’s National Coordinator Lieutenant General Sarfaraz Ahmed has also admitted that policies like heavy taxes and super taxes are hindering economic development. He said that Pakistan will have to improve its economic model and investment policies.

Now what next?
SIFC was created to bring foreign investment so that there is speed and transparency in decisions, but now after the displeasure of IMF, there is pressure on the Pakistan government to make major reforms in this institution or change it completely.

Pakistan seems to be stuck in a bad phase of economic recession. It is facing a serious food crisis due to rising prices, which is due to the increasing gap between demand and supply of essential commodities. This has come to light in a new report. According to a report by Directus.gr, the prices of wheat, the primary source of food and nutrition for most of the population, have seen a 30-50 percent increase in just one month.

According to the report, ‘This has further increased the difficulties of the common people in Pakistan, who were already affected by the rising cost of living and the economic instability of the country. In September 2025, the Consumer Price Index (CPI) saw an increase of 5.6 percent on a year-on-year basis. Rising food inflation has led to reduction in consumption of meat and expensive items like tomatoes. People have expressed anger over the government’s failure to control food inflation, which has made their livelihood difficult.

State Bank of Pakistan’s estimate failed

Experts estimate that the overall inflation figures will be higher than the estimates of the Islamabad government and the State Bank of Pakistan (SBP). It is noteworthy that Pakistan Finance Minister Mohammad Aurangzeb had said that the government is committed to price stability. However, the report said that people claimed that the government measures were only symbolic, which did not stop overcharging.

Pakistan’s economy affected by devastating floods

The Islamabad government has also blamed the floods for low agricultural production and skyrocketing prices of food items. According to experts, food inflation is likely to remain high due to floods and supply chain disruptions. Pakistan’s economy has been hit by devastating floods, which has affected agricultural production and rekindled inflationary pressures. The World Bank has projected only 2.6 percent GDP growth for Pakistan in 2025-26.

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Indian economy: us President Donald Trump Heavy of-Barkam Tariff on India’s economic status Worry Has born All Indians fear that America’s tariff policy will not slow down the pace of economic development of India. Many about India Reports Has come, which have answers to all these questions and They It is that these tariffs are not going to have any effect on India’s development. Recently global counseling company EY A report issued that India said to the purchase power equality by the year 2038 (Ppp) Based on it can become the second largest economy in the world.

EY Before Goldman Sachs Also has released a report on the economies of India and Pakistan, in which it was told that when India becomes the second largest economy in the world, Pakistan will be at number six and both will be at number six. GDP There will be a difference of more than four times. India is the fourth largest economy in the world today, but in a few years it will reach third and second place. At the same time, Pakistan is at number 41.

Presentation

• Of India GDP: 4.187 Trillion Dollar
• Pakistan’s GDP: 377 Billion Dollar
• India’s economy is about 9 times bigger than Pakistan

Estimation of years to come
Goldman Sachs According to the report, by 2075, India will be the second largest economy in the world after China. At that time of India GDP 52.5 Trillion Will reach the dollar. Pakistan 12.3 compared to this Trillion Will be at number six with the dollar economy.

Pakistan will take 30 to reach India’s level today-35 Year
According to the report, Pakistan’s current GDP (4.1 Trillion It will take 30 to 35 years to reach the dollar) itself. Pakistan’s by 2050 GDP 3.3 Trillion Dollar and 6.1 by 2060 Trillion It is estimated to reach the dollar. That is, it is clear that even in the next 50 to 70 years, Pakistan will not be able to match India financially.

This year, India has left Japan behind and has come at number four. Many reports have estimated that by 2028 India will also lead Germany and will reach the third number. At present, the world’s largest economy is America, then China, Germany, India and Japan.

Pakistan economy: Credit rating agency S&P Global on Thursday increased Pakistan’s Sovereign Credit rating from ‘CCC+’ to ‘B-‘. With this, Pakistan’s Outlook was kept ‘stable’. The agency said that Pakistan’s economy and foreign exchange reserves have improved after the bailout package from the International Monetary Fund (IMF). S&P said that this financial help given to Pakistan will not only help it to fulfill its responsibilities, but will also help in paying debt in the next 12 months.

Pakistan pressed under the burden of debt

Pakistan has to pay a loan of $ 25-27 billion taken from China, Saudi Arabia and the United Arab Emirates in the next 12 months. Apart from this, Pakistan also has to pay the foreign debt being matured in the next 12 months. Also, an interest of $ 30.35 billion is also to be repaid on the loan taken.

S&P says that Pakistan’s ‘stable’ outlook is in accordance with our expectations, which shows that economic reforms continue and the government’s efforts to increase revenue are also going on. However, on the growing border dispute with India, the agency warned that this could have a negative impact on Pakistan’s credit rating.

Pakistan’s appeal to Moody’s

Here, Pakistan is still out of the global capital markets due to poor credit ratings. Last week, Finance Minister Muhammad Aurangzeb appealed to the US rating agency Moody’s to improve Pakistan’s credit rating and help him in his return to the International Capital Market.

Pakistan’s economy improves

Pakistan’s economy has also improved in recent times. According to Asian Development Bank (ADB) new report Asian Development Outlook-July 2025, Pakistan’s economy has gained 2.7 percent in FY 2024-25. In this report, Pakistan’s economic performance was described as encouraging and the credit for improving the comprehensive economic stability was given to the continuous decline in inflation and the low price of things needed.

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When Pakistan is on the verge of economically destruction, the field marshal and military head Asim Munir of Pakistan are living in a completely different world, where he is surrounded by all kinds of glory and unlimited ways of resting. Yes … Pakistan’s Field Marshal and military chief’s proposed diplomatic visit to Sri Lanka from July 20 to 23 is going to be similar. In which Asim Munir is going to celebrate his royal holiday with the hard earned money of common citizens of Pakistan.

Asim Munir’s visit to Sri Lanka will be full of luxury

On the one hand, inflation is breaking the back of the poor people of Pakistan and the government of the country is begging in front of those who give foreigners. At the same time, this visit of Pakistan’s military head Asim Munir seems like a visit to a billionaire tourist. Where, Asim Munir will travel by a special aircraft. Apart from this, he will be welcomed with Ceremonial Bike Escorts, he will enjoy the luxury city tour and will also perform several helicopter rides on Sri Lanka’s famous Sigiria Rock Fortress and Adams Peak.

Pakistan ministers will not get five star facilities

Apart from this, arrangements have been made to stay in Colombo’s most top -class five star hotels for their stay in Sri Lanka. On the other hand, Pakistan has denied its ministers of such facilities. The Pakistani government has banned foreign visits of its ministers under Austerity Diktats. His five-star hotels are banned on stay and all other non-essential expenses are completely banned, but these rules probably do not apply to the top officers of the country’s army.

Asim Munir is far away from the country’s economic crisis

However, this is not the first time that Asim Munir has come under criticism to show off his privileges. Earlier, it was claimed in several reports that he appeared shopping in a high-end mall in the US before meeting US President Donald Trump.

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Considering India as its enemy, the condition of Pakistan, which is getting worse day by day, is getting worse day by day. How a delicate situation of Pakistan has become standing in front of countries around the world including IMF, it can also be gauged from the fact that the people there are strong to live in a state of kangali. Recently, there was a report of the World Bank, in which it was warned that about one crore people in Pakistan can go below the poverty line this year.

Amidst all this, now inflation in Pakistan is continuously increasing. That is, on the one hand, where the financial condition of Pakistan is getting worse, on the other hand, Pakistan’s PM Shahbaz Sharif is seen struggling to save the economy of his country.

Inflation in Pakistan

The government of Pakistan has put the burden on the public by increasing the prices of petrol and diesel. Petrol PKR has been increased 4.80. After this, petrol in Pakistan has now increased to Rs 258.43 per liter. Similarly, now high speed diesel has also been increased PKR 7.95. After this, the price of diesel in Pakistan has been skyrocketed to Rs 262.59 per liter. These new rates on petrol and diesel have been implemented for the next fifteen days.

Bad condition of Pakistani public

Significantly, this step from Pakistan has been extended to take another bailout package from the IMF. Its purpose is to please the International Monetary Fund. The increase in the prices of petrol and diesel will have a direct impact on the living of the general public. Actually, the IMF is now imposing its arbitrary conditions on Pakistan, because it knows that Pakistan has no other option but to not believe it.

This is the reason that recently, the IMF proposed to increase the additional two rupees on petrol and diesel for cash payers. While a discount of Rs 2 was also proposed on digital payment. Also, carbon tax was also proposed by the IMF above Gosoline, diesel and petrol powered vehicles.

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India-pakistan: India and Pakistan may be the neighboring countries of each other, but there is a difference of ground and sky between the conditions of both. A new data of the World Bank has revealed that in the last ten years where poverty in India has decreased on a large scale. At the same time, Pakistan is surrounded by economic troubles.

NDTV, quoting the World Bank’s data, said in its report, where India’s development model focused on growth and poverty removal, while Pakistan drowned in increasing debt due to financial mismanagement. Financing of terrorism related activities also continued to grow here.

Increasing poverty in Pakistan

The World Bank has recently placed the global poverty line between $ 2.15 to $ 3 per person to find out economic conditions and inflation. India’s speed towards development on this high benchmark was also worth seeing.

According to the World Bank’s Poverty and Shared Prosperity report, excessive poverty in India has come down from 27.1 percent to 2022 in 2012 to only 5.3. The number of people living in excessive poverty in the country has come down from 344.47 lakh to 75.24 lakh in 2022-23 in 2011-12. That is, there has been a decrease of 269 lakhs, which is more than the entire population of Pakistan.

Pakistan’s economy on debt dependent

In contrast, the ratio of its population in excessive poverty between 2017 and 2021 in Pakistan increased from 4.9 percent to 16.5 percent. The comprehensive poverty rate on the basis of income of $ 4.2 per day increased from 39.8 percent to more than 44.7 % in 2021.

Pakistan’s economy is very much dependent on the assistance from other countries and loans of foreign banks. Pakistan has taken a $ 25 bailout package of $ 44.57 billion from IMF. Apart from this, a loan of $ 38.8 billion has been taken from the World Bank, Asian Development Bank and Islamic Development Bank.

Along with this, Pakistan has also taken more than $ 25 billion loans from China. It also has $ 7.8 billion $ Eurobond and Sukuk borrowings. Pakistan has also got financial assistance from countries like Saudi Arabia, UAE and members of Paris Club.

The army is the doer of politics and economy

Speaking to NDTV, Ajay Bisaria, who was India’s high commissioner in Pakistan, said, “The world cannot solve the problem of Pakistan until the problem of being present in a large number of Pakistani army in politics and economy. Resource allotment work in Pakistan is in the hands of the army, so the funds to be sent are misused by the army and in the construction of terrorist system. All donors should be aware of data which shows that only Pakistan’s army is flourishing with the bailout package.

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