PM Jeevan Jyoti Bima Yojana: Even today there are many families in the country whose income is very low. In such a situation, if the earning member of the family dies suddenly. So the whole family comes into financial trouble. In such a situation, the government has started a scheme to provide relief to the people. Its name is Pradhan Mantri Jeevan Jyoti Bima Yojana. This scheme was started by the Central Government in the year 2015.

So that poor and middle class people can also avail the benefits of insurance. Under the scheme, any person can get insurance cover up to Rs 2 lakh by paying a premium of just Rs 436 annually. This amount is given to a person’s family or nominee after his death. Let us tell you who and how can apply for this scheme.

What are the benefits of this scheme?

Pradhan Mantri Jeevan Jyoti Bima Yojana is very good for the poor and needy class. Persons between 18 to 55 years of age can apply for the scheme. To join this scheme, you have to pay a nominal premium of Rs 436 every year. This amount is automatically auto-debited from your bank account.

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Under this scheme, one year term life cover is available, which is valid from 1st June to 31st May. If the person dies during the insurance period. So an amount of Rs 2 lakh is given to his nominee. This amount can prove to be a big relief for the family. By receiving the insurance amount, children’s education, household expenses or other important needs can be met.

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How can one apply for the scheme?

It is very easy to apply for Pradhan Mantri Jeevan Jyoti Insurance Scheme. For this you do not need any agent or middleman. You can apply directly by visiting your nearest bank branch. You will have to fill the form of this scheme in the bank and submit some important documents. These include Aadhar card, identity card, bank account passbook, mobile number and passport size photo. After the application, your insurance is activated by the bank and the fixed premium is automatically deducted from the account every year.

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PM jeevan jyoti bima yojana: In today’s time, carry out economic security. It has become very important for everyone. Life is very uncertainty, in such a situation, when with whom, where it can not go and this is the reason why many people carry life insurance to avoid the 19th seven. So that if someone comes there, then after that their family members can get financial assistance.

One such insurance scheme of the government is in a lot of discussion these days. In which you can take insurance benefit of up to Rs 2 lakh by depositing only 436 rupees. This scheme is especially beneficial for those who want to ensure the safety of themselves and the family. But they are not in a position to pay much premium. Let us tell you complete information about this scheme.

Who will get profit in profit scheme?

Pradhan Mantri Jeevan Jyoti Bima Yojana has been implemented to give the benefit of cheap insurance scheme to the poor and needy people of the country. The scheme started in 2015 and its objective is to provide financial security to the common citizens at the time of accidental death or accident.

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Under this scheme, an insurance cover of up to Rs 2 lakh is available by depositing a premium of just Rs 436 annually. To get benefits, the age of the beneficiary should be between 18 and 50 years. If the insured dies in the plan. So his family will get a claim of up to Rs 2 lakh.

How to apply for the scheme?

It is very easy to apply under PM Jeevan Jyoti Bima Yojana. For this, you have to go to your bank branch first. In the bank, you have to fill the application form and give information about your Aadhaar card, age proof and bank account. After this, you have to pay a premium of Rs 436 annually. After this, you can get the premium cut by making an auto debit from the account.

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Which you can fill with cash/check in online net banking, UPI or branch. After submitting the application, the bank will give you a policy number. Which will work as an insurance proof and will be necessary for any claim in future. While applying, keep in mind that all documents are correct and updated. So that there is no problem in the claim process.

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