Jan Dhan Account KYC: 10 years of Pradhan Mantri Jan Dhan Yojana (PMJDY) have been completed. According to the rules of the Reserve Bank of India (RBI), it is necessary to do KYC (Know Your Customer) every year after opening a bank account. In such a situation, if you also have a Jan Dhan account in a bank, then get your KYC instant. For this, there is a deadline till September 30. If KYC is not done, the bank can close your account. In such a situation, you may have trouble getting government subsidy.

This purpose was started

Pradhan Mantri Jan Dhan Yojana was started in the year 2014. This aim was to open a bank account of economically weaker people and provide benefits of government schemes to them. People from cities as well as rural areas were also added to it. There is no need for minimum balance in the account under Pradhan Mantri Jan Dhan Yojana. The account holder can also take advantage of overdraft. That is, even if there is no money in the account, the account holder can still withdraw money from the account. Its limit is fixed and the bank takes interest on the money withdrawn in the form of overdraft.

What is ReikayC and why is it necessary?

The accounts opened in 2014-2015 will have to be re-KYC because the KYC validity of these accounts is ten years. This process is necessary to keep the account active. It is also very easy to get REKYC, in which you give your updated information to the bank such as your current address, name, updated photo, etc. This helps to prevent fraud and ensure smooth operation of banking services. Government banks across the country are organizing camps in all gram panchayats from 1 July to 30 September, 2025. Under this, KYC is being done from house to house. So far, camps have been organized in about 1,00,000 gram panchayats and millions of people have done their KYC.

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PM jan dhan yojana: The Government of India runs a lot of scheme for the people of the country. People coming from different sections of the country get the benefit of these schemes. Prime Minister Narendra Modi launched the Pradhan Mantri Jan Dhan Yojana in 2014 with the aim of opening zero balance account for the poor and backward areas of the country, promoting digitization in the country.

So far, accounts of crores of people have been opened under this scheme. In the scheme, not only rural but also people of urban areas are given benefits. But for this, the government has fixed some eligibility. Let us tell you who can not be involved in the Pradhan Mantri Jan Dhan Yojana. What are the rules for this.

These people cannot open these people

Under the Pradhan Mantri Yojana, crores of people in the country have benefited. The account of zero balance of all those people has been opened. But the government has also decided some rules under this scheme. Only those under which people coming under the rules can open an account in the scheme. To open an account in this scheme, it is necessary for anyone to be age from 10 years. But only people from 18 years to 59 years will get the benefit of insurance.

https://www.youtube.com/watch?v=im5jt9lshdq

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So the people who are poor. They will be given priority in this scheme. Then whether it is from rural areas or from urban areas. Explain that in this scheme, no citizen working in the central government or the state government will be able to open an account. Even retired employees from the Center or the State Government will not be able to open an account in this scheme. Those who pay taxes also cannot open an account under Pradhan Mantri Jan Dhan Yojana.

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Account can be opened in this way

To open an account under Pradhan Mantri Jan Dhan Yojana, you have to go to your bank and apply. You can apply by going to any branch of your nearest bank. Going there, you have to get the form of Jan Dhan Yojana. All information has to be recorded in that form. So along with that, a copy of the related documents will also have to be submitted. Manager

You can also demand you to show the original documents. In documents, you must have Aadhaar card, PAN card, identity card, driving license, passport size photo and address proof. After successfully submitting the form, your account will open in the scheme.

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