Indian Househld Gold Holdings: The craze of gold in India is different. Alam is that marriage without gold and silver jewelry is considered incomplete. Many times people gift small gold jewelry to each other on some occasion. Gold is considered auspicious in India. Apart from this, its demand in the form of safe investment is also very high. The result of this crazy about gold is that Indian families have about 25,000 tonnes of gold and this figure is increasing. With this, Indian families have the highest gold in the world.

Many countries do not even have so much gold

Referring to this attachment of Indians towards gold, a research analyst revealed a shocking data in the month of March. According to this, the property of the people in India rose by about 750 billion dollars through gold in just one year. This shows that there was a purchase of gold in the last one year across the country. Through one of its posts in X, AK Madhavan said that India’s private gold reserve is 25,000 tonnes, which is more than the Gold Reserve placed with the US, Germany, China and even the Reserve Bank of India.

Gold Holdings of Indian Households: Quantity: Indian Households Are Estimated to Possesses Approximately 25,000 Tonnes of Gold.
Comparison with Central Banks: This Amount Surpasses The Combined Gold Reserves of the World’s Top 10 Central Banks, Including these of the US, Germany,…

– AK Mandhan (@A_K_MANDHAN) March 30, 2025

India is the second largest buyer of gold

Let us know that the total gold reserve kept near Central Banks from countries like America, Germany, Italy, France, Russia, China, Switzerland, India, Japan and Turkey is also not equal to the gold reserve with Indian families. This shows how important people in India consider gold from the perspective of savings or investment.

Gold has always been a favorite of people in India because it acts as a shield amidst inflation, economic uncertainty and fluctuations in currency. Its demand increases even more during the wedding season or in the festive season. People in the village many times use gold in banks and to meet their needs. Despite the global fluctuations in gold prices, India remains the second largest gold consumer in the world after China.

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Gold Reserves in India: After a huge American tariff over India, New Delhi has completely changed its old methods. That is, the RBI has adopted a new investment strategy in gold against the US dollar. It is clear from the data of the RBI and the American treasure department that this time India has invested very low in American Treasury Bills in June as compared to the last four years.

US Treasury Bills fall
According to data from the Economic Times, India had a $ 227 billion treasury bills in June 2025. Whereas last year the same figure was $ 242 billion.

Actually, many countries around the world are now changing their old strategy. India has increased the gold reserves on one side in June this year, while the investment in American Treasury Bills has been reduced. Despite this, India is still among the top 20 countries in the world in terms of investing in American Treasury Bills.

What is the reason?
Global stress and trade war are considered to be a major reason for this change. According to Madan Sabnavis, Chief Economist of Bank of Baroda, many countries including China and Brazil are working on this strategy. In the last year, a lot of ups and downs in American currency have been seen.

RBI figures show that on 28 June 2024 India had 840.76 MT of gold. At the same time, by 27 June 2025, foreign exchange reserves had increased to 979.98 MT. It is a clear indication that India is giving priority to gold in its safety and investment strategy.

China’s condition
In December last year, the stock of American Treasury Bills reached the lowest level. Talking about China, China had a $ 756 billion treasury bills in June 2025, compared to $ 780 billion in the same period last year.

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RBI Gold Reserve: The Reserve Bank of India (RBI) bought 57.5 tonnes of gold in FY 2025 amid a record rise in gold prices. In this way, the Reserve Bank has increased the amount of its safe asset amidst the instability released in the global market. This is the second time since 2017 when the RBI has bought so much gold during one year.

RBI had so much gold till March 2025

In fact, geopolitical uncertainties, US dollar fluctuations and the decline in American government bonds are many reasons, due to which many central banks around the world considered it necessary to increase their gold reserves to avoid any possible risk situation in the future. According to the new data, the total amount of gold with RBI has reached 879.6 tonnes by March 2025, compared to 822.1 tonnes during this period.

Because of this, central banks are buying gold

According to the ET report, RBI bought 66 tonnes of gold in 2021-22. After this, 35 tonnes and 27 tonnes of gold were purchased in FY23 and FY24 respectively. Especially, after Donald Trump was elected as the US President in November 2024, there was a lot of ups and downs in the dollar, which increased the demand for gold.

Experts believe that the central banks are focusing more on the purchase of gold in view of the declining demand of American Treasury Bonds. Sajal Gupta, the head of currency and commodities in Nuwama, says that all the central banks around the world are reducing their dependence on American Treasury and increasing gold reserves.

Gold part increased in Forex Reserve

Gold share has increased in India’s foreign exchange reserves, which has increased to 11.8 percent by April 11, 2025, compared to 8.7 percent last year. The Reserve Bank has benefited from its increased gold reserves as gold prices have increased by more than 30 percent during this period.

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