RBI mpc meet Archives -

Exclusive: Why does the entire market start dancing with just one announcement from the Monetary Committee of RBI?

Admin — Tue, 09 Dec 2025 10:59:23 +0000

RBI Monetary Policy Committee: The Monetary Committee (MPC) meeting of RBI and its policy decisions are taken every two months, which have a direct impact on the Indian economy, markets and common people. The aim of the central bank is to control inflation, ensure stability of the rupee and maintain economic momentum. The MPC consists of a total of six members—three nominated by the RBI and three nominated by the Central Government. Its main objective is to keep inflation within the range of 4 percent on an average.

What does MPC do?

Often a question arises in the minds of people that how do the decisions taken in the MPC meeting affect everything from markets and loans to EMIs and employment. Dr. Aastha Ahuja, Professor of Aryabhatta College, Delhi University, says that when the Central Bank makes a policy, it has a direct impact on the interest rates, liquidity available in the market and the sentiments of investors. The change in interest rates is basically based on the fluctuations in the repo rate.

Recently, RBI has reduced the repo rate by 25 basis points, which brought it down to 5.25 percent. This makes borrowing cheaper and increases the purchasing power of consumers, which encourages investment and demand. However, in such a situation, the risk of capital outflow may increase, because the interest rates in foreign markets are high. This affects the rupee, inflation and balance of payments (BOP). At present the rupee has already weakened against the dollar and has crossed 90.

How are each sector affected?

Talking about the stock market, large-cap stocks are performing relatively better, while mid-cap and small-caps are under pressure. The reason for this is lack of demand. RBI figures show that capacity utilization is at 75.8 percent, which means the pace of private investment in the economy is weak. In such a situation, investment will not increase rapidly by merely reducing the repo rate, unless domestic demand increases. To increase demand, the role of fiscal policy of the government becomes very important.

The income and savings structure in India also affects investment. Only 8–9 percent of people in the country are able to save enough, which mostly includes the upper-middle and rich classes. The savings of the middle and lower-middle classes are very low, due to which a large amount of savings go into mutual funds and stock markets, especially when returns on fixed income are uncertain.

Also read: China did wonders amid US high tariffs, made this record for the first time in 11 months, Trump will be upset

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Will home-car loan be cheaper? Repo rate cut again in December, RBI Governor Sanjay Malhotra indicated

Admin — Tue, 25 Nov 2025 08:44:30 +0000

RBI Repo Rate Cut: There may be news of relief for the general public, especially for those who are planning to take a new loan or whose EMI for home, car or personal loan is going on. RBI may make another cut in repo rate by the end of this year, which will increase the possibility of reduction in EMI. RBI Governor Sanjay Malhotra has indicated that current economic indicators show scope for a cut in the repo rate.

Big signal before MPC meeting

He said that the final decision on this will be taken in the meeting of the Monetary Policy Committee (MPC) of RBI. His statement has come at the same time when the MPC meeting is going to be held between 3rd to 5th December.

Malhotra said that in the October meeting itself it was indicated that further rate cuts were possible, hence an important announcement could be made in the upcoming meeting. It is noteworthy that between February and June, MPC has reduced the repo rate by about 100 basis points, whereas in August and October the repo rate was kept constant at 5.5 percent.

environment favorable for rate cuts

Experts estimate that there may be a rate cut of up to 25 basis points in December. The main reason behind this possible cut is that according to the Consumer Price Index (CPI), inflation has fallen to a record 0.25 percent in October, which was 1.44 percent in September. On the question of major cut in repo rate, the Governor said that the first goal of the central bank is price stability and the second goal is to support development. Therefore, the bank will neither aggressively cut rates nor adopt a completely defensive stance.

When Sanjay Malhotra was asked a question on the continuously falling value of the rupee, he said that historically the rupee has seen a decline of about three to three and a half percent every year. He said that the aim of RBI is to keep the fluctuations of the rupee as smooth and controlled as possible, so that sudden or sharp changes in the exchange rate do not create economic instability.

Also read: Amidst the falling market and fleeing foreign investors, the rupee showed such strength that the whole world was surprised.

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Will home-car loan be cheaper again? RBI MPC meeting from today, know what to know

Admin — Mon, 29 Sep 2025 08:03:48 +0000

RBI Monetary Policy 2025: RBI (RBI) Monetary Policy Committee (MPC) meeting is going on in Mumbai to assess the Indian economic situation. There are 6 members in this committee. The committee will assess the economic situation and take a decision on the repo rate and other policy. RBI Governor Sanjay Malhotra will announce the decision of this meeting, which runs till 1 October.

During this meeting, members will discuss inflation, economic development and market status. Also, the situation in the last financial year will also be reviewed. The last meeting of the committee was held in August, in which the repo rate was kept stable at the rate of 5.5 percent. In June, 50 basis points were cut by 50 basis points and 25-25 basis points in February-April.

What do you say at the repo rate?

ICRA chief economist Aditi Nair believes that GST transform may reduce inflation in October-November 2025, but after that he has hoped to increase inflation. Nair said that GST improvement can increase demand. Due to which the repo rate is more likely to remain stable in the October meeting.

Gaura Sen Gupta, the chief economist of IDFC First Bank, said that the financial condition of the first quarter has been strengthened. In view of this, RBI will first take further decisions keeping in mind the impact of tax and GST cut. After the festive season, consumer demand and American tariff negotiations will be decided. If everything goes well and if the trade agreement is reached between the two countries, then the tariffs can be reduced by 25 percent.

Experts have said that the global economy will be slow due to American tariff. Due to which the demand is likely to weaken. India’s export and employment will be directly affected if the demand is weak. Although there will be some relief from the GST reform, the government will have to take steps at the economic as well as monetary level to improve this situation. Along with this, the government will also have to pay attention to other aspects of economic matters.

What will be the effect on inflation?

In the last meeting, the RBI kept it neutral, not making any changes in the repo rate. It is expected that the RBI will slowly start cutting the repo rate by the end of the year. Due to which loans will be cheap and money will increase in the market.

Experts believe that inflation may decrease in Financial Year 26. Recently, GST reforms have been brought by the government, which will be on positive impact inflation and will reduce the prices of things. India’s retail inflation was 2.07 percent in August 2025, although this figure was 1.61 percent in July. Indian experts believe that in this financial year, the domestic gross product (GDP) growth rate is likely to remain at 6.5 percent. Experts have said that if the positive result of the ongoing tariff negotiation with the US comes, then there will be no need for any change in the growth rate.

Also read: HDFC Bank gets a big shock, ban on creating new customers in Dubai

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‘RBI’s decision on repo rate is wise …’ Learn what experts say on the decision taken in MPC meeting

Admin — Wed, 06 Aug 2025 07:25:10 +0000

Repo Rate Cut: The decision taken in the meeting of the Monitoring Policy (MPC) of the Reserve Bank of India (RBI) has been announced. This time, it has been decided to retain the repo rate at 5.5 percent in the meeting. RBI Governor Sanjay Malhotra announced a unanimous result of all the members of the committee by holding a press conference on Wednesday, August 6. He also told that the committee has also maintained its stance on the policy ‘neutral’. Let’s see what experts have to say on this decision of RBI?

Now the right time to move forward

Sakshi Katiyal, chairperson of Home and Sol, says that the decision to keep the repo rate stable due to increasing tariffs worldwide is a sensible step. Due to liberal policies adopted throughout the year, it has become cheaper to take a loan and cash has also increased in the market. Now that inflation is under control and economic activities are gaining momentum, this stability gives a clear indication for both home buyers and developers that now is the right time to move forward.

Real estate will get stability

CRC Group Director (Marketing and Business Management) Salil Kumar says that RBI’s decision to keep the repo rate stable is a welcome and stability step for both residential and commercial real estate segments. By maintaining neutral stand by the central bank, it is also expected that rates may be cut in the coming time, which will further strengthen the market.

He further said, “Stable interest rates for homebeeers maintain the house to buy the house and help them decide with confidence. At the same time, this decision will bring this decision in the commercial sector and the cost of the loan remains stable, especially the interest of investors in office and mixed-use projects may increase. We hope that the RBI will adopt such a balanced stance so that all the property segments can continue to grow longer.

Promotion of housing demand from rate cuts

Ashwani Kumar of Pyramid Infratech says, “In view of the current economic situation, the RBI’s decision to maintain the repo rate at the same level reflects a balanced and cautious attitude. We believe that if the rates were cut, it would have further boosted housing demand and people’s trust would have been strengthened with stability in the market. Such continuity is necessary for the real estate sector, as it helps to maintain the positive thinking of the existing buyers, especially for those who are planning to buy a house for the first time. ”

RBI steps with future thinking

Manit Sethi, director of the Excellent Infra, says, “The RBI’s decision to keep the repo rate stable on 5.5 percent is a steady and future step. In such a policy for the real estate sector, continuity instills long -term trust in both buyers and developers. This makes it easy to take a loan, promotes investment and grows further than festivals. Stability is very important for this sector because it rests on trust and clarity.

RBI’s decision shows the strength of the economy

Trident Realty CEO Parvinder Singh says, “We welcome the RBI’s decision to keep the repo rate stable.” In the current economic environment, which is surrounded by constant inflation and global uncertainties, this stability is not only assuring the real estate sector but also encouraging. The atmosphere of stable interest rates confidence in making future planning to home buyers, on the other hand, gives developers an opportunity to focus on long-term and value-based projects. ‘

He further said, “This decision reflects trust in the strength of the Indian economy and supports a healthy investment environment. This not only strengthens the perception of the residential market, but today’s home further strengthens our commitment to sustainable and future projects keeping in mind the changing needs of buyers and communities.

Luxury housing segment expected demand to boom

At the same time, AU Real Estate Director Ashish Aggarwal said, “We appreciate the RBI’s decision to keep the repo rate unchanged as it gives the real estate sector the necessary stability that is most needed in the current circumstances. In the AU Real Estate we believe that the constant stability in the repo rate leads to the market, especially in long-term long-term investment areas such as luxury property, establishs trust and transparency.

He further says, “Stable interest rates not only increase the power of the house, but also make the home loan more accessible. As the financeing gets easier, we expect a boom in demand in the luxury housing segment, especially from the customers who are looking for the best and customized homes that fulfill their lifestyle aspirations. This stable economic environment not only enhances the confidence of buyers, but also encourages us to manufacture high quality, specific and durable luxury projects.

Also read:

RBI MPC Meeting: Interest rates are not changed between tariff tension, growth rate of 6.5%, RBI Governor Sanjay Malhotra announced

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RBI Mpc Meet: When, where and what time to see RBI Governor Sanjay Malhotra’s statement at repo rate

Admin — Tue, 05 Aug 2025 12:34:50 +0000

Rbi mpc meeting: The meeting of the Monetary Policy Committee (MPC) of the Reserve Bank of India (RBI) has started this week in three months. In this meeting, the main indicators associated with the Indian economy such as repo rate, GDP growth, CPI (Consumer Price Index) inflation and liquidity will be evaluated.

Why is MPC timing important?

This meeting is taking place at a time when the trade agreement between India and America has failed. Also, US President Donald Trump has announced a 25 percent tariff on India and has also threatened to impose high customs on oil purchases from Russia. In such an environment, the market and experts are closely watching the monetary policy of RBI.

Experts believe that this time the central bank will not make any change in the repo rate and can maintain the status quo. At the beginning of the year, RBI -led MPC has already cut 100 basis points. At this time the CPI is at the normal level, so the RBI can avoid any big step until the trade talks between India and the US are clear.

It is worth noting that in addition to the RBI governor, the MPC consists of senior officials of the central bank and three members appointed by the government.

When and where to see?

The MPC meeting of RBI has started on 4 August 2025. Information about the decisions taken in this meeting will be given on 6 August 2025 by RBI Governor Sanjay Malhotra at 10 am. This statement can be seen live on RBI’s official YouTube channel.

Experts will see the Governor’s stand on RBI’s monetary policy, GDP growth and inflation trends very closely. This meeting is considered very important in terms of Indian economy amid threats given by the US about tariffs and dairy imports.

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RBI MPC Meeting: Will the common man get the good news again? RBI-MPC meeting starts today

Admin — Mon, 04 Aug 2025 06:00:58 +0000

RBI mpc meeting August 2025: The Monetary Policy Committee (MPC) meeting of the Reserve Bank of India (RBI) led by Governor Sanjay Malhotra is being held today. In this, there is a possibility of cutting interest rates for the fourth consecutive time. After this three -day meeting, the decision taken in it will be announced on 6 August. So far in the year 2025, the repo rate has been cut by 100 basis points. Currently the repo rate is 5.50 percent. Now in such a situation, the question arises whether the repo rate will be cut by the Reserve Bank or the interest rate will be retained this time too.

Will the common man get relief again?

Most experts believe that this time RBI can keep it stable after reducing the repo rate three times in a row. There was scope for change due to inflation and growth on the domestic front, but the external adverse conditions – especially on Indian exports, 25 percent American tariffs have blurred the near future economic scenario.

According to a report by news agency PTI, Madan Sabnavis, Chief Economist, Bank of Baroda, says that there is no possibility of less inflation or impact of American tariffs in June on the decision of monetary policy as these things have been considered in the first policy review. He believes that in view of the US tariff and low inflation in June, the RBI will not make any change in policy rates. Since the effect of the tariff has not been fully revealed right now, the Reserve Bank can stop a little to assess it. He said, so there is no possibility of changing the attitude towards development due to tariffs. However, it will be interesting to see what the RBI decides about the repo rate.

Estimates of inflation rate

Experts believe that there may be a slight decrease of 0.1–0.2 percent in the estimate of inflation for the whole year, which can be reduced from 3.7 percent to 3.5-3.6 percent. This is far below the target of 4 percent of the Reserve Bank. Due to this, the Reserve Bank gets scope to further cut rates.

Carey ratings believe that RBI will not cut further. He says that the Reserve Bank has already given active response to inflation trends and before taking any new step, the impact of the cuts made in the previous rates will be assessed first.

Also read:

Boom is coming in real estate! This decision of RBI can increase the demand for homes, know the opinion of experts

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Reserve Bank has suggested that Monetary Policy Should Be Growth Supportive In Its 2024 25 Annual Report

Admin — Thu, 29 May 2025 09:33:47 +0000

Reserve Bank of India: The Reserve Bank of India (RBI), a week before the meeting of its next Monetary Policy Committee (MPC), made some indications about its stance on interest rates through its annual report for 2024-25. Earlier, the central bank had cut interest rates. Now a new repo rate will be announced in the month of June and people are expected to re -cut it.

This report mentioned that the pressure of inflation was reduced. Especially in February and March 2025, there has been a sharp decline in food and drink. Due to this, the inflation rate is estimated to be 4 percent next year. In such a situation, if the circumstances are favorable, then the policy can be relaxed. Economic growth is being estimated despite the global uncertainties quoting the data available by the central bank.

Monetary Policy Ho Growth Sports

The Reserve Bank said, in view of the decline in inflation and moderate growth, the monetary policy should also be a growth semapot. At the same time, one should also be conscious about the rapidly developing global microconomic conditions. GDP growth for FY 26 is estimated to be 6.5 percent. The six -member monetary policy committee of RBI has cut the policy repo rate so far from February to 50 basis points.

Prospects for 2025-26 promising

This report said, the possibility for the Indian economy in 2025-26 remains promising, which is being supported by the government’s constant emphasis on capital expenditure, healthy balance sheets of banks and corporates, improvement in financial conditions, continuous flexibility of service sector, continuous flexibility of service sector and strengthening in consumer and business optimism. Along with this, the report also warned about uncertainty about global trade, geopolitical tension and instability in the global financial market.

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Ban on exports in China ineffective: NVIDIA earned a lot of profits; Both income and revenue increased

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RBI Downgrades 2025-26 GDP Forecast to Six Point Five Percent from Six Point Seven Percent AMID Global Tariff War

Admin — Wed, 09 Apr 2025 05:49:36 +0000

Rbi downgrades gdp: After the MPC meeting, the Reserve Bank of India has projected to remain 6.5 per cent on Wednesday to reduce the economic speed for the financial year 2025-26. This is a shortage of 20 basis points in his estimate of 6.7% in February. Along with this, the central bank has reduced the rape rate by 25 basis points to 6%.

This was his second address after becoming RBI Governor in December 2024. In view of the tension due to the tariff and the status of the global market, the global uncertainty is being kept very closely.

Also read: REPO RATE: RBI relieved relief on EMI, decides to cut repo rate by 0.25% for the second consecutive time

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