RBI mpc Archives -

Will home-car loan be cheaper? Repo rate cut again in December, RBI Governor Sanjay Malhotra indicated

Admin — Tue, 25 Nov 2025 08:44:30 +0000

RBI Repo Rate Cut: There may be news of relief for the general public, especially for those who are planning to take a new loan or whose EMI for home, car or personal loan is going on. RBI may make another cut in repo rate by the end of this year, which will increase the possibility of reduction in EMI. RBI Governor Sanjay Malhotra has indicated that current economic indicators show scope for a cut in the repo rate.

Big signal before MPC meeting

He said that the final decision on this will be taken in the meeting of the Monetary Policy Committee (MPC) of RBI. His statement has come at the same time when the MPC meeting is going to be held between 3rd to 5th December.

Malhotra said that in the October meeting itself it was indicated that further rate cuts were possible, hence an important announcement could be made in the upcoming meeting. It is noteworthy that between February and June, MPC has reduced the repo rate by about 100 basis points, whereas in August and October the repo rate was kept constant at 5.5 percent.

environment favorable for rate cuts

Experts estimate that there may be a rate cut of up to 25 basis points in December. The main reason behind this possible cut is that according to the Consumer Price Index (CPI), inflation has fallen to a record 0.25 percent in October, which was 1.44 percent in September. On the question of major cut in repo rate, the Governor said that the first goal of the central bank is price stability and the second goal is to support development. Therefore, the bank will neither aggressively cut rates nor adopt a completely defensive stance.

When Sanjay Malhotra was asked a question on the continuously falling value of the rupee, he said that historically the rupee has seen a decline of about three to three and a half percent every year. He said that the aim of RBI is to keep the fluctuations of the rupee as smooth and controlled as possible, so that sudden or sharp changes in the exchange rate do not create economic instability.

Also read: Amidst the falling market and fleeing foreign investors, the rupee showed such strength that the whole world was surprised.

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RBI Mpc Meet: There is no change in repo rate but RBI Governor Sanjay Malhotra gave this good news, know his 7 big things

Admin — Wed, 01 Oct 2025 06:07:35 +0000

Rbi on indian economy: The Reserve Bank of India (RBI) has decided to maintain the repo rate at 5.5 percent, keeping in mind the existing domestic and global conditions. Governor Sanjay Malhotra announced this at a press conference after a three -day Monetary Policy Committee (MPC) meeting on Wednesday. He informed that the attitude of monetary policy has been kept neutral, which means that the central bank will maintain flexibility in rates according to the changing economic situation. Let us know ten big things of RBI Governor Sanjay Malhotra-

1-RBI, while presenting the economic picture of the country, has increased the estimate of GDP growth from 6.5 percent to 6.8 percent. This is definitely good news for the country, because since the American high tariff, the economic front is facing challenges. While the estimate of retail inflation has been reduced from 3.1 percent to 2.6 percent. This is the second consecutive time when there is no change in the repo rate.

2- Governor Malhotra said that due to the repo rate being stable, there is no possibility of change in interest rates of housing, vehicles and other retail loans at the moment.

3-He also informed that from February to June this year, RBI has already reduced the repo rate by 1 percent, due to which there has been a decrease of 0.58 percent in the borrowing cost of new loans.

The 4-RBI further stated that India’s foreign exchange reserves have reached $ 700.2 billion, which is sufficient for imports of about 11 months. Also, in the second quarter of the current financial year, domestic economic activities are expected to be raised.

5-Governor admitted that challenges remain globally, but better monsoon, GST rate cuts and other policy measures will lead to inflation and economic growth will gain momentum.

6-Central bank believes that low inflation and monetary softening will lead to both investment and consumption.

7-Now it is clear that the RBI is in “Weight and Watch” mode-that is, at the moment the direction and global situation of the economy will be monitored with stable rates.

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‘RBI’s decision on repo rate is wise …’ Learn what experts say on the decision taken in MPC meeting

Admin — Wed, 06 Aug 2025 07:25:10 +0000

Repo Rate Cut: The decision taken in the meeting of the Monitoring Policy (MPC) of the Reserve Bank of India (RBI) has been announced. This time, it has been decided to retain the repo rate at 5.5 percent in the meeting. RBI Governor Sanjay Malhotra announced a unanimous result of all the members of the committee by holding a press conference on Wednesday, August 6. He also told that the committee has also maintained its stance on the policy ‘neutral’. Let’s see what experts have to say on this decision of RBI?

Now the right time to move forward

Sakshi Katiyal, chairperson of Home and Sol, says that the decision to keep the repo rate stable due to increasing tariffs worldwide is a sensible step. Due to liberal policies adopted throughout the year, it has become cheaper to take a loan and cash has also increased in the market. Now that inflation is under control and economic activities are gaining momentum, this stability gives a clear indication for both home buyers and developers that now is the right time to move forward.

Real estate will get stability

CRC Group Director (Marketing and Business Management) Salil Kumar says that RBI’s decision to keep the repo rate stable is a welcome and stability step for both residential and commercial real estate segments. By maintaining neutral stand by the central bank, it is also expected that rates may be cut in the coming time, which will further strengthen the market.

He further said, “Stable interest rates for homebeeers maintain the house to buy the house and help them decide with confidence. At the same time, this decision will bring this decision in the commercial sector and the cost of the loan remains stable, especially the interest of investors in office and mixed-use projects may increase. We hope that the RBI will adopt such a balanced stance so that all the property segments can continue to grow longer.

Promotion of housing demand from rate cuts

Ashwani Kumar of Pyramid Infratech says, “In view of the current economic situation, the RBI’s decision to maintain the repo rate at the same level reflects a balanced and cautious attitude. We believe that if the rates were cut, it would have further boosted housing demand and people’s trust would have been strengthened with stability in the market. Such continuity is necessary for the real estate sector, as it helps to maintain the positive thinking of the existing buyers, especially for those who are planning to buy a house for the first time. ”

RBI steps with future thinking

Manit Sethi, director of the Excellent Infra, says, “The RBI’s decision to keep the repo rate stable on 5.5 percent is a steady and future step. In such a policy for the real estate sector, continuity instills long -term trust in both buyers and developers. This makes it easy to take a loan, promotes investment and grows further than festivals. Stability is very important for this sector because it rests on trust and clarity.

RBI’s decision shows the strength of the economy

Trident Realty CEO Parvinder Singh says, “We welcome the RBI’s decision to keep the repo rate stable.” In the current economic environment, which is surrounded by constant inflation and global uncertainties, this stability is not only assuring the real estate sector but also encouraging. The atmosphere of stable interest rates confidence in making future planning to home buyers, on the other hand, gives developers an opportunity to focus on long-term and value-based projects. ‘

He further said, “This decision reflects trust in the strength of the Indian economy and supports a healthy investment environment. This not only strengthens the perception of the residential market, but today’s home further strengthens our commitment to sustainable and future projects keeping in mind the changing needs of buyers and communities.

Luxury housing segment expected demand to boom

At the same time, AU Real Estate Director Ashish Aggarwal said, “We appreciate the RBI’s decision to keep the repo rate unchanged as it gives the real estate sector the necessary stability that is most needed in the current circumstances. In the AU Real Estate we believe that the constant stability in the repo rate leads to the market, especially in long-term long-term investment areas such as luxury property, establishs trust and transparency.

He further says, “Stable interest rates not only increase the power of the house, but also make the home loan more accessible. As the financeing gets easier, we expect a boom in demand in the luxury housing segment, especially from the customers who are looking for the best and customized homes that fulfill their lifestyle aspirations. This stable economic environment not only enhances the confidence of buyers, but also encourages us to manufacture high quality, specific and durable luxury projects.

Also read:

RBI MPC Meeting: Interest rates are not changed between tariff tension, growth rate of 6.5%, RBI Governor Sanjay Malhotra announced

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India April Monufacturing Growth Reaches 10 Month As Exports SURGE

Admin — Fri, 02 May 2025 08:43:10 +0000

India’s manufacturing sector growth: This is good news for India on the domestic front of global uncertainty. In the month of April, the growth rate in India’s manufacturing sector has reached the highest level in the last 10 months. This is the highest increase in production after last year i.e. June 2024. During a monthly survey, its information was given on Friday.

In April, the seasonally adjusted ‘HSBC India Manufacturing Purchase Manager Index’ (PMI) increased to 58.2, which was 58.1 in March a month earlier. If the score under PMI remains above 50, then it is believed that the production has expanded, while the production is considered to decline if it remains below it.

Increased production

The recent improvement in production was seen due to the increase in new audience. Both domestic and international demands have helped in the growth of manufacturing sector. If the survey is to be believed, then the total sales have increased due to the increase in international demands. In response to the questions asked in this survey, the participants said that the highest increase in the new business from abroad has been seen in the beginning of 2025-26 in the last 14 years.

HSBC Chief Economist Pranjul Bhandari says that the new export order has seen growth in the month of April which is pointing to a change in production in India. This has increased employment and purchases. At the same time, strong demand for Indian goods abroad has helped companies pricate on the price front, which increased the selling fee significantly after October 2013.

Record high in 10 months

This was despite a slight increase in the cost of raw materials. The April figures were clear about strong optimism about the possibility of production in the coming year, which was inspired by the expectations of strengthening demand. Marketing efforts, increase in efficiency and new customer inquiries also emphasized positive forecasts. HSBC India Manufacturing PMI has been prepared by S&P Global on the basis of answers to questions sent to purchasing managers in a group of about 400 manufacturers.

Also read: Impact of Pakistani aircraft shutdown, Air India estimates $ 600 million loss

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Real Estate Sector Happy after RBI MPC Decided to Rate Cut 25 Basis Point

Admin — Wed, 09 Apr 2025 06:59:25 +0000

Rbi cut repo rate: The decision of the Reserve Bank of India on Wednesday to declare a deficiency of 25 basis points in the repo rate by 6% has brought happiness in the real estate sector. In the three -day meeting of the Monetry Policy Committee of the Central Bank under the leadership of Governor Sanjay Malhotra, a decision was taken on loan EMI. After this decision, the real estate sector hopes that the region will get further strengthened amidst current global uncertainties.

Pankaj Kumar Jain, director of KW Group, says, “The decision to reduce the interest rate at the rate of 25 BPS for the second consecutive time will promote the sector. However, the current status of the economy is at risk due to the global tariff war and the status quo was expected from the RBI. The major indicators of the economy are stable as the GDP growth rate is 6.5% and the money is reduced by the RBI at the same time. The sector will appreciate.

On the other hand, Trehan Group’s Managing Director Summary Trehan says, “Reducing the repo rate to 6.00% is a commendable and visionary decision of RBI, which will have a positive and widespread impact on the real estate sector. Now the decrease in loan interest rates will give direct benefits to homebeelers, which will be more accessible to take loans and will increase in the current economic perspective. Investors will act as a strong incentive. Especially in Tier 2 and Tier 3 cities, where the demand for affordable and price-driven housing is high, this step can also be seen by the RBI’s growth and ensuring the liquidity, which is extremely necessary for the continuous growth of the real estate sector.

Whereas, Vikas Garg, Joint Managing Director of Ganga Realty, says, “RBI’s decision to reduce the repo rate by 6.00% is a commendable step, which will strengthen the status of home loan borrowers, because it will reduce EMI and increase the reach of affordable housing .. This decision, which is taken with ‘generous’ stance, gives a positive indication and a positive indication of consumer sentiments. Will do .. Real estate sector, especially in affordable and mid-segment housing, this step will strengthen demand and investment .. Repo rate cuts and better liquidity together will play an important role in speeding up the housing sector .. ”

Also read: RBI reduced the repo rate amidst the fear of tariffs, EMI from car to home, know what and what effect

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How much cheap Lone EMI is going to make RBI going to make RBI? Predicted

Admin — Fri, 28 Mar 2025 03:43:59 +0000

Next month RBI can provide relief in loan EMI. The research agency, which sets such a credibility, has been told in its forecast from India Ratings and Research. He said on Thursday that RBI’s Monetary Policy Committee can cut the major policy rate repo by 0.25% in its review meeting in April."Text-Align: justify;"> & nbsp; RBI has announced the date of the meeting of the Monetary Policy Committee to be held in Financial Eyer 2026. This meeting will be held on 7, 8 and 9 April. The policy rate will be announced on 9 April by the Reserve Bank.

Devendra Kumar Pant, Chief Economist and Public Finance Head of India Ratings, said, & lsquo; & lsquo; We hope that in the financial year 2024-25 gross inflation will be reduced to 4.7 percent. In the financial year 2025-26, monetary policy can be cut by up to 0.75 percent in total. & Rsquo; & rsquo; He said that however, if the impact of US counter -duty is more than expected, then the RBI can relax more on the monetary policy front.

RBI did not make any changes in the major policy rate repo for a long time due to high inflation. The central bank had increased the policy rate from 2.50 percent to 6.5 percent between May, 2022 and February 2023. In February 2025, it was reduced by 0.25 percent to 6.25 percent. India Ratings hopes that retail inflation will fall below four percent after a gap of 21 quarters in the March quarter of FY 2024-25. He hopes that RBI can cut the policy rate by 0.75 percent in FY 2025-26 by 0.75 percent.

& nbsp; India Ratings said, & lsquo; & lsquo; In February, 2025, there is a total reduction in the repo rate with a total reduction with policy rate. This will give the repo rate 5.5 percent and average inflation will be about four percent. That is, the actual repo rate in FY 2025-26 will be 1.5 percent. & Rsquo; & rsquo; The rating agency said that the details of MPC’s meeting held in February 2025 show that the RBI is aware of the slow growth. This shows that low and stable inflation is the main goal of RBI, but monetary policy will be focused on supporting growth through monetary policy.

Also read: Toilet water earned Rs 300 crore annually? Nitin Gadkari told how possible

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