Investment Plan: In earlier times, people used to invest more in property. Our grandfathers, great grandfathers and even our father’s generation have invested a lot in property and have been giving us the same advice. But a lot has changed with time, now the way of thinking and understanding of the youth has also changed. In such a situation, it is necessary to change their investment methods. These days the youth are planning to invest not in property but somewhere else. Let us know.

It is better to live on rent than to buy a house.
Now a large number of Millennials and Gen Z in India are preferring to live on rent instead of buying a house. According to a report by real estate platform NoBroker, 46% of tenants want to stay in a rented house for a long time. 53% of people aged 25-34 years and 48% of people aged 35-44 years have said that at present they consider it better to take a house on rent instead of buying a house.

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This is the reason
The biggest reason for this new thinking of the youth is the increasing EMI of home loan. In many big cities, the monthly EMI of a house has become twice or more than the rent of a similar house. In such a situation, instead of buying a house, youth are preferring to invest their savings in mutual funds, stock market and other investment options.

According to this report, buying a house in cities like Gurgaon, Bengaluru, Hyderabad and Mumbai has become more expensive than before. That’s why many people want to maintain financial freedom by living on rent instead of taking a long-term home loan.

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Youngsters want better lifestyle
The thinking of the youth is also changing. Now they are not living on rent just because they cannot buy a house, but they want a better lifestyle. Their preference has now become big houses, gated societies, fully furnished flats and premium residential projects. Frequent job switching, hybrid work, rising property prices and increasing awareness about financial planning are also major reasons for this change.

Rent is increasing
Many youth do not want to buy a house until they decide where they want to live for a long time or forever. Due to this, fares are also continuously increasing. Rents are increasing fastest in Mumbai Metropolitan Region (MMR). After this, fares are increasing rapidly in Chennai and Bengaluru also. The simple fact is that now for many youth, living on rent has not become a compulsion, but a conscious financial decision.

ITR Rules 2026: There are many difficulties in filing income tax returns. Like every year, this time too the Income Tax Department has started online filing. The department has released Excel utilities for ITR-1 and ITR-4, allowing many taxpayers to start the process even before receiving Form 16, which usually comes by mid-June.

Interestingly, there are some important changes in the rules for filing taxes this year. Although the filing method may seem a little familiar at first glance, several changes to forms and reporting rules mean taxpayers may need to be more vigilant than before. From new disclosure requirements to changes in financial profit reporting, filing your return for assessment year (AY) 2026-27 may not be exactly like last year.

Moreover, even though the new Income Tax Act, 2025 has come into force, this will be the last round of return filing under the old Income Tax Act 1961. Since the tax for the financial year 2025-26 will be calculated under the old law, the taxpayer must pay attention while filing the return.

Reporting of income from two residential properties

A big relief this year is for those taxpayers who own more than one house. Earlier, employee individuals filing Income Tax-1 (Sahaj) and small business taxpayers filing Income Tax-4 (Sugam) had limited options for income reporting. But now, taxpayers can declare income from mostly two residential properties using these forms. In simple words, this means that salaried individuals and individuals owning two houses can continue to use simple income tax forms instead of complex income tax forms.

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New revelation regarding uncollectible rent

Another change that landlords may want to take note of is a new disclosure requirement related to uncollectible rent. In fact, the Income Tax Department has added a separate section called “Amount of Unrecoverable Rent” in the ITR forms, including ITR-1 and ITR-4. Talking about the first thing, earlier the taxpayers filling these forms did not have any separate place to give information about the uncollectible rent. The purpose of this change is to make the disclosure of rental income more comprehensive and cleaner.

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It is now necessary to provide information about bank balance

It has become necessary for taxpayers filing income tax return (ITR-4) to provide more information under the Presumptive Taxation Scheme. People covered under Section 44AD, 44ADA and 44AE will now have to declare the total closing balance of all their active bank accounts by March 31, 2026. This information is required to be given in field E21 of the Income Tax Return (ITR-4). Tax experts say that wrong reporting or non-disclosure of the outstanding amount can lead to tax notice or penalty.

A cabinet meeting was held in Bihar on Tuesday (January 13) under the chairmanship of CM Nitish Kumar. In Bihar, senior MLAs, ministers, Assembly Speaker and Deputy Speaker, Legislative Council Chairman and Deputy Chairman will now be able to have two government bungalows each. This decision has been approved in the cabinet.

According to the information, apart from the Legislative Pool, senior MLAs will also be allotted bungalows from the Central Pool. Apart from the Central Pool, the Minister, Assembly Speaker/Deputy Speaker, Legislative Council Chairman and Deputy Chairman will also get bungalows from the Legislative Pool. For the second bungalow, you will have to pay rent of Rs 1700 per month, which is very cheap. The government’s argument is that there are many ministers who are also MLAs and the use of MLA residence is necessary for activities related to their assembly constituency.

Now Nitish is dancing in the hands of prostitutes- Ejya Yadav

According to the information, till now it was mandatory to vacate the MLA’s residence after becoming a minister. At the same time, this decision is being considered to please those senior MLAs who did not become ministers. The opposition is raising questions on this decision. RJD spokesperson Ejya Yadav raised questions on this decision and said that Nitish was once a professor of social engineering, but now he is dancing in the hands of jugglers. BJP is getting the Chief Minister to do whatever it wants. Nitish does the document which BJP asks him to sign. They have become just rubber stamps.

Rewari is being distributed among ruling party leaders – Asit Nath

Congress spokesperson Asit Nath Tiwari said that there are three and a half lakh houses which have rent. Only Rs 1700 per month is being given to the leaders. This is Nitish’s socialism. Instead of giving houses to the poor, houses of ruling party leaders are being distributed.

Rent will be charged for all the bungalows – Kuntal Krishna

BJP spokesperson Kuntal Krishna giving a round answer said that there are many such honorable people who have become MLAs many times. He is a former minister and a member of committees. Such an honorable person needs bigger spaces for his practical reasons. They are also being given a separate bungalow, but rent will be charged. The decision is for the public interest.

Let us tell you that the controversy regarding government bungalows in Bihar is not a new thing. From time to time, there has been political turmoil regarding allotment of houses to ministers, MLAs and former ministers.

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The government has implemented the New Rent Agreement 2025, which has brought many major changes for both renters and landlords. According to the new rules, now heavy advance rent of 3 to 6 months will not be charged on residential property. Only 2 months security deposit will be taken from the tenant, whereas for commercial property a maximum of 6 months advance is valid. It will be mandatory to give prior written notice to the landlord for increasing the rent, so that arbitrary increase can be stopped. Eviction will no longer be possible without legal procedure and if the tenant does not pay rent for 3 months, the case can be sent directly to the tribunal. Landlords have also got relief in tax. The limit of TDS on rent has been increased from Rs 2.4 lakh to Rs 6 lakh annually, due to which TDS will not be deducted on excess rental income. The benefit of these protections will be available only when the Rent Agreement is compulsorily registered within two months. Registration can be done online or at the nearest registrar office. Failure to register on time may result in a fine of Rs 5,000. Special rent courts and tribunals have been created for speedy resolution of disputes, with the aim being to settle cases within 60 days. In this video, the main rules of the New Rent Agreement 2025, rights of tenants and landlords, and new legal protections are explained in simple language.