In 2025, Indian investors created a new record of investment in Digital Gold. According to the World Gold Council, about 12 tonnes of digital gold was purchased from January to November, whose current value is approximately ₹ 16,600 crore.

The convenience of buying gold from ₹10-₹51 through UPI apps like Paytm and PhonePe has increasingly attracted young and small investors. This has made gold investment easier for retail investors.

However, SEBI has warned that Digital Gold is not yet fully regulated. The companies selling it do not come under the purview of SEBI, hence investors will not get protection in case of fraud or company failure. Many companies do not even keep physical reserve against the purchased gold, which increases the risk. In this video, we will understand the rise of Digital Gold, its benefits, dangers and safe investment options.

Indian Stock Market: The Indian stock market has touched the lower level after the tariff of Trump and after that has now also recovered completely. Market experts say that now within this financial year, the Indian market can now touch new heights. It is believed that Vikas Khemani, founder of Carnelian Asset Advises. Khemani said this in The Wealth Formul show. He said that the matter of domestic investment in the stock market remains strong despite the global uncertainties such as the relationship between tariffs and instability in crude oil prices.

Khemani said- I think the market has now recovered from bad days. He said that I had also said during the crisis that it is difficult for the Nifty to go below the level of 22 thousand, because from this level, valuations start coming to our favor and the worries are very reduced.

Market bottom out

Khemani also said that the results of the existing quarters will be normal. That means neither good nor too weak. He said that there is no great hope but this is not going to be a big loss. However, he has warned that there are uncertainties related to tariffs in the June quarter and some problems may come due to inventory deficit.

However, the earnings are expected to reverberate again from the September quarter. Despite the new tariffs imposed by the US and unstable prices of crude oil, Khemani said that India’s position is slightly positive than neutrous. Khemani said that India can only suffer losses when its tariff rate is more than countries like China, Vietnam or Mexico, which does not seem possible at the moment.

Khemani also said that the portfolio, who had joined the market at the height of the retail investors market, has a loss of 40 to 50 percent. While the index has seen a correction of about 20 percent.

Retail investors weaken morale

This is the reason why the morale of retail investors remains weak. However, those who are experienced investors are investing capital and they are seeing this decline as an opportunity. Khemani said that according to me it is going to be a great vintage. India’s growth story remains the world’s strongest wealth creation story. Khemani further said that the Reserve Bank of India has cut interest rates to promote growth and has indicated to continue these deductions. He said that sector like banking will lead this rally in the market and the market can touch a new heights this year.

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