Avoid Dealer Fraud: While buying a new car, most people pay attention to the price, discount and features, but do not look in detail at the charges in the name of RTO registration and insurance. While buying a new car, dealers often charge more in the name of insurance and RTO. To avoid this, get the price breakup of the quotation in writing, flatly refuse to pay handling charges (logistics fees) (it is illegal), and check and compare the insurance rates yourself online.

Get complete information about RTO charges

RTO charges are decided according to the state and the price of the vehicle. Ask for a complete breakup of RTO fees from the dealer and see whether registration, number plate, smart card and other charges are mentioned separately in it. If the reason for any charge is not clear then definitely get information about it. If necessary, confirmation of fees can also be done on the RTO website of the concerned state. At the same time, showroom owners often say that it is necessary to take insurance from them, but it is not so. You can get insurance online or offline from any of your favorite companies.

Also read: Car Accessories: How to know whether the accessories available from the showroom while buying a car are real or fake?

Scam in RTO and registration

Many times dealers charge ₹ 2000 to ₹ 10000 extra over the government RTO fees. Always check the exact road tax and registration fees by visiting the official website of your state transport department or Parivahan Sewa. Ask for a confirmed government receipt from the dealer for every penny paid in the name of RTO. Many times dealers add huge commission on the insurance premium. You can get information about the premium yourself by visiting the online policy market or directly on the website of the insurance company.

Beware of Hidden Charges

Most showrooms add ‘handling charge’ or ‘logistics charge’ ranging from ₹3000 to ₹8000 to the bill, which has been considered illegal by the Supreme Court and the Transport Commission of many states. Ask for it to be removed from the bill immediately. Apart from this, ask for the VIN (chassis number) and engine number of the vehicle from the dealer before delivery. Check that the manufacturing year of the vehicle is the same as you were told.

Keep these things in mind

Ex-showroom price, RTO charges, insurance premium, accessories and other charges should be mentioned separately in the final invoice. Be aware of any additional charges and do not pay without understanding. Also, keep all the documents related to insurance policy, tax receipt and registration safe with you, so that if there is any problem in future, you can claim.

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