Before making bank FD, know the interest rates of big banks, otherwise huge loss can happen.

Admin — Wed, 03 Dec 2025 03:20:30 +0000

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Bank FD Interest Rates: Indian investors like schemes that provide safe investment and better returns. Bank FD is one of them. By depositing lump sum amount in bank FD, investors earn fixed returns and their money also remains safe. If you are also planning to invest your money in bank FD, then you must get information about the interest rates of different banks.

Also, the monetary policy meeting of RBI is going to start from today, December 3. In which decision regarding repo rate will be taken. This decision may also affect your FD interest rates. Therefore, before investing, you should take a decision only after getting information about the interest rates of different banks.

1. FD in State Bank of India

The country’s largest government bank SBI is offering different interest rates on fixed deposits to its customers according to the tenure. 6.25 percent interest is available on one year FD, while the rate on two year period is 6.45 percent. The interest rate on three and four year FD is 6.30 percent and on choosing 5 year FD, the interest rate is 6.05 percent.

2. FD in ICICI Bank

According to the current FD interest rates of ICICI Bank, 6.25 percent interest is available on 1 year FD, while the rate on 2 year deposit is 6.40 percent. The bank is offering 6.60 percent return on FD of 3, 4 and 5 years.

3. FD in HDFC Bank

HDFC Bank is offering 6.25 percent interest on 1 year FD to its customers. The bank is giving 6.45 percent return on deposits of 2 and 3 years. Whereas for FD of 4 and 5 years the interest rate is available at 6.40 percent.

Disclaimer: (The information provided here is being given for information only. It is important to mention here that investment in the market is subject to market risks. Always take expert advice before investing money as an investor. ABPLive.com never advises anyone to invest money here.)

Also read: Never take personal loan for these purposes, otherwise your financial health may deteriorate.

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Both husband and wife should invest in this post office scheme, they will earn every month.

Admin — Sat, 15 Nov 2025 11:45:50 +0000

In this era of inflation middle It often becomes difficult for class families to meet their monthly expenses. Many people of Income is not fixed due to lack of permanent job, whereas retired people Of For So it Worry And Too increase caste Is, This way In If every month Fixed amount Your Once money starts coming into your account, family expenses can become very light. Because of this the post office monthly Income scheme is very popular among the people. popular It is happening.

This scheme is safe and guaranteed of income option Gives. This scheme is considered very useful for those investors who want to invest regularly without any risk on their savings. earnings Want Are, This way In Let go Today We Let us tell you how both husband and wife can invest in this post office scheme and how they will get assured income every month.

How does this scheme work?

Post Office MIS There is a one time investment plan, in which you invest only once. lump sum The amount has to be deposited. The fixed annual interest on the deposited amount is divided into 12 parts and sent to your account every month. At present this scheme is priced at Rs 7.40 percentage interest is being given which many other fixed income option is more than.

How can husband and wife get income every month?

If any person under this scheme Single If a person opens an account, he can deposit a maximum of Rs 9 lakh in it. On this, the fixed amount comes into his account every month. Whereas if husband and wife joint If you open an account, the investment limit is increased to Rs 15 lakh. On this amount, a fixed amount of more than Rs 9000 is received every month. Once the amount is deposited under the scheme, that income continues without any interruption for 5 years. At the same time, after completion of the time limit of 5 years of this scheme, the entire deposited capital is returned. Apart from this, if the investor wishes, he can invest this amount again in the same scheme and continue his monthly income further. In this way, this scheme can become a means of secure income for a long time.

Why is this scheme considered safe?

This post office scheme is completely run by the central government. Therefore, it is not affected by market fluctuations. in the same account nominee There is also a facility to link the account and if needed, the account can be closed prematurely. Although some deductions are applicable for doing this, but in case of sudden need of money, it option May prove helpful. To avail the benefits of this scheme, you have to first go to the nearest post office and open an account. opening form, KYC document And copy of PAN card has to be submitted.

Read this also-Don’t fall into the trap of scammers in increasing the credit card limit, this is how OTP fraud happens.

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Safe Investment Options

Before making bank FD, know the interest rates of big banks, otherwise huge loss can happen.

Both husband and wife should invest in this post office scheme, they will earn every month.