Bank FD Rates 2025: Indian investors prefer fixed deposits (FD) as a safe investment option. For the last several years, Indians have expressed their trust in FD. FD is a great option for safe investment. In which customers get a fixed return despite market fluctuations. If you are also thinking of investing in FD, then you must get information about FD rates of government and private banks. So that you can get a safe and excellent return on your investment.

1. SBI Bank It is offering 3 to 7.70 percent interest to its general customers and 3.50 to 7.60 percent interest to senior citizens.

2. hdfc bank

General customers – 3 to 7.25 percent
Senior Citizens – 3.50 percent to 7.75 percent

3. ICICI Bank

General customers – 3 to 7.10 percent
Senior Citizens – 3.50 percent to 7.60 percent

4. IDBI Bank

General customers – 3 to 6.75 percent
Senior Citizen – 3.50 percent to 7.25 percent

5. Kotak Mahindra Bank

General customers – 2.75 to 7.20 percent
Senior Citizens – 3.25 percent to 7.70 percent

6. Punjab National Bank

General customers – 3.50 to 7.25 percent
Senior Citizens – 4 percent to 7.75 percent

7. Canara Bank

General customers – 4 to 7.25 percent
Senior Citizens – 4 percent to 7.75 percent

8. Axis Bank

General customers – 3.50 to 7.10 percent
Senior Citizens – 3.50 percent to 7.85 percent

9. Bank of Baroda

General customers – 3 to 7.05 percent
Senior Citizens – 3.55 percent to 7.55 percent

Interest on FD in banks is available on both day and year basis, hence before investing one must know the investment amount and maturity time. Indian investors invest money in post office schemes along with FDs. Both these schemes are known for safe returns. By investing in FD, you are protected from market fluctuations and you get a secure return.

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