Senior Citizen FD Interest Rates 2026: Bank FD still remains the first choice for Indian investors who want to keep their money safe as well as get fixed returns. Especially those people who want to stay away from risk. FD is considered a reliable option for investment. Its popularity is even greater among senior citizens, as they get the benefit of higher interest compared to ordinary customers.

In this context, some small finance banks are offering such FD schemes. In which senior citizens can get good returns with better interest rates. If you or any senior citizen in your family is looking for a safe investment, then these options can be useful for you. Let us know about some such FD schemes…

1. Jana Small Finance Bank

Jana Small Finance Bank is offering 7.77 percent interest rate to senior citizens on FD with a tenure of 5 years. If any senior citizen is looking for a safe return option, then this can be an option.

2. AU Small Finance Bank

AU Small Finance Bank is offering 7.25 percent annual interest on 5 year FD for senior citizens. Senior citizens who want fixed returns along with safe investment can get better returns by investing money in this FD scheme.

3. Suryoday Small Finance Bank

Suryoday Small Finance Bank is offering 8 percent annual interest on 5 year FD for senior citizens. If you want good returns with safe investment, then FD of this bank can be a better option.

4. ESAF Small Finance Bank

ESAF Small Finance Bank is offering 6.25 percent annual interest on 5 year FD to senior citizens. People looking for safe investment option can consider fixed deposits of this bank.

5. Equitas Small Finance Bank

Equitas Small Finance Bank is offering 7.50 percent annual interest on 5 year FD for senior citizens.

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