Fixed Deposit still remains a reliable and safe investment option for senior citizens. While big banks have reduced FD rates, some Small Finance Banks still Up to 8% interest on 5 year FD Are giving. This opportunity is especially for those who want steady and fixed income after retirement.

In this video we will tell that Suryoday Small Finance Bank 8%, Jana Small Finance Bank 7.77% more Ujjivan Small Finance Bank Why are they offering 7.7% interest? The maximum investment limit in FD can be up to ₹3 crore. You will also know that while making FD in Small Finance Banks DICGC insurance available up to ₹5 lakh, tds rules, Form 15H And Zero tax up to ₹12 lakh How can one take advantage of this? Must watch this video before investing in FD.

UP Senior Citizens Pension Rule: Uttar Pradesh government runs many schemes for the people of the state. Some of these schemes are also especially for the elderly. Recently, the Uttar Pradesh government has taken a big decision for the elderly of the state. Now they will start getting pension as soon as they complete 60 years of age. For this, the elderly will not have the hassle of applying separately. This facility will be provided under One Family-One Identity i.e. Family ID system.

Due to which there will be automatic identification of eligible citizens and after getting consent, the pension will be transferred directly to their bank account. At present 67.50 lakh elderly people in the state are taking benefit of this scheme. But there are a large number of people who remain out of pension due to not being able to complete the process. With the introduction of the new system, many more elderly people will benefit from it.

You will start getting pension as soon as you turn 60 years old

According to the decision of Uttar Pradesh Cabinet, now the pension of eligible elderly people will start automatically as soon as they complete 60 years of age. The Social Welfare Department will identify eligible beneficiaries using the Family ID system and take their consent through digital medium like SMS, WhatsApp or call. If consent is not obtained through digital means. So the department employees themselves will go and contact them and their consent will be taken. This process will eliminate the hassle of application and the pension will reach every elderly person on time.

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This process will make work easier

With the new system it will now become easier for the elderly to get pension. After automatic marking and consent, the planning officer will issue the approval with digital signature within 15 days. Which will reach the beneficiary through post. After which the pension will be sent directly to the bank account of the beneficiaries and information about every transaction will be received through message.

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Apart from this, all payment details can be seen in the mobile app like passbook. Door-to-door support will also be available from Gram Panchayat Assistant or Common Service Center. With this decision of the government, it will become much easier for many elderly people to get pension.

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Bihar Assembly Election 2025: Preparations of both the Election Commission and political parties are in full swing for the assembly elections in Bihar. Let us tell you that voting will be conducted in two phases on November 6 and November 11. With this the results will be declared on 14th November. In the meantime, let us know what is Postal Ballot Paper and also by whom it is used.

What is Postal Ballot Paper?

Actually, this is a special method of voting which allows some categories of voters to cast their vote through post instead of going to the polling station. This process is for those persons who cannot be physically present on the day of voting due to service, age, health or special circumstances. Once these voters receive their ballot paper by post, they can register their vote and return it to the election officials within the stipulated time limit. The Election Commission of India monitors this entire process. At the same time, during the official counting process, every postal ballot is carefully monitored, verified and counted along with the remaining votes.

Who can vote through postal ballot?

Not every voter is eligible to use the postal ballot facility. The Election Commission has given this facility to some special categories of voters. Service voters are also included in this. These include members of the armed forces, Central Armed Police Forces, Indian State Police from outside their home constituency and government officials posted abroad. For this, if their life partner lives with them then they are also eligible to vote. These voters can also use the electronically transmitted postal ballot system.

Apart from these, facilities have also been provided to the personnel posted on election duty. This includes presiding officers, polling officers and security personnel. Now, since people are busy with electoral responsibilities on the voting day, postal ballot ensures that they can exercise their democratic right without any hindrance.

Along with this, senior citizens and disabled people also have the right to use the postal ballot facility. The Election Commission has also provided the facility to use postal ballot for senior citizens of 80 years of age or above and disabled people who face difficulty in going to polling stations. Such voters will have to submit Form 12D and apply in advance to the Returning Officer. After verification, postal ballot is sent to them. By using this facility they can vote comfortably sitting at home.

voters in preventive custody

Voters who have been kept in preventive custody also have the right to vote through postal ballot. However, it does not include people serving jail sentences. Along with this, in recent years the Election Commission has also provided the facility of post ballot to the recognized media personnel engaged in election coverage on the day of voting.

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If you are a female investor or a senior citizen, then this news is no less than a bonus for you! SEBI (Indian market regulator) has issued a new Special Discount Proposal, under which now companies or governments issuing bonds will be able to give higher interest rate or discount on the issue price to certain investors. Its objective is that retail investors, especially women and senior citizens, invest more in the bond market. Under this proposal of SEBI, investors who buy long duration bonds of 5 to 10 years can get cashback, discount in fees or other benefits. But remember – this benefit will be available only to first-time bond buyers. If you sell the bond later, the new buyer will not get this discount. This step of SEBI is being considered as a big and positive change towards increasing people’s participation in the debt market. Will this step change the thinking of Indian investors?

Chair Exercises for Seniors, Everyone is needed to be healthy and active, But as the body moves towards the elderly state, the strength of the bones, the strength of the muscles and the flexibility of the body gradually starts decreasing., In such a situation, many people think that exercise is no longer there., But You This Chair But Seated Can do it easily.

Dr. Rameshwar Kumar says that, this method especially those Elderly Which is extremely useful for knee pain, weakness of the waist or Balance Standing due to the problem of Exercise Can not do Let us know which exercises are effective for the elderly sitting on a chair and what should be kept in mind while doing them.

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Things to take care before starting

• Choose a strong and unnecessary chair
• During exercise Legs Keep it on the floor
• Any Movement While doing Deep Breathe and comfortably Do
• Stop exercise immediately if you feel pain

Arm Raj

Slow head on both hands Of Raise up and then bring down. This shoulders strength and Movement Help in increasing.

Leg Lift

Straighten a leg and raise it slowly, some Second Holding Do and then keep it down. it Legs Activates the muscles of.

Noble Rotation

Rotate the neck slowly and left. This provides relief in neck tightness and stress.

Ankle Rotation

Watch the ankles of Needle of Direction And rotate in the opposite direction. From this Legs Blood circulation is better.

Deep Breathing

Take a deep breath, some Second Stop and then leave. Keep the mind calm and Oxygen Level Helps to increase.

It is no longer difficult for the elderly to stay fit. This exercise is not only easy sitting on a chair, but after adopting regularly it fills new energy in life. Regardless of age, it is everyone’s right to stay fit.

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Disclaimer: Some information given in the news is based on media reports. Before implementing any suggestion, you must consult the concerned expert.

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