Gold purchased at around ₹ 2,900 per gram in 2018 has reached close to ₹ 13,500 today.
On January 1, 2026, RBI completed the final redemption of Sovereign Gold Bond 2017-18 Series XIV, the price of which was fixed at ₹ 13,486 per gram. In 8 years, investors got 367% return from the gold price and after adding 2.5% annual interest, the total return was about 387% – i.e. about 21% CAGR. If ₹ 1 lakh had been invested in 2018, then the value in 2026 It would have reached ₹4.87 lakh.
This shows that Sovereign Gold Bonds are an excellent tax-efficient and high-return gold investment option for long-term investors.

Have you thought that a small gold investment can change your life? Sovereign Gold Bond (SGB) issued in 2017 has now increased four times!

RBI has declared the final redemption price of SGB 2017–18 Series-XI at ₹12,801, while its issue price was only ₹2,950. That means price jump + 2.5% interest + tax-free maturity made it the most powerful gold investment. Premature redemption of SGB 2019–20 Series-I has also been fixed at this price.

Long-term investors have got huge benefits without GST, making charges or risk. In the video we will decode SGB return, comparison and future outlook!

Sovereign Gold Bond: Investors investing in Sovereign Gold Bond (SGB) 2017-18 Series-VII had made huge profits. This bond matured on November 13, 2025. According to information received from media reports, investors got an excellent return of about 321 percent on this bond.

According to the announcement of the final redemption price, the Reserve Bank of India (RBI) had fixed the final redemption price at Rs 12,350 per gram. Investors had invested at around Rs 2,934 per gram.

What is Sovereign Gold Bond?

Sovereign Gold Bond is an investment certificate issued by the Reserve Bank of India (RBI). Under this, there is no physical investment in gold. In Sovereign Gold Bond, you buy gold through a certificate from the government. Which makes it a safe and convenient option.

With the rise in the market, the price of your gold also keeps increasing. Therefore investors see it as a stable and profitable investment. Also, due to the recognition from the Government of India, its reliability and security increases manifold.

Due to the additional interest received on investment, investors place their trust in sovereign gold bonds instead of physical gold. You do not get interest on physical gold investment. The interest amount is given to investors by RBI at regular intervals.

Lock in period and interest rate
The lock-in period of gold bond investment is 8 years. However, you can select the early return option after 5 years, but only under certain circumstances. Also, due to the fixed interest rate, many investors do not like to invest in gold bonds. Besides, the price of gold also depends on the market. Due to which there is expectation of ups and downs.

Disclaimer: (The information provided here is being given for information only. It is important to mention here that investment in the market is subject to market risks. Always take expert advice before investing money as an investor. ABPLive.com never advises anyone to invest money here.)

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Sovereign Gold Bond: There is good news for those investing in gold bonds. The Reserve Bank of India (RBI) has announced the price of premature redemption for the Sovereign Gold Bond (SGB) 2017-18 Series-XIV and SGB 2018-19 Series-IV. Both these schemes are ready for redemption from today.

The maturity period of Gold Bond is 8 years old and after completion of 5 years, you can redeem them ahead of time. SGB ​​has a 5 -year lock in period, only after which it can be redeemed. After this, it can be purchased or sold at the National Stock Exchange (NSE). In this scheme, you get an interest of 2.5 percent every year, which is deposited in the investor’s bank account every six months.

Calculation of redemption price in SGB

According to the RBI press release released on June 30, the redemption price in the Sovereign Gold Bond (SGB) is fixed based on the average of the 999 purity of the last three business sessions. That is, after choosing the first three business sessions of the first redemption date, remove the average of 999 purity gold in these three days and this will be the redemption price.

Its price is published by India Bullion and Jewelers Association Limited (IBJA). On July 01, 2025, the redemption price for premature redemption was done on the basis of average of the gold off price on the last three business days (26 June, 27 June and 30 June 2025), which was Rs 9,628 per unit this time. That is, if there is a bond of 1 gram, you will get Rs 9,628. You can keep gold up to a maximum of 4 kilgram in Sovereign Gold Bond.

Investors get bumper returns

SGB ​​2017-18 Series –XIV was launched in January 2018, when the price of 1 gram gold was Rs 2,831. Now its redemption price is Rs 9,628. That is, Rs 9,628 will be available at Rs 2,831 on 1 gram of gold during that time. That is, the return of 240 percent.

At the same time, the redemption price for SGB 2018-19 Series IV, which was issued at Rs 3,119 in January 2019, is now Rs 9,628 per unit. In such a situation, there will be a return of more than 208 % on the redeemation. In this, 2.5 percent interest deposited in your bank account has not been included in this. If it is included, the earnings will sit even more.

Benefits of Sovereign Gold Bond

Investing in Sovereign Gold Bond is safe to gold. There is no fear of its theft in this. Also, due to the government scheme, there is no fear of investing in it. Another special thing of this is that the interest rate in it remains stable even after fluctuations in gold prices.

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These government schemes have been strong interest compared to FD, no threat to drowning money; Return guarantee